CIA

CITIZENS, INC.

NYSE · Life Insurance · Inc. CO · CIK 0000024090
$5.37 -0.92% $274.0M
Insider Buying Cluster (2 insiders)4 New Institutional Positions
Vol
Market Cap$274.0M
Cap SizeMicro Cap
Inst. Holders7 funds
Inst. Value$14.3M
Inst. Activity4 buys / 0 sells
Insider Activity4B / 0S
Insider Net $$331.7K
Reddit Sentiment46° Neutral
SEC Reports2
Exchange NYSE·Sector Life Insurance·Inc. CO·CIK 0000024090·Prev Close $5.42

Recent Activity

May 29, 2026 Insider
Davis Jerry sold 380.1 shares
Director @ $5.23 ($2.0K)
May 21, 2026 Insider
Stenberg Jon bought 10,000 shares
President & CEO @ $4.82 ($48.2K)
May 13, 2026 earnings_calendar
CIA Q1 2026 Earnings Scheduled — 2026-05-13
May 7, 2026 SEC
Citizens, Inc. reported Q1 2026 results with total revenues of $59.7M (+7% YoY) and net income of $2.3M, reversing a $1.
8-K — Impact 4/10
May 5, 2026 Insider
Davis Jerry sold 362.816 shares
Director @ $5.48 ($2.0K)
Apr 30, 2026 SEC
CITIZENS, INC. filed a DEFA14A (additional definitive proxy soliciting material) on April 30, 2026, providing notice of
DEFA14A — Impact 1/10
Inst.
MORGAN STANLEY — ADD
58,360 shares ($281.9K)
Inst.
WELLS FARGO & COMPANY/MN — ADD
50,703 shares ($244.9K)

Price Targets

No recent covering-analyst activity on file. No current recommendation available.
$6.00
Current $5.37 Low $6.00 Median $6.00 High $6.00 1 analysts
$6.00 $6.00

Analyst Ratings

Historical distribution80% buy · 5 analysts · no recent coverage
2Strong Buy
2Buy
1Hold
0Sell
0Strong Sell

Earnings Estimates

PeriodEPS Est.RangeGrowth#
Current Q $0.07 $0.07 — $0.07 -13% YoY 1
Next Q $0.08 $0.08 — $0.08 14% YoY 1
Current FY $0.30 $0.30 — $0.30 7% YoY 1
Next FY $0.36 ▲ +2.9% $0.36 — $0.36 20% YoY 1

Top Institutional Holders

FundValueMove
VANGUARD GROUP INC$12.1M
RENAISSANCE TECHNOLOGIES LLC$848.1K
CHARLES SCHWAB INVESTMENT MANAGEMENT$665.9KDOUBLED
MORGAN STANLEY$281.9KADD
WELLS FARGO & COMPANY/MN$244.9KADD

Recent Insider Trades

DateInsiderTypeValue
May 29, 2026Davis JerryL$2.0K
May 21, 2026Stenberg JonBUY$48.2K
May 5, 2026Davis JerryL$2.0K
Apr 7, 2026Davis JerryL$2.0K
Apr 7, 2026DAVIS CYNTHIAL$298.53

Reddit Sentiment

46°
Neutral
Bearish Neutral Bullish
9 mentions 3 bullish 4 bearish
7 institutional holders with $14.3M total value (2,960,543 shares) as of 2025-Q4. Top holders: VANGUARD, RENAISSANCE, CHARLES. Net buying activity: 4 institutions added/increased vs 0 reduced.

Top Institutional Holders — 2025-Q4

#FundSharesValue% of TrackedLast Move
1VANGUARD GROUP INC2,501,141$12.1M84.5%
2RENAISSANCE TECHNOLOGIES LLC175,594$848.1K5.9%
3CHARLES SCHWAB INVESTMENT MANAGEMENT INC137,874$665.9K4.7%DOUBLED +460.3%
4MORGAN STANLEY58,360$281.9K2.0%ADD +64.4%
5WELLS FARGO & COMPANY/MN50,703$244.9K1.7%ADD +46.2%
6BANK OF AMERICA CORP /DE/36,659$177.1K1.2%ADD +91.7%
7FMR LLC212$1.0K0.0%ADD +96.3%

Recent Position Changes

FundActionPrev SharesCurr SharesChange %ValueQuarter
MORGAN STANLEYADD35,49758,360+64.4%$281.9K2025-Q4
WELLS FARGO & COMPANY/MNADD34,67450,703+46.2%$244.9K2025-Q4
BANK OF AMERICA CORP /DE/ADD19,12336,659+91.7%$177.1K2025-Q4
FMR LLCADD108212+96.3%$1.0K2025-Q4
MORGAN STANLEYTRIM60,03235,497-40.9%$186.4K2025-Q3
BANK OF AMERICA CORP /DE/ADD14,54119,123+31.5%$100.4K2025-Q3
UBS Group AGADD800,9591,065,831+33.1%$3.7M2025-Q2
CHARLES SCHWAB INVESTMENT MANAGEMENT INCDOUBLED24,606137,874+460.3%$481.2K2025-Q2
MORGAN STANLEYDOUBLED21,11460,032+184.3%$209.5K2025-Q2
WELLS FARGO & COMPANY/MNNEW29,021$101.3K2025-Q2
BANK OF AMERICA CORP /DE/DOUBLED38414,541+3686.7%$50.7K2025-Q2
UBS Group AGADD527,729800,959+51.8%$3.6M2025-Q1
MORGAN STANLEYDOUBLED10,01921,114+110.7%$96.1K2025-Q1
CITADEL ADVISORS LLCTRIM28,40013,900-51.1%$63.2K2025-Q1
UBS Group AGADD342,807527,729+53.9%$2.1M2024-Q4
CITADEL ADVISORS LLCTRIM87,85828,400-67.7%$113.9K2024-Q4
MORGAN STANLEYDOUBLED45310,019+2111.7%$40.2K2024-Q4
CHARLES SCHWAB INVESTMENT MANAGEMENT INCNEW24,606$89.1K2024-Q3
MORGAN STANLEYTRIM717453-36.8%$1.6K2024-Q3
8 unique insiders with 4 transactions. Net insider value: $331.7K ($331.7K bought, $0.00 sold).

Insider Transactions

DateInsiderTitleTypeSharesPriceValue
May 29, 2026Davis JerryDirectorL380.1$5.23$2.0K
May 21, 2026Stenberg JonPresident & CEOBUY10,000$4.82$48.2K
May 5, 2026Davis JerryDirectorL362.816$5.48$2.0K
Apr 7, 2026Davis JerryDirectorL367.205$5.42$2.0K
Apr 7, 2026DAVIS CYNTHIA HDirectorL55.079$5.42$298.53
Mar 31, 2026Stenberg JonPresident & CEOM13,186$0.00$0.00
Mar 31, 2026Stenberg JonPresident & CEOM13,186$0.00$0.00
Mar 31, 2026Stenberg JonPresident & CEOF3,211$5.03$16.2K
Mar 31, 2026Stenberg JonPresident & CEOA42,942$0.00$0.00
Mar 31, 2026Guerrero Paula LChief Information OfficerM2,197$0.00$0.00
Mar 31, 2026Guerrero Paula LChief Information OfficerM2,197$0.00$0.00
Mar 31, 2026Kinlaw Sheryl LChief Legal OfficerF1,249$5.03$6.3K
Mar 31, 2026Hoxworth Seth AlanChief ActuaryA4,572$0.00$0.00
Mar 31, 2026Lewis Bryon MatthewChief Operations OfficerA5,964$0.00$0.00
Mar 31, 2026Conklin Jeffery P.CFO & TreasurerF1,427$5.03$7.2K
Mar 31, 2026Guerrero Paula LChief Information OfficerF767$5.03$3.9K
Mar 31, 2026Guerrero Paula LChief Information OfficerA5,964$0.00$0.00
Mar 31, 2026Kinlaw Sheryl LChief Legal OfficerM5,128$0.00$0.00
Mar 31, 2026Kinlaw Sheryl LChief Legal OfficerM5,128$0.00$0.00
Mar 31, 2026Kinlaw Sheryl LChief Legal OfficerA13,916$0.00$0.00
Mar 31, 2026Lewis Bryon MatthewChief Operations OfficerM2,197$0.00$0.00
Mar 31, 2026Lewis Bryon MatthewChief Operations OfficerF516$5.03$2.6K
Mar 31, 2026Lewis Bryon MatthewChief Operations OfficerM2,197$0.00$0.00
Mar 31, 2026Conklin Jeffery P.CFO & TreasurerM5,860$0.00$0.00
Mar 31, 2026Conklin Jeffery P.CFO & TreasurerM5,860$0.00$0.00
Mar 31, 2026Conklin Jeffery P.CFO & TreasurerA15,904$0.00$0.00
Mar 30, 2026Stenberg JonPresident & CEOBUY50,000$4.70$235.0K
Mar 28, 2026Guerrero Paula LChief Information OfficerM3,034$0.00$0.00
Mar 28, 2026Guerrero Paula LChief Information OfficerM3,034$0.00$0.00
Mar 28, 2026Guerrero Paula LChief Information OfficerF1,066$4.58$4.9K
Mar 28, 2026Lewis Bryon MatthewChief Operations OfficerF764$4.58$3.5K
Mar 28, 2026Kinlaw Sheryl LChief Legal OfficerM15,172$0.00$0.00
Mar 28, 2026Conklin Jeffery P.CFO & TreasurerM12,489$0.00$0.00
Mar 28, 2026Conklin Jeffery P.CFO & TreasurerF3,042$4.58$13.9K
Mar 28, 2026Conklin Jeffery P.CFO & TreasurerM12,489$0.00$0.00
Mar 28, 2026Lewis Bryon MatthewChief Operations OfficerM2,587$0.00$0.00
Mar 28, 2026Lewis Bryon MatthewChief Operations OfficerM2,587$0.00$0.00
Mar 28, 2026Stenberg JonPresident & CEOM20,310$0.00$0.00
Mar 28, 2026Stenberg JonPresident & CEOF4,946$4.58$22.7K
Mar 28, 2026Stenberg JonPresident & CEOM20,310$0.00$0.00
Mar 28, 2026Kinlaw Sheryl LChief Legal OfficerF3,695$4.58$16.9K
Mar 28, 2026Kinlaw Sheryl LChief Legal OfficerM15,172$0.00$0.00
Mar 25, 2026DAVIS CYNTHIA HDirectorBUY100$4.53$452.50
Mar 18, 2026Stenberg JonPresident & CEOF11,944$4.63$55.3K
Mar 18, 2026Stenberg JonPresident & CEOM45,249$0.00$0.00
Mar 18, 2026Stenberg JonPresident & CEOM45,249$0.00$0.00
Mar 17, 2026Stenberg JonPresident & CEOBUY10,000$4.81$48.1K
Feb 27, 2026DAVIS CYNTHIA HDirectorL53.262$5.60$298.27
Feb 27, 2026Guerrero Paula LChief Information OfficerL177.541$5.60$994.23
Feb 27, 2026Davis JerryDirectorL355.083$5.60$2.0K

No press releases analyzed yet. Press releases are collected from GlobeNewsWire and analyzed by the LLM pipeline.

Historical analyst distribution: 80% buy across 5 analysts — 2 strong buy, 2 buy, 1 hold, 0 sell, 0 strong sell. No current recommendation available.

Analyst Price Targets

No recent covering-analyst activity on file. No current recommendation available.
$6.00 mean target
$6.00 Low $6.00 High
MetricValue
Current Price$5.37
Target Low$6.00
Target Mean$6.00
Target Median$6.00
Target High$6.00
# Analysts1
Recommendation— (no recent coverage)

Earnings Estimates & Revisions

PeriodEPS AvgEPS LowEPS HighEPS Growth30d Rev.Up/DownRev. AvgRev. GrowthAnalysts
Current Q
2026-06-30
$0.07 $0.07 $0.07 -12.5% +0.0% 0↑ 1↓ $0.1B -1.9% 1
Next Q
2026-09-30
$0.08 $0.08 $0.08 14.3% +0.0% 0↑ 1↓ $0.1B 3.2% 1
Current FY
2026-12-31
$0.30 $0.30 $0.30 7.1% +0.0% 0↑ 1↓ $0.3B 1.4% 1
Next FY
2027-12-31
$0.36 $0.36 $0.36 20.0% +2.9% 0↑ 1↓ $0.3B 4.7% 1

Current Quarter EPS Revision History

TimepointEPS EstimateChange
Current$0.070
7d ago$0.070
30d ago$0.070
60d ago$0.070
90d ago$0.070

Monthly Consensus History

PeriodStrong BuyBuyHoldSellStrong SellBuy %Distribution
Dec 1, 20252210080%
Nov 1, 20252210080%
Oct 1, 20252210080%
Sep 1, 20252210080%
Strong BuyBuyHoldSellStrong Sell

No congressional trading data available for this ticker. Data is sourced from Senate and House financial disclosure filings.

46°
Neutral
Bearish Neutral Bullish
9 mentions 3 bullish 4 bearish 7 time periods

Reddit Sentiment History

DateMentionsSentimentBullishBearishThreads
Apr 16, 2026140° Cool011
Apr 10, 2026160° Warm101
Apr 10, 2026160° Warm101
Mar 4, 2026144° Neutral001
Mar 4, 2026144° Neutral001
Feb 24, 2026329° Bearish033
Feb 5, 2025160° Warm101

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May 13, 2026
earnings_calendar
CIA Q1 2026 Earnings Scheduled — 2026-05-13
Mar 12, 2026
earnings_calendar
CIA Q4 2025 Earnings Scheduled — 2026-03-12