CZNC

CITIZENS & NORTHERN CORP

Nasdaq · State Commercial Banks · Inc. PA · CIK 0000810958
$22.06 +0.82% $395.2M
Insider Selling Cluster (3 insiders)
Vol
Market Cap$395.2M
Cap SizeSmall Cap
Inst. Holders39 funds
Inst. Value$82.8M
Inst. Activity1 buys / 1 sells
Insider Activity9B / 1S
Insider Net $$34.7K
SEC Reports11
Exchange Nasdaq·Sector State Commercial Banks·Inc. PA·CIK 0000810958·Prev Close $21.88

Recent Activity

Jun 8, 2026 SEC
Two directors of Citizens & Northern Corp made open-market purchases totaling $4,288 on June 5, 2026. The aggregate doll
CLUSTER — Impact 2/10
Jun 5, 2026 Insider
Shattuck Katherine W bought 10 shares
Director @ $21.44 ($214.40)
Jun 5, 2026 Insider
Pellegrino Frank G bought 190 shares
Director @ $21.44 ($4.1K)
May 28, 2026 Insider
Trate Christian C sold 229 shares
Director @ $21.10 ($4.8K)
May 21, 2026 SEC
Three directors at Citizens & Northern Corp made open-market purchases totaling ~$26K over a one-week window, with Direc
CLUSTER — Impact 3/10
May 21, 2026 SEC
Three directors purchased a total of ~$26K of CZNC stock over a 7-day window, with the largest purchase ($21K) by Direct
CLUSTER — Impact 2/10
Inst.
Invesco Ltd. — ADD
25,488 shares ($569.4K)
Inst.
NISA INVESTMENT ADVISORS, LLC — NEAR_EXIT
10 shares ($223.00)

Price Targets

Historical data — last covering-analyst action Jan 2026. No current recommendation available.
$24.00 (Jan 2026)
Current $22.06 Low $24.00 Median $24.00 High $24.00 1 analysts
$24.00 $24.00

Analyst Ratings

Historical distribution0% buy · 6 analysts · last covering-analyst action Jan 2026
0Strong Buy
0Buy
3Hold
1Sell
2Strong Sell
Historical Analyst Actions
DateFirmActionRating
Jan 29, 2026 Piper Sandler MAINTAIN Neutral → Neutral

Earnings Estimates

PeriodEPS Est.RangeGrowth#
Current Q $0.63 ▲ +1.6% $0.63 — $0.63 56% YoY 1
Next Q $0.66 ▲ +3.1% $0.66 — $0.66 41% YoY 1
Current FY $1.97 ▼ -21.2% $1.97 — $1.97 6% YoY 1
Next FY $2.70 $2.70 — $2.70 37% YoY 1

Top Institutional Holders

FundValueMove
BlackRock, Inc.$26.5M
VANGUARD CAPITAL MANAGEMENT LLC$16.2M
DIMENSIONAL FUND ADVISORS LP$13.9M
STATE STREET CORP$7.5M
VANGUARD FIDUCIARY TRUST CO$2.7M

Recent Insider Trades

DateInsiderTypeValue
Jun 5, 2026Shattuck KatherineBUY$214.40
Jun 5, 2026Pellegrino FrankBUY$4.1K
May 28, 2026Trate ChristianSELL$4.8K
May 20, 2026HUGHES MARKJ$5.4K
May 20, 2026James GlennJ$103.98
39 institutional holders with $82.8M total value (3,723,517 shares) as of 2026-Q1. Top holders: BlackRock,, VANGUARD, DIMENSIONAL.

Top Institutional Holders — 2026-Q1

#FundSharesValue% of TrackedLast Move
1BlackRock, Inc.1,187,915$26.5M32.1%
2VANGUARD CAPITAL MANAGEMENT LLC725,119$16.2M19.6%
3DIMENSIONAL FUND ADVISORS LP620,287$13.9M16.7%
4STATE STREET CORP335,364$7.5M9.1%
5VANGUARD FIDUCIARY TRUST CO119,239$2.7M3.2%
6VANGUARD PORTFOLIO MANAGEMENT LLC98,868$2.2M2.7%
7PNC FINANCIAL SERVICES GROUP, INC.72,298$1.6M2.0%
8GOLDMAN SACHS GROUP INC57,225$1.3M1.5%
9RENAISSANCE TECHNOLOGIES LLC53,441$1.2M1.4%
10CHARLES SCHWAB INVESTMENT MANAGEMENT INC49,447$1.1M1.3%
11TWO SIGMA INVESTMENTS, LP45,552$1.0M1.2%
12ALLIANCEBERNSTEIN L.P.50,064$1.0M1.2%DOUBLED +281.3%
13Connor, Clark & Lunn Investment Management Ltd.43,321$967.8K1.2%ADD +89.8%
14Nuveen, LLC29,464$658.2K0.8%NEAR_EXIT -96.4%
15MORGAN STANLEY28,183$629.6K0.8%TRIM -28.3%
16Invesco Ltd.25,488$569.4K0.7%ADD +67.8%
17CITADEL ADVISORS LLC22,473$502.0K0.6%TRIM -54.5%
18RHUMBLINE ADVISERS21,122$471.9K0.6%
19BANK OF AMERICA CORP /DE/18,311$409.1K0.5%ADD +55.0%
20MARSHALL WACE, LLP14,412$322.0K0.4%TRIM -32.8%

Recent Position Changes

FundActionPrev SharesCurr SharesChange %ValueQuarter
Invesco Ltd.ADD15,19225,488+67.8%$569.4K2026-Q1
NISA INVESTMENT ADVISORS, LLCNEAR_EXIT94210-98.9%$223.002026-Q1
ALLIANCEBERNSTEIN L.P.DOUBLED16,46262,777+281.3%$1.3M2025-Q4
WELLS FARGO & COMPANY/MNADD15,73620,632+31.1%$416.2K2025-Q4
BANK OF AMERICA CORP /DE/ADD11,63518,036+55.0%$363.8K2025-Q4
Invesco Ltd.ADD11,27615,192+34.7%$306.4K2025-Q4
COMMONWEALTH EQUITY SERVICES, LLCTRIM24,16111,421-52.7%$230.4K2025-Q4
DEUTSCHE BANK AG\ADD6,3939,797+53.2%$197.6K2025-Q4
MARSHALL WACE, LLPTRIM57,87038,863-32.8%$769.9K2025-Q3
WELLS FARGO & COMPANY/MNADD10,51315,736+49.7%$311.7K2025-Q3
CITADEL ADVISORS LLCTRIM31,17714,181-54.5%$280.9K2025-Q3
UBS Group AGDOUBLED5,86812,199+107.9%$241.7K2025-Q3
Russell Investments Group, Ltd.DOUBLED2751,708+521.1%$33.8K2025-Q3
Allworth Financial LPDOUBLED34105+208.8%$2.1K2025-Q3
CWM, LLCDOUBLED1,1523,574+210.2%$71.002025-Q3
MARSHALL WACE, LLPDOUBLED28,18357,870+105.3%$1.1M2025-Q2
Nuveen, LLCNEAR_EXIT691,29324,950-96.4%$472.6K2025-Q2
UBS Group AGTRIM10,5175,868-44.2%$111.1K2025-Q2
NISA INVESTMENT ADVISORS, LLCADD700942+34.6%$17.8K2025-Q2
BARCLAYS PLCADD15,88625,663+61.5%$486.002025-Q2
CWM, LLCDOUBLED5731,152+101.0%$22.002025-Q2
Connor, Clark & Lunn Investment Management Ltd.ADD23,08543,805+89.8%$881.4K2025-Q1
MORGAN STANLEYTRIM44,64431,998-28.3%$643.8K2025-Q1
MARSHALL WACE, LLPADD20,52228,183+37.3%$567.0K2025-Q1
BANK OF AMERICA CORP /DE/TRIM22,21113,246-40.4%$266.5K2025-Q1
21 unique insiders with 50 transactions. Net insider value: $34.7K ($39.5K bought, $4.8K sold).

Insider Transactions

DateInsiderTitleTypeSharesPriceValue
Jun 5, 2026Shattuck Katherine WDirectorBUY10$21.44$214.40
Jun 5, 2026Pellegrino Frank GDirectorBUY190$21.44$4.1K
May 28, 2026Trate Christian CDirectorSELL229$21.10$4.8K
May 20, 2026HUGHES MARK AEXEC. VP AND CFOJ259$20.80$5.4K
May 20, 2026James Glenn RichardEVP COUNSEL, CORP SECRETARYJ5$20.80$103.98
May 20, 2026REBER JOHN MEXEC. VPJ134$20.80$2.8K
May 20, 2026RUDY THOMAS L JREXEC. VPJ194$20.80$4.0K
May 20, 2026Rush Blair TEXECUTIVE VICE PRESIDENTJ39$20.80$811.06
May 20, 2026Watkins Tracy EllenEXEC. VPJ90$20.80$1.9K
May 20, 2026SCOVILL J BRADLEYPRESIDENT AND CEOJ89$20.80$1.9K
May 20, 2026Runk David SEXEC. VP AND STRATEGIC ADVISORJ1$20.80$20.80
May 20, 2026Dunsmore Stan REXEC. VP, CHIEF CREDIT OFFICERJ132$20.80$2.7K
May 20, 2026Balagour AlexanderEVP- CHIEF INFORMATION OFFICERJ29$20.80$603.10
May 20, 2026Cwiklinski Kelley AEVP CHIEF COMM LENDING OFFICERJ38$20.80$790.26
May 20, 2026Hoose Harold F IIIEXEC. VPJ222$20.80$4.6K
May 15, 2026Dunsmore Stan REXEC. VP, CHIEF CREDIT OFFICERJ1$20.82$20.82
May 15, 2026REBER JOHN MEXEC. VPJ418$20.82$8.7K
May 15, 2026James Glenn RichardEVP COUNSEL, CORP SECRETARYJ10$20.82$208.15
May 15, 2026RUDY THOMAS L JREXEC. VPJ1$20.82$20.82
May 15, 2026Santiago Helen SDirectorJ132$20.82$2.7K
May 15, 2026SINGER AARON KDirectorJ77$20.85$1.6K
May 15, 2026Dorwart Stephen MDirectorJ70$20.85$1.5K
May 15, 2026Kilmer Bobbi JDirectorJ161$20.85$3.4K
May 15, 2026Watkins Tracy EllenEXEC. VPJ98$20.82$2.0K
May 15, 2026SCOVILL J BRADLEYPRESIDENT AND CEOJ490$20.89$10.2K
May 15, 2026Pellegrino Frank GDirectorJ653$20.82$13.6K
May 15, 2026Shattuck Katherine WDirectorJ125$20.82$2.6K
May 15, 2026Loughery Robert GDirectorJ140$20.82$2.9K
May 13, 2026Lehman Terry LDirectorBUY1,000$20.83$20.8K
May 8, 2026Shattuck Katherine WDirectorBUY10$21.75$217.45
May 8, 2026Pellegrino Frank GDirectorBUY237$21.75$5.2K
Apr 23, 2026SINGER AARON KDirectorAWARD1,080$23.15$25.0K
Apr 23, 2026Pellegrino Frank GDirectorAWARD1,080$23.15$25.0K
Apr 23, 2026Shattuck Katherine WDirectorAWARD1,080$23.15$25.0K
Apr 23, 2026Kilmer Bobbi JDirectorAWARD1,080$23.15$25.0K
Apr 23, 2026Lehman Terry LDirectorAWARD1,080$23.15$25.0K
Apr 23, 2026Dorwart Stephen MDirectorAWARD1,080$23.15$25.0K
Apr 23, 2026Loughery Robert GDirectorAWARD1,080$23.15$25.0K
Apr 23, 2026Santiago Helen SDirectorAWARD1,080$23.15$25.0K
Apr 23, 2026Trate Christian CDirectorAWARD1,080$23.15$25.0K
Apr 6, 2026Shattuck Katherine WDirectorBUY20$22.55$450.90
Apr 6, 2026Pellegrino Frank GDirectorBUY180$22.55$4.1K
Mar 6, 2026Pellegrino Frank GDirectorBUY185$21.96$4.1K
Mar 6, 2026Shattuck Katherine WDirectorBUY21$21.96$461.05
Feb 20, 2026Dunsmore Stan REXEC. VP, CHIEF CREDIT OFFICERTAX W/H148$23.67$3.5K
Feb 20, 2026Watkins Tracy EllenEXEC. VPTAX W/H111$23.67$2.6K
Feb 20, 2026Watkins Tracy EllenEXEC. VPTAX W/H111$23.67$2.6K
Feb 20, 2026Dunsmore Stan REXEC. VP, CHIEF CREDIT OFFICERTAX W/H148$23.67$3.5K
Feb 20, 2026SCOVILL J BRADLEYPRESIDENT AND CEOTAX W/H499$23.67$11.8K
Feb 20, 2026RUDY THOMAS L JREXEC. VPTAX W/H141$23.67$3.3K
11 SEC filing reports analyzed. Sentiment: 0 bullish, 0 bearish, 0 mixed, 11 neutral. Avg impact: 2.2/10.

No press releases analyzed yet. Press releases are collected from GlobeNewsWire and analyzed by the LLM pipeline.

Historical analyst distribution (last covering-analyst action Jan 2026): 0% buy across 6 analysts — 0 strong buy, 0 buy, 3 hold, 1 sell, 2 strong sell. No current recommendation available.

Analyst Price Targets

Historical data — last covering-analyst action Jan 2026. No current recommendation available.
$24.00 mean target (Jan 2026)
$24.00 Low $24.00 High
MetricValue
Current Price$22.06
Target Low$24.00
Target Mean$24.00
Target Median$24.00
Target High$24.00
# Analysts1
Recommendation— (no recent coverage)

Earnings Estimates & Revisions

PeriodEPS AvgEPS LowEPS HighEPS Growth30d Rev.Up/DownRev. AvgRev. GrowthAnalysts
Current Q
2026-06-30
$0.63 $0.63 $0.63 56.0% +1.6% 1↑ 0↓ $0.0B 1
Next Q
2026-09-30
$0.66 $0.66 $0.66 40.8% +3.1% 1↑ 0↓ $0.0B 1
Current FY
2026-12-31
$1.97 $1.97 $1.97 5.7% -21.2% 0↑ 1↓ $0.0B 1
Next FY
2027-12-31
$2.70 $2.70 $2.70 37.1% +0.0% 1↑ 0↓ $0.0B 1

Current Quarter EPS Revision History

TimepointEPS EstimateChange
Current$0.630
7d ago$0.620+0.010
30d ago$0.620+0.010
60d ago$0.625+0.005
90d ago$0.630
1 analyst firms have rated this stock: 0 upgrades, 0 downgrades, 0 initiations.

Historical Analyst Actions

DateAnalyst FirmActionPrevious RatingNew Rating
Jan 29, 2026 Piper Sandler MAINTAIN Neutral Neutral

Monthly Consensus History

PeriodStrong BuyBuyHoldSellStrong SellBuy %Distribution
Jun 1, 2026003120%
May 1, 2026003120%
Apr 1, 2026003120%
Mar 1, 2026004120%
Feb 1, 2026003120%
Jan 1, 2026004120%
Strong BuyBuyHoldSellStrong Sell

No congressional trading data available for this ticker. Data is sourced from Senate and House financial disclosure filings.

No Reddit sentiment data available yet. Sentiment is analyzed from Reddit investment communities on a rolling basis.

Apr 21, 2026
earnings_calendar
CZNC Q1 2026 Earnings Scheduled — 2026-04-21
Apr 16, 2026
earnings_calendar
CZNC Q1 2026 Earnings Scheduled — 2026-04-16