NBTB
NBT BANCORP INC
$47.21
+2.10%
$2.4B
No data for this timeframe.
Vol
Market Cap$2.4B
Cap SizeMid Cap
Analyst ConsensusBuy (62%)
Inst. Holders8 funds
Inst. Value$316.2M
Inst. Activity1 buys / 0 sells
Insider Activity1B / 2S
Insider Net $$644.6K
SEC Reports3
Recent Activity
Jun 5, 2026
Insider
Mahoney Ruth H sold 5,000 shares
EVP/President of Wealth Mgmt @ $46.60 ($233.0K)
May 21, 2026
Insider
Kowalczyk Andrew S III sold 1,128.434 shares
Director @ $45.86 ($51.7K)
May 19, 2026
dividend
NBT Bancorp Inc. Announces Cash Dividend
<p align="justify">NORWICH, N.Y., May 19, 2026 (GLOBE NEWSWIRE) -- The Board of Directors of NBT B
May 19, 2026
Insider
Ames Johanna R sold 1,050 shares
Director @ $0.00 ($0.00)
Apr 23, 2026
SEC
NBT Bancorp reported Q1 2026 EPS of $0.98, missing consensus of $1.05 by 6.7%. Net interest margin expanded to 3.72%, bu
8-K — Impact 6/10
Apr 23, 2026
SEC
NBT Bancorp reported Q1 2026 EPS of $0.98, missing the $1.05 consensus estimate by 6.7%, with revenue of $184.5M (net in
PRESS-RELEASE — Impact 6/10
Apr 6, 2026
SEC
NBT Bancorp Inc. filed a definitive proxy statement for its annual shareholder meeting, which includes the election of d
DEFA14A — Impact 3/10
Inst.
TWO SIGMA INVESTMENTS, LP — ADD
55,838 shares ($2.3M)
Price Targets
$48.92
+3.6% upside
Hold
Current $47.21
Low $46.50
Median $49.00
High $52.00
6 analysts
$46.50
$52.00
Analyst Ratings
3Strong Buy
5Buy
5Hold
0Sell
0Strong Sell
Recent Analyst Actions
| Date | Firm | Action | Rating |
|---|---|---|---|
| Apr 27, 2026 | DA Davidson | MAINTAIN | Buy → Buy |
| Feb 25, 2026 | DA Davidson | INITIATE | Buy |
Earnings Estimates
| Period | EPS Est. | Range | Growth | # |
|---|---|---|---|---|
| Current Q | $1.02 ▼ -0.8% | $0.97 — $1.07 | 16% YoY | 7 |
| Next Q | $1.09 | $1.06 — $1.15 | 4% YoY | 7 |
| Current FY | $4.17 | $4.10 — $4.32 | 9% YoY | 6 |
| Next FY | $4.54 ▼ -1.0% | $4.25 — $4.90 | 9% YoY | 7 |
Latest Reports
BEARISH
8-K
6/10
NBT Bancorp reported Q1 2026 EPS of $0.98, missing consensus of $1.05 by 6.7%. Net interest margin expanded to 3.72%, bu
Apr 23, 2026
BEARISH
PRESS-RELEASE
6/10
NBT Bancorp reported Q1 2026 EPS of $0.98, missing the $1.05 consensus estimate by 6.7%, with revenue of $184.5M (net in
Apr 23, 2026
Top Institutional Holders
| Fund | Value | Move |
|---|---|---|
| VANGUARD GROUP INC | $251.1M | — |
| CHARLES SCHWAB INVESTMENT MANAGEMENT | $25.5M | NEW |
| MORGAN STANLEY | $22.3M | ADD |
| WELLS FARGO & COMPANY/MN | $5.5M | — |
| BANK OF AMERICA CORP | $5.1M | ADD |
Recent Insider Trades
| Date | Insider | Type | Value |
|---|---|---|---|
| Jun 5, 2026 | Mahoney Ruth | SELL | $233.0K |
| May 21, 2026 | Kowalczyk Andrew | A | $51.7K |
| May 19, 2026 | Ames Johanna | A | $0.00 |
| May 19, 2026 | Kowalczyk Andrew | A | $0.00 |
| May 19, 2026 | WATT JOHN | A | $0.00 |
8 institutional holders with $316.2M total value (7,616,018 shares) as of 2025-Q4. Top holders: VANGUARD, CHARLES, MORGAN. Net buying activity: 1 institutions added/increased vs 0 reduced.
Top Institutional Holders — 2025-Q4
| # | Fund | Shares | Value | % of Tracked | Last Move |
|---|---|---|---|---|---|
| 1 | VANGUARD GROUP INC | 6,048,345 | $251.1M | 79.4% | — |
| 2 | CHARLES SCHWAB INVESTMENT MANAGEMENT INC | 613,698 | $25.5M | 8.1% | NEW |
| 3 | MORGAN STANLEY | 535,913 | $22.3M | 7.0% | ADD +51.7% |
| 4 | WELLS FARGO & COMPANY/MN | 132,452 | $5.5M | 1.7% | — |
| 5 | BANK OF AMERICA CORP /DE/ | 122,075 | $5.1M | 1.6% | ADD +67.8% |
| 6 | RENAISSANCE TECHNOLOGIES LLC | 61,773 | $2.6M | 0.8% | TRIM -31.0% |
| 7 | TWO SIGMA INVESTMENTS, LP | 55,838 | $2.3M | 0.7% | ADD +34.6% |
| 8 | FMR LLC | 45,924 | $1.9M | 0.6% | ADD +27.5% |
Recent Position Changes
| Fund | Action | Prev Shares | Curr Shares | Change % | Value | Quarter |
|---|---|---|---|---|---|---|
| TWO SIGMA INVESTMENTS, LP | ADD | 41,489 | 55,838 | +34.6% | $2.3M | 2025-Q4 |
| UBS Group AG | TRIM | 317,022 | 118,664 | -62.6% | $5.0M | 2025-Q3 |
| RENAISSANCE TECHNOLOGIES LLC | TRIM | 100,573 | 69,373 | -31.0% | $2.9M | 2025-Q3 |
| NORGES BANK | EXIT | 39,621 | 0 | -100.0% | $0.00 | 2025-Q3 |
| UBS Group AG | ADD | 244,823 | 317,022 | +29.5% | $13.2M | 2025-Q2 |
| BANK OF AMERICA CORP /DE/ | ADD | 86,647 | 145,351 | +67.8% | $6.0M | 2025-Q2 |
| RENAISSANCE TECHNOLOGIES LLC | DOUBLED | 37,839 | 100,573 | +165.8% | $4.2M | 2025-Q2 |
| TWO SIGMA INVESTMENTS, LP | TRIM | 61,612 | 43,296 | -29.7% | $1.8M | 2025-Q2 |
| NORGES BANK | NEW | — | 39,621 | — | $1.6M | 2025-Q2 |
| UBS Group AG | TRIM | 346,551 | 244,823 | -29.4% | $10.5M | 2025-Q1 |
| TWO SIGMA INVESTMENTS, LP | NEW | — | 61,612 | — | $2.6M | 2025-Q1 |
| CITADEL ADVISORS LLC | TRIM | 91,472 | 55,176 | -39.7% | $2.4M | 2025-Q1 |
| RENAISSANCE TECHNOLOGIES LLC | DOUBLED | 8,500 | 37,839 | +345.2% | $1.6M | 2025-Q1 |
| FMR LLC | ADD | 24,870 | 31,701 | +27.5% | $1.4M | 2025-Q1 |
| NORGES BANK | EXIT | 141,031 | 0 | -100.0% | $0.00 | 2025-Q1 |
| UBS Group AG | DOUBLED | 41,149 | 346,551 | +742.2% | $16.6M | 2024-Q4 |
| CITADEL ADVISORS LLC | ADD | 57,186 | 91,472 | +60.0% | $4.4M | 2024-Q4 |
| RENAISSANCE TECHNOLOGIES LLC | TRIM | 28,839 | 8,500 | -70.5% | $406.0K | 2024-Q4 |
| CHARLES SCHWAB INVESTMENT MANAGEMENT INC | NEW | — | 585,636 | — | $25.9M | 2024-Q3 |
| MORGAN STANLEY | ADD | 325,613 | 494,117 | +51.7% | $21.9M | 2024-Q3 |
20 unique insiders with 3 transactions. Net insider value: $644.6K ($976.7K bought, $332.1K sold).
Insider Transactions
| Date | Insider | Title | Type | Shares | Price | Value |
|---|---|---|---|---|---|---|
| Jun 5, 2026 | Mahoney Ruth H | EVP/President of Wealth Mgmt | SELL | 5,000 | $46.60 | $233.0K |
| May 21, 2026 | Kowalczyk Andrew S III | Director | A | 1,128.434 | $45.86 | $51.7K |
| May 19, 2026 | Ames Johanna R | Director | A | 1,050 | $0.00 | $0.00 |
| May 19, 2026 | Kowalczyk Andrew S III | Director | A | 1,050 | $0.00 | $0.00 |
| May 19, 2026 | WATT JOHN H JR | Director | A | 1,050 | $0.00 | $0.00 |
| May 19, 2026 | DIETRICH MARTIN A | Director | A | 1,050 | $0.00 | $0.00 |
| May 19, 2026 | Brown Jason David | Director | A | 1,050 | $0.00 | $0.00 |
| May 19, 2026 | NASCA DAVID J | Director | A | 1,050 | $0.00 | $0.00 |
| May 19, 2026 | Robinson V Daniel II | Director | A | 1,050 | $0.00 | $0.00 |
| May 19, 2026 | Hoeller Heidi M | Director | A | 1,050 | $0.00 | $0.00 |
| May 19, 2026 | Salanger Matthew J | Director | A | 1,050 | $0.00 | $0.00 |
| May 19, 2026 | CANTELE RICHARD J JR | Director | A | 1,050 | $0.00 | $0.00 |
| May 19, 2026 | DELANEY TIMOTHY E | Director | A | 1,050 | $0.00 | $0.00 |
| May 15, 2026 | Wiles Amy | EVP, Chief Risk and Credit | F | 2,453 | $44.09 | $108.2K |
| May 15, 2026 | Smaniotto Cynthia A | EVP, Chief HR Officer | F | 285 | $44.09 | $12.6K |
| May 15, 2026 | Sparks Martin Randolph | EVP,General Counsel,Secretary | F | 361 | $44.09 | $15.9K |
| May 11, 2026 | Halliday Sarah A | EVP/Chief Comm Innovation Off | I | 4,015.748 | $44.82 | $180.0K |
| Mar 23, 2026 | Kingsley Scott Allen | President & CEO NBT Bancorp | A | 9,125 | $0.00 | $0.00 |
| Mar 23, 2026 | Wiles Amy | EVP, Chief Risk and Credit | F | 114 | $41.99 | $4.8K |
| Mar 23, 2026 | Stagliano Joseph R | SEVP & President of NBT Bank | A | 4,528 | $0.00 | $0.00 |
| Mar 23, 2026 | Mahoney Ruth H | EVP/President of Wealth Mgmt | A | 2,961 | $0.00 | $0.00 |
| Mar 23, 2026 | Smaniotto Cynthia A | SVP, Chief HR Officer | A | 2,042 | $0.00 | $0.00 |
| Mar 23, 2026 | Burns Annette L | EVP & Chief Financial Officer | F | 21 | $41.99 | $881.79 |
| Mar 23, 2026 | Burns Annette L | EVP & Chief Financial Officer | A | 3,275 | $0.00 | $0.00 |
| Mar 23, 2026 | Smaniotto Cynthia A | SVP, Chief HR Officer | F | 15 | $41.99 | $629.85 |
| Mar 23, 2026 | Sparks Martin Randolph | EVP,General Counsel,Secretary | F | 236 | $41.99 | $9.9K |
| Mar 23, 2026 | Mahoney Ruth H | EVP/President of Wealth Mgmt | F | 215 | $41.99 | $9.0K |
| Mar 23, 2026 | Halliday Sarah A | EVP/Chief Comm Innovation Off | F | 221 | $41.99 | $9.3K |
| Mar 23, 2026 | Stagliano Joseph R | SEVP & President of NBT Bank | F | 246 | $41.99 | $10.3K |
| Mar 23, 2026 | Wiles Amy | EVP, Chief Risk and Credit | A | 5,656 | $0.00 | $0.00 |
| Mar 23, 2026 | Sparks Martin Randolph | EVP,General Counsel,Secretary | A | 2,919 | $0.00 | $0.00 |
| Mar 23, 2026 | Kingsley Scott Allen | President & CEO NBT Bancorp | F | 125 | $41.99 | $5.2K |
| Mar 23, 2026 | Hyle Shaunastar | EVP, Retail Community Banking | F | 191 | $41.99 | $8.0K |
| Mar 23, 2026 | Hyle Shaunastar | EVP, Retail Community Banking | A | 2,751 | $0.00 | $0.00 |
| Mar 23, 2026 | Halliday Sarah A | EVP/Chief Comm Innovation Off | A | 2,777 | $0.00 | $0.00 |
| Mar 13, 2026 | Sparks Martin Randolph | EVP,General Counsel,Secretary | SELL | 2,400 | $41.30 | $99.1K |
| Mar 6, 2026 | Stagliano Joseph R | SEVP & President of NBT Bank | A | 2,642.325 | $41.63 | $110.0K |
| Jan 28, 2026 | DELANEY TIMOTHY E | Director | BUY | 22,730 | $42.97 | $976.7K |
3 SEC filing reports analyzed. Sentiment: 0 bullish, 2 bearish, 0 mixed, 1 neutral. Avg impact: 5.0/10.
BEARISH
8-K
6/10
NBT Bancorp reported Q1 2026 EPS of $0.98, missing consensus of $1.05 by 6.7%. Net interest margin e
Apr 23, 2026
BEARISH
PRESS-RELEASE
6/10
NBT Bancorp reported Q1 2026 EPS of $0.98, missing the $1.05 consensus estimate by 6.7%, with revenu
Apr 23, 2026
NEUTRAL
DEFA14A
3/10
NBT Bancorp Inc. filed a definitive proxy statement for its annual shareholder meeting, which includ
Apr 6, 2026
No press releases analyzed yet. Press releases are collected from GlobeNewsWire and analyzed by the LLM pipeline.
Current analyst consensus: Buy (62% buy). Based on 13 analysts: 3 strong buy, 5 buy, 5 hold, 0 sell, 0 strong sell.
Analyst Price Targets
$48.92 mean target
+3.6% upside
Hold (3.00)
$46.50 Low
$52.00 High
| Metric | Value |
|---|---|
| Current Price | $47.21 |
| Target Low | $46.50 |
| Target Mean | $48.92 |
| Target Median | $49.00 |
| Target High | $52.00 |
| # Analysts | 6 |
| Recommendation | Hold (3.00) |
Earnings Estimates & Revisions
| Period | EPS Avg | EPS Low | EPS High | EPS Growth | 30d Rev. | Up/Down | Rev. Avg | Rev. Growth | Analysts |
|---|---|---|---|---|---|---|---|---|---|
| Current Q 2026-06-30 |
$1.02 | $0.97 | $1.07 | 15.6% | -0.8% | 3↑ 4↓ | $0.2B | 10.2% | 7 |
| Next Q 2026-09-30 |
$1.09 | $1.06 | $1.15 | 3.7% | -0.4% | 2↑ 3↓ | $0.2B | 4.7% | 7 |
| Current FY 2026-12-31 |
$4.17 | $4.10 | $4.32 | 9.3% | -0.4% | 3↑ 3↓ | $0.8B | 9.2% | 6 |
| Next FY 2027-12-31 |
$4.54 | $4.25 | $4.90 | 8.8% | -1.0% | 2↑ 4↓ | $0.8B | 5.3% | 7 |
Current Quarter EPS Revision History
| Timepoint | EPS Estimate | Change |
|---|---|---|
| Current | $1.017 | |
| 7d ago | $1.013 | +0.004 |
| 30d ago | $1.026 | -0.009 |
| 60d ago | $1.026 | -0.009 |
| 90d ago | $1.028 | -0.011 |
1 analyst firms have rated this stock: 0 upgrades, 0 downgrades, 1 initiations.
Individual Analyst Actions
| Date | Analyst Firm | Action | Previous Rating | New Rating |
|---|---|---|---|---|
| Apr 27, 2026 | DA Davidson | MAINTAIN | Buy | Buy |
| Feb 25, 2026 | DA Davidson | INITIATE | — | Buy |
Monthly Consensus History
| Period | Strong Buy | Buy | Hold | Sell | Strong Sell | Buy % | Distribution |
|---|---|---|---|---|---|---|---|
| Jun 1, 2026 | 3 | 5 | 5 | 0 | 0 | 62% | |
| May 1, 2026 | 3 | 5 | 5 | 0 | 0 | 62% | |
| Apr 1, 2026 | 3 | 5 | 5 | 0 | 0 | 62% | |
| Mar 1, 2026 | 3 | 5 | 5 | 0 | 0 | 62% | |
| Feb 1, 2026 | 4 | 4 | 4 | 0 | 0 | 67% | |
| Jan 1, 2026 | 4 | 4 | 4 | 0 | 0 | 67% |
Strong BuyBuyHoldSellStrong Sell
No congressional trading data available for this ticker. Data is sourced from Senate and House financial disclosure filings.
No Reddit sentiment data available yet. Sentiment is analyzed from Reddit investment communities on a rolling basis.
May 19, 2026
dividend
NBT Bancorp Inc. Announces Cash Dividend
<p align="justify">NORWICH, N.Y., May 19, 2026 (GLOBE NEWSWIRE) -- The Board of Directors of NBT Bancorp Inc. (“NBT” or the “Company”) (NASDAQ: NBTB
Apr 23, 2026
earnings
NBT Bancorp Inc. Announces First Quarter 2026 Results
NBT BANCORP INC. ANNOUNCES FIRST QUARTER 2026 RESULTS
Apr 23, 2026
earnings_calendar
NBTB Q1 2026 Earnings Scheduled — 2026-04-23