VEL
Velocity Financial, Inc.
$17.19
-1.55%
$674.8M
No data for this timeframe.
Vol
Market Cap$674.8M
Cap SizeSmall Cap
Analyst ConsensusStrong Buy (71%)
Inst. Holders7 funds
Inst. Value$17.1M
Inst. Activity1 buys / 1 sells
Insider Activity0B / 9S
Insider Net $-$559.6K
SEC Reports5
Recent Activity
May 26, 2026
Insider
Schaefer Joy L. sold 3,603 shares
Director @ $17.17 ($61.9K)
May 26, 2026
Insider
Pitstick John sold 3,603 shares
Director @ $17.17 ($61.9K)
May 21, 2026
Insider
Pitstick John sold 5,413 shares
Director @ $17.55 ($95.0K)
May 7, 2026
SEC
Velocity Financial reported strong Q1 2026 results with net income up 18.4% YoY to $22.4M, diluted EPS of $0.57 (up $0.0
8-K — Impact 7/10
May 6, 2026
SEC
Velocity Financial reported Q1 2026 results with net income of $22.4M (+18.4% YoY), diluted EPS of $0.57 (+11.8% YoY), a
8-K — Impact 4/10
Apr 17, 2026
SEC
Jeffrey Taylor, an officer of Velocity Financial, Inc., filed a Form 144 to notify intent to sell up to 17,720 shares of
144 — Impact 3/10
Inst.
TWO SIGMA INVESTMENTS, LP — TRIM
24,544 shares ($509.5K)
Inst.
WELLS FARGO & COMPANY/MN — ADD
17,546 shares ($364.3K)
Price Targets
$22.17
+26.9% upside
Strong Buy
Current $17.47
Low $20.00
Median $23.00
High $23.50
3 analysts
$20.00
$23.50
Analyst Ratings
2Strong Buy
3Buy
1Hold
1Sell
0Strong Sell
Recent Analyst Actions
| Date | Firm | Action | Rating |
|---|---|---|---|
| May 7, 2026 | Citizens | MAINTAIN | Market Outperform → Market Outperform |
| Mar 17, 2026 | BTIG | REITERATE | Buy → Buy |
Earnings Estimates
| Period | EPS Est. | Range | Growth | # |
|---|---|---|---|---|
| Current Q | $0.63 ▼ -9.9% | $0.61 — $0.64 | -14% YoY | 2 |
| Next Q | $0.65 ▼ -8.7% | $0.64 — $0.65 | -7% YoY | 2 |
| Current FY | $2.60 ▼ -6.1% | $2.55 — $2.65 | -11% YoY | 2 |
| Next FY | $3.42 ▲ +2.2% | $2.95 — $3.88 | 31% YoY | 2 |
Latest Reports
Top Institutional Holders
| Fund | Value | Move |
|---|---|---|
| VANGUARD GROUP INC | $11.5M | — |
| MORGAN STANLEY | $2.2M | ADD |
| CHARLES SCHWAB INVESTMENT MANAGEMENT | $1.8M | ADD |
| BANK OF AMERICA CORP | $643.0K | TRIM |
| TWO SIGMA INVESTMENTS, LP | $509.5K | TRIM |
Recent Insider Trades
| Date | Insider | Type | Value |
|---|---|---|---|
| May 26, 2026 | Schaefer Joy | D | $61.9K |
| May 26, 2026 | Pitstick John | D | $61.9K |
| May 21, 2026 | Pitstick John | A | $95.0K |
| May 21, 2026 | Schaefer Joy | A | $95.0K |
| May 21, 2026 | Beckett Dorika | A | $95.0K |
7 institutional holders with $17.1M total value (826,024 shares) as of 2025-Q4. Top holders: VANGUARD, MORGAN, CHARLES.
Top Institutional Holders — 2025-Q4
| # | Fund | Shares | Value | % of Tracked | Last Move |
|---|---|---|---|---|---|
| 1 | VANGUARD GROUP INC | 554,568 | $11.5M | 67.1% | — |
| 2 | MORGAN STANLEY | 105,527 | $2.2M | 12.8% | ADD +26.8% |
| 3 | CHARLES SCHWAB INVESTMENT MANAGEMENT INC | 87,551 | $1.8M | 10.6% | ADD +32.1% |
| 4 | BANK OF AMERICA CORP /DE/ | 30,975 | $643.0K | 3.7% | TRIM -43.0% |
| 5 | TWO SIGMA INVESTMENTS, LP | 24,544 | $509.5K | 3.0% | TRIM -74.7% |
| 6 | WELLS FARGO & COMPANY/MN | 17,546 | $364.3K | 2.1% | ADD +52.8% |
| 7 | FMR LLC | 5,313 | $110.3K | 0.6% | ADD +50.9% |
Recent Position Changes
| Fund | Action | Prev Shares | Curr Shares | Change % | Value | Quarter |
|---|---|---|---|---|---|---|
| TWO SIGMA INVESTMENTS, LP | TRIM | 96,970 | 24,544 | -74.7% | $509.5K | 2025-Q4 |
| WELLS FARGO & COMPANY/MN | ADD | 11,486 | 17,546 | +52.8% | $364.3K | 2025-Q4 |
| TWO SIGMA INVESTMENTS, LP | DOUBLED | 27,281 | 96,970 | +255.4% | $1.8M | 2025-Q3 |
| BANK OF AMERICA CORP /DE/ | TRIM | 70,525 | 40,215 | -43.0% | $729.5K | 2025-Q3 |
| UBS Group AG | ADD | 11,345 | 21,351 | +88.2% | $387.3K | 2025-Q3 |
| WELLS FARGO & COMPANY/MN | TRIM | 21,388 | 11,486 | -46.3% | $208.4K | 2025-Q3 |
| CHARLES SCHWAB INVESTMENT MANAGEMENT INC | ADD | 75,135 | 99,274 | +32.1% | $1.8M | 2025-Q2 |
| BANK OF AMERICA CORP /DE/ | DOUBLED | 22,168 | 70,525 | +218.1% | $1.3M | 2025-Q2 |
| TWO SIGMA INVESTMENTS, LP | TRIM | 38,600 | 27,281 | -29.3% | $505.8K | 2025-Q2 |
| UBS Group AG | DOUBLED | 4,200 | 11,345 | +170.1% | $210.3K | 2025-Q2 |
| FMR LLC | ADD | 3,039 | 4,586 | +50.9% | $85.0K | 2025-Q2 |
| RENAISSANCE TECHNOLOGIES LLC | EXIT | 97,000 | 0 | -100.0% | $0.00 | 2025-Q2 |
| CITADEL ADVISORS LLC | ADD | 249,599 | 388,576 | +55.7% | $7.3M | 2025-Q1 |
| RENAISSANCE TECHNOLOGIES LLC | ADD | 57,500 | 97,000 | +68.7% | $1.8M | 2025-Q1 |
| TWO SIGMA INVESTMENTS, LP | NEW | — | 38,600 | — | $722.2K | 2025-Q1 |
| UBS Group AG | TRIM | 5,976 | 4,200 | -29.7% | $78.6K | 2025-Q1 |
| WELLS FARGO & COMPANY/MN | ADD | 12,134 | 19,182 | +58.1% | $375.2K | 2024-Q4 |
| UBS Group AG | ADD | 4,526 | 5,976 | +32.0% | $116.9K | 2024-Q4 |
| CHARLES SCHWAB INVESTMENT MANAGEMENT INC | NEW | — | 79,505 | — | $1.6M | 2024-Q3 |
| MORGAN STANLEY | ADD | 48,647 | 61,693 | +26.8% | $1.2M | 2024-Q3 |
6 unique insiders with 9 transactions. Net insider value: -$559.6K ($0.00 bought, $559.6K sold).
Insider Transactions
| Date | Insider | Title | Type | Shares | Price | Value |
|---|---|---|---|---|---|---|
| May 26, 2026 | Schaefer Joy L. | Director | D | 3,603 | $17.17 | $61.9K |
| May 26, 2026 | Pitstick John | Director | D | 3,603 | $17.17 | $61.9K |
| May 21, 2026 | Pitstick John | Director | A | 5,413 | $17.55 | $95.0K |
| May 21, 2026 | Schaefer Joy L. | Director | A | 5,413 | $17.55 | $95.0K |
| May 21, 2026 | Beckett Dorika M | Director | A | 5,413 | $17.55 | $95.0K |
| May 1, 2026 | Szczepaniak Mark R | Chief Financial Officer | SELL | 1,573 | $19.30 | $30.4K |
| Apr 17, 2026 | Taylor Jeffrey T. | Executive VP, Capital Markets | SELL | 2,130 | $20.00 | $42.6K |
| Apr 1, 2026 | Szczepaniak Mark R | Chief Financial Officer | SELL | 1,573 | $18.13 | $28.5K |
| Mar 31, 2026 | Kelly Roland Thomas | Chief Legal Officer and GC | SELL | 814 | $18.22 | $14.8K |
| Mar 30, 2026 | Kelly Roland Thomas | Chief Legal Officer and GC | SELL | 14,026 | $18.03 | $252.9K |
| Mar 17, 2026 | Kelly Roland Thomas | Chief Legal Officer and GC | SELL | 5,160 | $18.06 | $93.2K |
| Mar 2, 2026 | Szczepaniak Mark R | Chief Financial Officer | SELL | 1,573 | $18.32 | $28.8K |
| Feb 2, 2026 | Taylor Jeffrey T. | Executive VP, Capital Markets | SELL | 1,772 | $20.33 | $36.0K |
| Feb 2, 2026 | Szczepaniak Mark R | Chief Financial Officer | SELL | 1,573 | $20.53 | $32.3K |
5 SEC filing reports analyzed. Sentiment: 1 bullish, 0 bearish, 0 mixed, 4 neutral. Avg impact: 4.2/10.
BULLISH
8-K
7/10
Velocity Financial reported strong Q1 2026 results with net income up 18.4% YoY to $22.4M, diluted E
May 7, 2026
NEUTRAL
8-K
4/10
Velocity Financial reported Q1 2026 results with net income of $22.4M (+18.4% YoY), diluted EPS of $
May 6, 2026
NEUTRAL
144
3/10
Jeffrey Taylor, an officer of Velocity Financial, Inc., filed a Form 144 to notify intent to sell up
Apr 17, 2026
NEUTRAL
DEFA14A
3/10
Velocity Financial, Inc. (VEL) is holding its 2026 Annual Meeting, where shareholders are voting on
Apr 10, 2026
NEUTRAL
8-K
4/10
Analysis based on filing metadata only — document content was unavailable. The 8-K filing includes I
Mar 13, 2026
No press releases analyzed yet. Press releases are collected from GlobeNewsWire and analyzed by the LLM pipeline.
Current analyst consensus: Buy (71% buy). Based on 7 analysts: 2 strong buy, 3 buy, 1 hold, 1 sell, 0 strong sell.
Analyst Price Targets
$22.17 mean target
+26.9% upside
Strong Buy (3.00)
$20.00 Low
$23.50 High
| Metric | Value |
|---|---|
| Current Price | $17.47 |
| Target Low | $20.00 |
| Target Mean | $22.17 |
| Target Median | $23.00 |
| Target High | $23.50 |
| # Analysts | 3 |
| Recommendation | Strong Buy (3.00) |
Earnings Estimates & Revisions
| Period | EPS Avg | EPS Low | EPS High | EPS Growth | 30d Rev. | Up/Down | Rev. Avg | Rev. Growth | Analysts |
|---|---|---|---|---|---|---|---|---|---|
| Current Q 2026-06-30 |
$0.63 | $0.61 | $0.64 | -14.4% | -9.9% | — | $0.1B | 10.7% | 2 |
| Next Q 2026-09-30 |
$0.65 | $0.64 | $0.65 | -6.5% | -8.7% | — | $0.1B | -35.2% | 2 |
| Current FY 2026-12-31 |
$2.60 | $2.55 | $2.65 | -10.7% | -6.1% | 1↑ 0↓ | $0.2B | 15.9% | 2 |
| Next FY 2027-12-31 |
$3.42 | $2.95 | $3.88 | 31.4% | +2.2% | 1↑ 0↓ | $0.2B | 11.3% | 2 |
Current Quarter EPS Revision History
| Timepoint | EPS Estimate | Change |
|---|---|---|
| Current | $0.625 | |
| 7d ago | $0.693 | -0.068 |
| 30d ago | $0.693 | -0.068 |
| 60d ago | $0.633 | -0.008 |
| 90d ago | $0.633 | -0.008 |
2 analyst firms have rated this stock: 0 upgrades, 0 downgrades, 0 initiations.
Individual Analyst Actions
| Date | Analyst Firm | Action | Previous Rating | New Rating |
|---|---|---|---|---|
| May 7, 2026 | Citizens | MAINTAIN | Market Outperform | Market Outperform |
| Mar 17, 2026 | BTIG | REITERATE | Buy | Buy |
Monthly Consensus History
| Period | Strong Buy | Buy | Hold | Sell | Strong Sell | Buy % | Distribution |
|---|---|---|---|---|---|---|---|
| Jun 1, 2026 | 2 | 3 | 1 | 1 | 0 | 71% | |
| May 1, 2026 | 2 | 3 | 1 | 1 | 0 | 71% | |
| Apr 1, 2026 | 2 | 3 | 1 | 1 | 0 | 71% | |
| Mar 1, 2026 | 2 | 3 | 1 | 1 | 0 | 71% | |
| Feb 1, 2026 | 2 | 3 | 1 | 1 | 0 | 71% | |
| Jan 1, 2026 | 2 | 3 | 1 | 1 | 0 | 71% |
Strong BuyBuyHoldSellStrong Sell
No congressional trading data available for this ticker. Data is sourced from Senate and House financial disclosure filings.
No Reddit sentiment data available yet. Sentiment is analyzed from Reddit investment communities on a rolling basis.
May 6, 2026
earnings_calendar
VEL Q1 2026 Earnings Scheduled — 2026-05-06
Apr 30, 2026
earnings_calendar
VEL Q1 2026 Earnings Scheduled — 2026-04-30
Mar 11, 2026
earnings_calendar
VEL Q4 2025 Earnings After Market Close — 2026-03-11