CIA

CITIZENS, INC.

NYSE · Life Insurance · Inc. CO · CIK 0000024090
$5.56 +1.09% $281.1M
Insider Buying Cluster (2 insiders)4 New Institutional Positions
Vol
Market Cap$281.1M
Cap SizeMicro Cap
Inst. Holders38 funds
Inst. Value$42.4M
Inst. Activity4 buys / 2 sells
Insider Activity4B / 0S
Insider Net $$331.7K
Reddit Sentiment46° Neutral
SEC Reports2
Exchange NYSE·Sector Life Insurance·Inc. CO·CIK 0000024090·Prev Close $5.50

Recent Activity

May 29, 2026 Insider
Davis Jerry acquired 380.1 shares
Director @ $5.23 ($2.0K)
May 21, 2026 Insider
Stenberg Jon bought 10,000 shares
President & CEO @ $4.82 ($48.2K)
May 13, 2026 earnings_calendar
CIA Q1 2026 Earnings Scheduled — 2026-05-13
May 7, 2026 SEC
Citizens, Inc. reported Q1 2026 results with total revenues of $59.7M (+7% YoY) and net income of $2.3M, reversing a $1.
8-K — Impact 4/10
May 5, 2026 Insider
Davis Jerry acquired 362.816 shares
Director @ $5.48 ($2.0K)
Apr 30, 2026 SEC
CITIZENS, INC. filed a DEFA14A (additional definitive proxy soliciting material) on April 30, 2026, providing notice of
DEFA14A — Impact 1/10
Inst.
HighTower Advisors, LLC — ADD
75,913 shares ($381.8K)
Inst.
MORGAN STANLEY — TRIM
24,040 shares ($120.9K)

Price Targets

No recent covering-analyst activity on file. No current recommendation available.
$6.00
Current $5.56 Low $6.00 Median $6.00 High $6.00 1 analysts
$6.00 $6.00

Analyst Ratings

Historical distribution80% buy · 5 analysts · no recent coverage
2Strong Buy
2Buy
1Hold
0Sell
0Strong Sell

Earnings Estimates

PeriodEPS Est.RangeGrowth#
Current Q $0.07 $0.07 — $0.07 -13% YoY 1
Next Q $0.08 $0.08 — $0.08 14% YoY 1
Current FY $0.30 $0.30 — $0.30 7% YoY 1
Next FY $0.36 ▲ +2.9% $0.36 — $0.36 20% YoY 1

Latest Reports

NEUTRAL 8-K 4/10
Citizens, Inc. reported Q1 2026 results with total revenues of $59.7M (+7% YoY) and net income of $2.3M, reversing a $1.
May 7, 2026
NEUTRAL DEFA14A 1/10
CITIZENS, INC. filed a DEFA14A (additional definitive proxy soliciting material) on April 30, 2026, providing notice of
Apr 30, 2026

Top Institutional Holders

FundValueMove
BlackRock, Inc.$16.4M—
VANGUARD CAPITAL MANAGEMENT LLC$9.8M—
STATE STREET CORP$3.4MDOUBLED
First Eagle Investment Management,$2.9M—
VANGUARD FIDUCIARY TRUST CO$1.5M—

Recent Insider Trades

DateInsiderTypeValue
May 29, 2026Davis JerryL$2.0K
May 21, 2026Stenberg JonBUY$48.2K
May 5, 2026Davis JerryL$2.0K
Apr 7, 2026Davis JerryL$2.0K
Apr 7, 2026DAVIS CYNTHIAL$298.53

Reddit Sentiment

46°▲
Neutral
Bearish Neutral Bullish
9 mentions 3 bullish 4 bearish
38 institutional holders with $42.4M total value (8,493,725 shares) as of 2026-Q1. Top holders: BlackRock,, VANGUARD, STATE. Net buying activity: 4 institutions added/increased vs 2 reduced.

Top Institutional Holders — 2026-Q1

#FundSharesValue% of TrackedLast Move
1BlackRock, Inc.3,267,299$16.4M38.8%—
2VANGUARD CAPITAL MANAGEMENT LLC1,955,123$9.8M23.2%—
3STATE STREET CORP668,458$3.4M7.9%DOUBLED +163.0%
4First Eagle Investment Management, LLC582,750$2.9M6.9%—
5VANGUARD FIDUCIARY TRUST CO288,815$1.5M3.4%—
6DIMENSIONAL FUND ADVISORS LP266,366$1.3M3.2%—
7VANGUARD PORTFOLIO MANAGEMENT LLC260,203$1.3M3.1%—
8RENAISSANCE TECHNOLOGIES LLC172,494$867.6K2.0%—
9BARCLAYS PLC141,021$709.3K1.7%ADD +38.5%
10GOLDMAN SACHS GROUP INC133,976$673.9K1.6%—
11CHARLES SCHWAB INVESTMENT MANAGEMENT INC124,416$625.8K1.5%DOUBLED +460.3%
12ARROWSTREET CAPITAL, LIMITED PARTNERSHIP89,099$448.2K1.1%TRIM -27.6%
13HighTower Advisors, LLC75,913$381.8K0.9%ADD +46.0%
14Nuveen, LLC61,184$307.8K0.7%—
15DEUTSCHE BANK AG\47,143$237.1K0.6%—
16BANK OF AMERICA CORP /DE/42,405$213.3K0.5%ADD +91.7%
17RHUMBLINE ADVISERS32,493$163.4K0.4%—
18Invesco Ltd.31,434$158.1K0.4%ADD +28.5%
19MORGAN STANLEY24,040$120.9K0.3%TRIM -58.8%
20MIRAE ASSET GLOBAL ETFS HOLDINGS Ltd.21,514$108.2K0.3%—

Recent Position Changes

FundActionPrev SharesCurr SharesChange %ValueQuarter
HighTower Advisors, LLCADD52,00075,913+46.0%$381.8K2026-Q1
MORGAN STANLEYTRIM58,36024,040-58.8%$120.9K2026-Q1
Rockefeller Capital Management L.P.DOUBLED159793+398.7%$4.0K2026-Q1
FMR LLCADD212275+29.7%$1.4K2026-Q1
CWM, LLCTRIM534260-51.3%$1.3K2026-Q1
PNC FINANCIAL SERVICES GROUP, INC.DOUBLED6104+1633.3%$523.002026-Q1
MORGAN STANLEYADD35,49758,360+64.4%$281.9K2025-Q4
WELLS FARGO & COMPANY/MNADD34,67450,703+46.2%$244.9K2025-Q4
Invesco Ltd.ADD30,58039,301+28.5%$189.8K2025-Q4
BANK OF AMERICA CORP /DE/ADD19,12336,659+91.7%$177.1K2025-Q4
MetLife Investment Management, LLCTRIM26,33817,798-32.4%$86.0K2025-Q4
O'SHAUGHNESSY ASSET MANAGEMENT, LLCTRIM30,83514,391-53.3%$69.5K2025-Q4
FMR LLCADD108212+96.3%$1.0K2025-Q4
CWM, LLCDOUBLED181534+195.0%$3.002025-Q4
BARCLAYS PLCADD146,031202,219+38.5%$1.1M2025-Q3
ARROWSTREET CAPITAL, LIMITED PARTNERSHIPTRIM132,18295,672-27.6%$502.3K2025-Q3
MORGAN STANLEYTRIM60,03235,497-40.9%$186.4K2025-Q3
O'SHAUGHNESSY ASSET MANAGEMENT, LLCTRIM52,95330,835-41.8%$161.9K2025-Q3
BANK OF AMERICA CORP /DE/ADD14,54119,123+31.5%$100.4K2025-Q3
UBS Group AGADD800,9591,065,831+33.1%$3.7M2025-Q2
STATE STREET CORPDOUBLED178,537469,562+163.0%$1.6M2025-Q2
CHARLES SCHWAB INVESTMENT MANAGEMENT INCDOUBLED24,606137,874+460.3%$481.2K2025-Q2
O'SHAUGHNESSY ASSET MANAGEMENT, LLCTRIM82,77052,953-36.0%$184.8K2025-Q2
ROYAL BANK OF CANADADOUBLED628,516+13635.5%$30.0K2025-Q2
PRICE T ROWE ASSOCIATES INC /MD/ADD44,30065,933+48.8%$231.002025-Q2
8 unique insiders with 42 transactions. Net insider value: $331.7K ($331.7K bought, $0.00 sold).

Insider Transactions

DateInsiderTitleTypeSharesPriceValue
May 29, 2026Davis JerryDirectorL380.1$5.23$2.0K
May 21, 2026Stenberg JonPresident & CEOBUY10,000$4.82$48.2K
May 5, 2026Davis JerryDirectorL362.816$5.48$2.0K
Apr 7, 2026Davis JerryDirectorL367.205$5.42$2.0K
Apr 7, 2026DAVIS CYNTHIA HDirectorL55.079$5.42$298.53
Mar 31, 2026Stenberg JonPresident & CEOEXERCISE13,186——
Mar 31, 2026Stenberg JonPresident & CEOTAX W/H3,211$5.03$16.2K
Mar 31, 2026Stenberg JonPresident & CEOAWARD42,942——
Mar 31, 2026Guerrero Paula LChief Information OfficerEXERCISE2,197——
Mar 31, 2026Kinlaw Sheryl LChief Legal OfficerTAX W/H1,249$5.03$6.3K
Mar 31, 2026Hoxworth Seth AlanChief ActuaryAWARD4,572——
Mar 31, 2026Lewis Bryon MatthewChief Operations OfficerAWARD5,964——
Mar 31, 2026Conklin Jeffery P.CFO & TreasurerTAX W/H1,427$5.03$7.2K
Mar 31, 2026Guerrero Paula LChief Information OfficerTAX W/H767$5.03$3.9K
Mar 31, 2026Guerrero Paula LChief Information OfficerAWARD5,964——
Mar 31, 2026Kinlaw Sheryl LChief Legal OfficerEXERCISE5,128——
Mar 31, 2026Kinlaw Sheryl LChief Legal OfficerAWARD13,916——
Mar 31, 2026Lewis Bryon MatthewChief Operations OfficerEXERCISE2,197——
Mar 31, 2026Lewis Bryon MatthewChief Operations OfficerTAX W/H516$5.03$2.6K
Mar 31, 2026Conklin Jeffery P.CFO & TreasurerEXERCISE5,860——
Mar 31, 2026Conklin Jeffery P.CFO & TreasurerAWARD15,904——
Mar 30, 2026Stenberg JonPresident & CEOBUY50,000$4.70$235.0K
Mar 28, 2026Guerrero Paula LChief Information OfficerEXERCISE3,034——
Mar 28, 2026Guerrero Paula LChief Information OfficerTAX W/H1,066$4.58$4.9K
Mar 28, 2026Lewis Bryon MatthewChief Operations OfficerTAX W/H764$4.58$3.5K
Mar 28, 2026Kinlaw Sheryl LChief Legal OfficerEXERCISE15,172——
Mar 28, 2026Conklin Jeffery P.CFO & TreasurerEXERCISE12,489——
Mar 28, 2026Conklin Jeffery P.CFO & TreasurerTAX W/H3,042$4.58$13.9K
Mar 28, 2026Lewis Bryon MatthewChief Operations OfficerEXERCISE2,587——
Mar 28, 2026Stenberg JonPresident & CEOEXERCISE20,310——
Mar 28, 2026Stenberg JonPresident & CEOTAX W/H4,946$4.58$22.7K
Mar 28, 2026Kinlaw Sheryl LChief Legal OfficerTAX W/H3,695$4.58$16.9K
Mar 25, 2026DAVIS CYNTHIA HDirectorBUY100$4.53$452.50
Mar 18, 2026Stenberg JonPresident & CEOTAX W/H11,944$4.63$55.3K
Mar 18, 2026Stenberg JonPresident & CEOEXERCISE45,249——
Mar 17, 2026Stenberg JonPresident & CEOBUY10,000$4.81$48.1K
Feb 27, 2026DAVIS CYNTHIA HDirectorL53.262$5.60$298.27
Feb 27, 2026Guerrero Paula LChief Information OfficerL177.541$5.60$994.23
Feb 27, 2026Davis JerryDirectorL355.083$5.60$2.0K
Jan 30, 2026Davis JerryDirectorL354.798$5.61$2.0K
Jan 30, 2026Guerrero Paula LChief Information OfficerL177.398$5.61$995.20
Jan 30, 2026DAVIS CYNTHIA HDirectorL53.219$5.61$298.56
2 SEC filing reports analyzed. Sentiment: 0 bullish, 0 bearish, 0 mixed, 2 neutral. Avg impact: 2.5/10.
NEUTRAL 8-K 4/10
Citizens, Inc. reported Q1 2026 results with total revenues of $59.7M (+7% YoY) and net income of $2
May 7, 2026
NEUTRAL DEFA14A 1/10
CITIZENS, INC. filed a DEFA14A (additional definitive proxy soliciting material) on April 30, 2026,
Apr 30, 2026
∅

No press releases analyzed yet. Press releases are collected from GlobeNewsWire and analyzed by the LLM pipeline.

Historical analyst distribution: 80% buy across 5 analysts — 2 strong buy, 2 buy, 1 hold, 0 sell, 0 strong sell. No current recommendation available.

Analyst Price Targets

No recent covering-analyst activity on file. No current recommendation available.
$6.00 mean target
$6.00 Low $6.00 High
MetricValue
Current Price$5.56
Target Low$6.00
Target Mean$6.00
Target Median$6.00
Target High$6.00
# Analysts1
Recommendation— (no recent coverage)

Earnings Estimates & Revisions

PeriodEPS AvgEPS LowEPS HighEPS Growth30d Rev.Up/DownRev. AvgRev. GrowthAnalysts
Current Q
2026-06-30
 $0.07 $0.07 $0.07 -12.5% +0.0% 0↑ 1↓ $0.1B -1.9% 1
Next Q
2026-09-30
 $0.08 $0.08 $0.08 14.3% +0.0% 0↑ 1↓ $0.1B 3.2% 1
Current FY
2026-12-31
 $0.30 $0.30 $0.30 7.1% +0.0% 0↑ 1↓ $0.3B 1.4% 1
Next FY
2027-12-31
 $0.36 $0.36 $0.36 20.0% +2.9% 0↑ 1↓ $0.3B 4.7% 1

Current Quarter EPS Revision History

TimepointEPS EstimateChange
Current$0.070
7d ago$0.070
30d ago$0.070
60d ago$0.070
90d ago$0.070

Monthly Consensus History

PeriodStrong BuyBuyHoldSellStrong SellBuy %Distribution
Dec 1, 20252210080%
Nov 1, 20252210080%
Oct 1, 20252210080%
Sep 1, 20252210080%
Strong BuyBuyHoldSellStrong Sell
∅

No congressional trading data available for this ticker. Data is sourced from Senate and House financial disclosure filings.

46°
Neutral
Bearish Neutral Bullish
9 mentions 3 bullish 4 bearish 7 time periods

Reddit Sentiment History

DateMentionsSentimentBullishBearishThreads
Apr 16, 2026140° Cool011
Apr 10, 2026160° Warm101
Apr 10, 2026160° Warm101
Mar 4, 2026144° Neutral001
Mar 4, 2026144° Neutral001
Feb 24, 2026329° Bearish033
Feb 5, 2025160° Warm101

Recent Reddit Threads

r/wallstreetbets Bullish 20d 14h ago
What is Palantir?
▲ 1 💬 0 ⚡ 0.5
r/pennystocks Bearish 1mo ago
Half the Dow Jones is in the files
▲ 1 💬 1 ⚡ 0.5
r/pennystocks Bullish 2mo ago
THE MOST SUCCESSFUL CIA NON PROFIT COMPANY , YOU DIDN'T KNOW ABOUT , THAT MIGHT BE INVESTED IN YOUR STOCK ?
▲ 1 💬 1 ⚡ 0.5
r/wallstreetbets Bullish 2mo ago
THE MOST SUCCESSFUL CIA NON PROFIT COMPANY , YOU DIDN'T KNOW ABOUT , THAT MIGHT BE INVESTED IN YOUR STOCK ?
▲ 1 💬 1 ⚡ 0.5
r/stocks Neutral 3mo ago
Dow, S&P 500, Nasdaq futures turn higher as Iran reportedly calls for talks to end conflict
▲ 1 💬 0 ⚡ 0.5
r/wallstreetbets Bearish 3mo ago
Tim Apple Warned by CIA That China Could Move on Taiwan by 2027 (AAPL +2.25%, TSM +4.25%)
▲ 19 💬 28 ⚡ 0.7
r/stocks Bearish 3mo ago
Tim Apple Warned by CIA That China Could Move on Taiwan by 2027 (AAPL +2.25%, TSM +4.25%)
▲ 1,790 💬 457 ⚡ 156.5
r/wallstreetbets Bearish 3mo ago
Tim Apple Warned by CIA That China Could Move on Taiwan by 2027 (AAPL +2.25%, TSM +4.25%)
▲ 11 💬 9 ⚡ 0.4
r/SPACs Bullish 16mo ago
PLTR: AI Powerhouse or Overhyped Government Contractor
▲ 0 💬 3
May 13, 2026
earnings_calendar
CIA Q1 2026 Earnings Scheduled — 2026-05-13
Mar 12, 2026
earnings_calendar
CIA Q4 2025 Earnings Scheduled — 2026-03-12