CBU
COMMUNITY FINANCIAL SYSTEM, INC.
$63.90
+0.49%
$3.4B
No data for this timeframe.
Vol
Market Cap$3.4B
Cap SizeMid Cap
Analyst ConsensusHold (40%)
Inst. Holders7 funds
Inst. Value$685.5M
Inst. Activity3 buys / 1 sells
SEC Reports4
Recent Activity
Jun 1, 2026
SEC
Community Financial System completed its all-cash acquisition of ClearPoint Federal Bank & Trust for $39 million, adding
8-K — Impact 4/10
May 13, 2026
SEC
Community Financial System, Inc. filed an 8-K on May 13, 2026, solely to disclose that it posted an investor presentatio
8-K — Impact 2/10
May 4, 2026
Insider
Wlos Marya Burgio sold 273 shares
EVP & Chief Financial Officer @ $63.62 ($17.4K)
Apr 29, 2026
SEC
CBU reported Q1 2026 GAAP diluted EPS of $1.08, slightly below the $1.09 consensus, and revenue of $213.3M vs $216.0M es
8-K — Impact 4/10
Apr 29, 2026
Insider
Knauss Jeffery J sold 9 shares
Director @ $0.00 ($0.00)
Apr 29, 2026
Insider
Knauss Jeffery J sold 9 shares
Director @ $0.00 ($0.00)
Inst.
FMR LLC — DOUBLED
1,680,717 shares ($96.5M)
Inst.
NORGES BANK — NEW
678,844 shares ($39.0M)
Price Targets
$68.50
+5.8% upside
Buy
Current $64.77
Low $66.00
Median $67.50
High $75.00
6 analysts
$66.00
$75.00
Analyst Ratings
2Strong Buy
2Buy
6Hold
0Sell
0Strong Sell
Recent Analyst Actions
| Date | Firm | Action | Rating |
|---|---|---|---|
| Apr 30, 2026 | Piper Sandler | MAINTAIN | Neutral → Neutral |
| Feb 25, 2026 | DA Davidson | INITIATE | Neutral |
| Jan 13, 2026 | Janney Montgomery Scott | DOWNGRADE | Buy → Neutral |
Earnings Estimates
| Period | EPS Est. | Range | Growth | # |
|---|---|---|---|---|
| Current Q | $1.18 ▲ +1.4% | $1.09 — $1.23 | 19% YoY | 6 |
| Next Q | $1.25 ▲ +1.6% | $1.17 — $1.30 | 19% YoY | 6 |
| Current FY | $4.79 ▲ +1.0% | $4.55 — $4.90 | 19% YoY | 6 |
| Next FY | $5.38 | $4.95 — $5.68 | 12% YoY | 6 |
Latest Reports
NEUTRAL
8-K
4/10
Community Financial System completed its all-cash acquisition of ClearPoint Federal Bank & Trust for $39 million, adding
Jun 1, 2026
NEUTRAL
8-K
2/10
Community Financial System, Inc. filed an 8-K on May 13, 2026, solely to disclose that it posted an investor presentatio
May 13, 2026
Top Institutional Holders
| Fund | Value | Move |
|---|---|---|
| VANGUARD GROUP INC | $360.4M | — |
| MORGAN STANLEY | $115.2M | — |
| FMR LLC | $96.5M | DOUBLED |
| NORGES BANK | $39.0M | NEW |
| CHARLES SCHWAB INVESTMENT MANAGEMENT | $36.5M | NEW |
Recent Insider Trades
| Date | Insider | Type | Value |
|---|---|---|---|
| May 4, 2026 | Wlos Marya | F | $17.4K |
| Apr 29, 2026 | Knauss Jeffery | M | $0.00 |
| Apr 29, 2026 | Knauss Jeffery | M | $0.00 |
| Apr 29, 2026 | Parente John | M | $0.00 |
| Apr 29, 2026 | Parente John | M | $0.00 |
7 institutional holders with $685.5M total value (11,934,906 shares) as of 2025-Q4. Top holders: VANGUARD, MORGAN, FMR. Net buying activity: 3 institutions added/increased vs 1 reduced.
Top Institutional Holders — 2025-Q4
| # | Fund | Shares | Value | % of Tracked | Last Move |
|---|---|---|---|---|---|
| 1 | VANGUARD GROUP INC | 6,275,222 | $360.4M | 52.6% | — |
| 2 | MORGAN STANLEY | 2,005,436 | $115.2M | 16.8% | — |
| 3 | FMR LLC | 1,680,717 | $96.5M | 14.1% | DOUBLED +128.0% |
| 4 | NORGES BANK | 678,844 | $39.0M | 5.7% | NEW |
| 5 | CHARLES SCHWAB INVESTMENT MANAGEMENT INC | 635,048 | $36.5M | 5.3% | NEW |
| 6 | BANK OF AMERICA CORP /DE/ | 579,353 | $33.3M | 4.9% | DOUBLED +132.9% |
| 7 | WELLS FARGO & COMPANY/MN | 80,286 | $4.6M | 0.7% | ADD +32.6% |
Recent Position Changes
| Fund | Action | Prev Shares | Curr Shares | Change % | Value | Quarter |
|---|---|---|---|---|---|---|
| FMR LLC | DOUBLED | 737,159 | 1,680,717 | +128.0% | $96.5M | 2025-Q4 |
| NORGES BANK | NEW | — | 678,844 | — | $39.0M | 2025-Q4 |
| WELLS FARGO & COMPANY/MN | ADD | 60,526 | 80,286 | +32.6% | $4.6M | 2025-Q4 |
| TWO SIGMA INVESTMENTS, LP | EXIT | 14,316 | 0 | -100.0% | $0.00 | 2025-Q4 |
| FMR LLC | DOUBLED | 129,184 | 737,159 | +470.6% | $43.2M | 2025-Q3 |
| BANK OF AMERICA CORP /DE/ | DOUBLED | 273,245 | 636,257 | +132.9% | $37.3M | 2025-Q3 |
| UBS Group AG | DOUBLED | 120,389 | 276,438 | +129.6% | $16.2M | 2025-Q3 |
| WELLS FARGO & COMPANY/MN | TRIM | 92,990 | 60,526 | -34.9% | $3.5M | 2025-Q3 |
| NORGES BANK | EXIT | 607,448 | 0 | -100.0% | $0.00 | 2025-Q3 |
| RENAISSANCE TECHNOLOGIES LLC | EXIT | 6,708 | 0 | -100.0% | $0.00 | 2025-Q3 |
| NORGES BANK | NEW | — | 607,448 | — | $34.5M | 2025-Q2 |
| TWO SIGMA INVESTMENTS, LP | TRIM | 35,848 | 15,027 | -58.1% | $854.6K | 2025-Q2 |
| RENAISSANCE TECHNOLOGIES LLC | TRIM | 12,308 | 6,708 | -45.5% | $381.5K | 2025-Q2 |
| UBS Group AG | TRIM | 240,280 | 159,840 | -33.5% | $9.1M | 2025-Q1 |
| FMR LLC | ADD | 89,058 | 124,264 | +39.5% | $7.1M | 2025-Q1 |
| CITADEL ADVISORS LLC | ADD | 56,606 | 94,120 | +66.3% | $5.4M | 2025-Q1 |
| WELLS FARGO & COMPANY/MN | ADD | 55,153 | 93,257 | +69.1% | $5.3M | 2025-Q1 |
| TWO SIGMA INVESTMENTS, LP | NEW | — | 35,848 | — | $2.0M | 2025-Q1 |
| RENAISSANCE TECHNOLOGIES LLC | NEW | — | 12,308 | — | $699.8K | 2025-Q1 |
| NORGES BANK | EXIT | 563,857 | 0 | -100.0% | $0.00 | 2025-Q1 |
| UBS Group AG | DOUBLED | 45,301 | 240,280 | +430.4% | $14.8M | 2024-Q4 |
| CITADEL ADVISORS LLC | TRIM | 99,863 | 56,606 | -43.3% | $3.5M | 2024-Q4 |
| RENAISSANCE TECHNOLOGIES LLC | EXIT | 14,008 | 0 | -100.0% | $0.00 | 2024-Q4 |
| CHARLES SCHWAB INVESTMENT MANAGEMENT INC | NEW | — | 652,991 | — | $37.9M | 2024-Q3 |
19 unique insiders with 0 transactions. Net insider value: $0.00 ($0.00 bought, $0.00 sold).
Insider Transactions
| Date | Insider | Title | Type | Shares | Price | Value |
|---|---|---|---|---|---|---|
| May 4, 2026 | Wlos Marya Burgio | EVP & Chief Financial Officer | F | 273 | $63.62 | $17.4K |
| Apr 29, 2026 | Knauss Jeffery J | Director | M | 9 | $0.00 | $0.00 |
| Apr 29, 2026 | Knauss Jeffery J | Director | M | 9 | $0.00 | $0.00 |
| Apr 29, 2026 | Parente John | Director | M | 9 | $0.00 | $0.00 |
| Apr 29, 2026 | Parente John | Director | M | 9 | $0.00 | $0.00 |
| Apr 29, 2026 | Pecor Raymond C III | Director | M | 9 | $0.00 | $0.00 |
| Apr 29, 2026 | Pecor Raymond C III | Director | M | 9 | $0.00 | $0.00 |
| Apr 29, 2026 | STEELE SALLY A | Director | M | 9 | $0.00 | $0.00 |
| Apr 29, 2026 | STEELE SALLY A | Director | M | 9 | $0.00 | $0.00 |
| Mar 19, 2026 | Parente John | Director | M | 1,254 | $0.00 | $0.00 |
| Mar 19, 2026 | Parente John | Director | M | 1,254 | $0.00 | $0.00 |
| Mar 19, 2026 | Knauss Jeffery J | Director | M | 1,254 | $0.00 | $0.00 |
| Mar 19, 2026 | Knauss Jeffery J | Director | M | 1,254 | $0.00 | $0.00 |
| Mar 19, 2026 | STEELE SALLY A | Director | M | 1,254 | $0.00 | $0.00 |
| Mar 19, 2026 | STEELE SALLY A | Director | M | 1,254 | $0.00 | $0.00 |
| Mar 19, 2026 | Sullivan Michele | Director | A | 447.312 | $55.61 | $24.9K |
| Mar 19, 2026 | Vaccaro John A | Director | A | 314.692 | $55.61 | $17.5K |
| Mar 19, 2026 | Pecor Raymond C III | Director | M | 1,254 | $0.00 | $0.00 |
| Mar 19, 2026 | Pecor Raymond C III | Director | M | 1,254 | $0.00 | $0.00 |
| Mar 17, 2026 | Parente John | Director | A | 1,220 | $0.00 | $0.00 |
| Mar 17, 2026 | MacPherson Kerrie D. | Director | A | 1,220 | $0.00 | $0.00 |
| Mar 17, 2026 | Pecor Raymond C III | Director | A | 1,220 | $0.00 | $0.00 |
| Mar 17, 2026 | Wlos Marya Burgio | EVP & Chief Financial Officer | A | 1,571 | $0.00 | $0.00 |
| Mar 17, 2026 | Wlos Marya Burgio | EVP & Chief Financial Officer | A | 6,004 | $0.00 | $0.00 |
| Mar 17, 2026 | Singh Savneet | Director | A | 1,220 | $0.00 | $0.00 |
| Mar 17, 2026 | Whipple John F. | Director | A | 1,220 | $0.00 | $0.00 |
| Mar 17, 2026 | Hall Brenda M | Director | A | 1,220 | $0.00 | $0.00 |
| Mar 17, 2026 | STICKELS ERIC | Director | A | 1,220 | $0.00 | $0.00 |
| Mar 17, 2026 | Sullivan Michele | Director | A | 1,220 | $0.00 | $0.00 |
| Mar 17, 2026 | Vaccaro John A | Director | A | 1,220 | $0.00 | $0.00 |
| Mar 17, 2026 | STEELE SALLY A | Director | A | 1,220 | $0.00 | $0.00 |
| Mar 17, 2026 | Knauss Jeffery J | Director | A | 1,220 | $0.00 | $0.00 |
| Mar 17, 2026 | Bolus Mark J. | Director | A | 1,220 | $0.00 | $0.00 |
| Mar 17, 2026 | Durkee Deresa Fischer | SVP, Chief Accounting Officer | A | 1,812 | $0.00 | $0.00 |
| Mar 17, 2026 | Durkee Matthew K | SVP, Chief Banking Officer | A | 5,537 | $0.00 | $0.00 |
| Mar 17, 2026 | Durkee Matthew K | SVP, Chief Banking Officer | A | 1,449 | $0.00 | $0.00 |
| Mar 17, 2026 | Karaivanov Dimitar | President & CEO | A | 6,277 | $0.00 | $0.00 |
| Mar 17, 2026 | Karaivanov Dimitar | President & CEO | A | 23,984 | $0.00 | $0.00 |
| Mar 17, 2026 | Fesette Neil E. | Director | A | 1,220 | $0.00 | $0.00 |
| Mar 17, 2026 | Abdo Michael N | EVP and General Counsel | A | 1,373 | $0.00 | $0.00 |
| Mar 17, 2026 | Gillan-Myer Maureen A | EVP, Chief Admin & HR Officer | A | 4,871 | $0.00 | $0.00 |
| Mar 17, 2026 | Abdo Michael N | EVP and General Counsel | A | 5,246 | $0.00 | $0.00 |
| Mar 17, 2026 | Gillan-Myer Maureen A | EVP, Chief Admin & HR Officer | A | 1,275 | $0.00 | $0.00 |
| Mar 16, 2026 | STICKELS ERIC | Director | M | 250 | $0.00 | $0.00 |
| Mar 16, 2026 | STICKELS ERIC | Director | M | 250 | $0.00 | $0.00 |
| Mar 4, 2026 | Karaivanov Dimitar | President & CEO | A | 5,224.206 | $0.00 | $0.00 |
| Mar 4, 2026 | Abdo Michael N | EVP and General Counsel | A | 1,948.235 | $0.00 | $0.00 |
| Mar 4, 2026 | Gillan-Myer Maureen A | EVP, Chief Admin & HR Officer | A | 2,562.063 | $0.00 | $0.00 |
| Mar 2, 2026 | Gillan-Myer Maureen A | EVP, Chief Admin & HR Officer | F | 522 | $60.55 | $31.6K |
| Mar 2, 2026 | Karaivanov Dimitar | President & CEO | F | 2,501 | $60.55 | $151.4K |
4 SEC filing reports analyzed. Sentiment: 0 bullish, 0 bearish, 0 mixed, 4 neutral. Avg impact: 3.0/10.
NEUTRAL
8-K
4/10
Community Financial System completed its all-cash acquisition of ClearPoint Federal Bank & Trust for
Jun 1, 2026
NEUTRAL
8-K
2/10
Community Financial System, Inc. filed an 8-K on May 13, 2026, solely to disclose that it posted an
May 13, 2026
NEUTRAL
8-K
4/10
CBU reported Q1 2026 GAAP diluted EPS of $1.08, slightly below the $1.09 consensus, and revenue of $
Apr 29, 2026
NEUTRAL
DEFA14A
2/10
Analysis based on filing metadata only — document content was unavailable
Mar 27, 2026
No press releases analyzed yet. Press releases are collected from GlobeNewsWire and analyzed by the LLM pipeline.
Current analyst consensus: Hold (40% buy). Based on 10 analysts: 2 strong buy, 2 buy, 6 hold, 0 sell, 0 strong sell.
Analyst Price Targets
$68.50 mean target
+5.8% upside
Buy (2.67)
$66.00 Low
$75.00 High
| Metric | Value |
|---|---|
| Current Price | $64.77 |
| Target Low | $66.00 |
| Target Mean | $68.50 |
| Target Median | $67.50 |
| Target High | $75.00 |
| # Analysts | 6 |
| Recommendation | Buy (2.67) |
Earnings Estimates & Revisions
| Period | EPS Avg | EPS Low | EPS High | EPS Growth | 30d Rev. | Up/Down | Rev. Avg | Rev. Growth | Analysts |
|---|---|---|---|---|---|---|---|---|---|
| Current Q 2026-06-30 |
$1.18 | $1.09 | $1.23 | 19.2% | +1.4% | 5↑ 1↓ | $0.2B | 11.1% | 6 |
| Next Q 2026-09-30 |
$1.25 | $1.17 | $1.30 | 19.0% | +1.6% | 4↑ 1↓ | $0.2B | 10.5% | 6 |
| Current FY 2026-12-31 |
$4.79 | $4.55 | $4.90 | 18.6% | +1.0% | 2↑ 0↓ | $0.9B | 9.7% | 6 |
| Next FY 2027-12-31 |
$5.38 | $4.95 | $5.68 | 12.4% | +0.1% | 3↑ 1↓ | $1.0B | 7.8% | 6 |
Current Quarter EPS Revision History
| Timepoint | EPS Estimate | Change |
|---|---|---|
| Current | $1.180 | |
| 7d ago | $1.180 | |
| 30d ago | $1.163 | +0.017 |
| 60d ago | $1.150 | +0.030 |
| 90d ago | $1.148 | +0.032 |
3 analyst firms have rated this stock: 0 upgrades, 1 downgrades, 1 initiations.
Individual Analyst Actions
| Date | Analyst Firm | Action | Previous Rating | New Rating |
|---|---|---|---|---|
| Apr 30, 2026 | Piper Sandler | MAINTAIN | Neutral | Neutral |
| Feb 25, 2026 | DA Davidson | INITIATE | — | Neutral |
| Jan 13, 2026 | Janney Montgomery Scott | DOWNGRADE | Buy | Neutral |
Monthly Consensus History
| Period | Strong Buy | Buy | Hold | Sell | Strong Sell | Buy % | Distribution |
|---|---|---|---|---|---|---|---|
| Jun 1, 2026 | 2 | 2 | 6 | 0 | 0 | 40% | |
| May 1, 2026 | 2 | 2 | 6 | 0 | 0 | 40% | |
| Apr 1, 2026 | 2 | 2 | 6 | 0 | 0 | 40% | |
| Mar 1, 2026 | 2 | 2 | 6 | 0 | 0 | 40% | |
| Feb 1, 2026 | 2 | 2 | 4 | 0 | 0 | 50% | |
| Jan 1, 2026 | 3 | 2 | 4 | 0 | 0 | 56% |
Strong BuyBuyHoldSellStrong Sell
No congressional trading data available for this ticker. Data is sourced from Senate and House financial disclosure filings.
No Reddit sentiment data available yet. Sentiment is analyzed from Reddit investment communities on a rolling basis.
Apr 29, 2026
earnings_calendar
CBU Q1 2026 Earnings Scheduled — 2026-04-29
Mar 27, 2026
short_interest
FTD: CBU — 14,840 shares ($0.9M) failed to deliver
Settlement: 20260327, Price: $57.91, FTD Value: $859,384.4, COMMUNITY FINANCIAL SYSTEM, IN
Mar 4, 2026
short_interest
FTD: CBU — 10,433 shares ($0.6M) failed to deliver
Settlement: 20260304, Price: $61.13, FTD Value: $637,769.29, COMMUNITY FINANCIAL SYSTEM, IN
Feb 17, 2026
short_interest
FTD: CBU — 9,322 shares ($0.6M) failed to deliver
Settlement: 20260217, Price: $66.34, FTD Value: $618,421.48, COMMUNITY FINANCIAL SYSTEM, IN