CBU

COMMUNITY FINANCIAL SYSTEM, INC.

NYSE · National Commercial Banks · Inc. DE · CIK 0000723188
$66.18 +1.27% $3.5B
Insider Selling Cluster (3 insiders)10 New Institutional Positions5 Institutional Exits
Vol
Market Cap$3.5B
Cap SizeMid Cap
Analyst ConsensusHold (40%)
Inst. Holders50 funds
Inst. Value$1.9B
Inst. Activity10 buys / 5 sells
Insider Activity0B / 3S
Insider Net $-$534.2K
SEC Reports4
Exchange NYSE·Sector National Commercial Banks·Inc. DE·CIK 0000723188·Prev Close $65.35

Recent Activity

Jun 10, 2026 Insider
Durkee Deresa Fischer acquired via exercise 427 shares
SVP, Chief Accounting Officer @ $51.64 ($22.1K)
Jun 10, 2026 Insider
Durkee Deresa Fischer surrendered for taxes 1,326 shares
SVP, Chief Accounting Officer @ $64.77 ($85.9K)
Jun 8, 2026 Insider
STICKELS ERIC sold 2,000 shares
Director @ $63.98 ($128.0K)
Jun 1, 2026 SEC
Community Financial System completed its all-cash acquisition of ClearPoint Federal Bank & Trust for $39 million, adding
8-K — Impact 4/10
May 13, 2026 SEC
Community Financial System, Inc. filed an 8-K on May 13, 2026, solely to disclose that it posted an investor presentatio
8-K — Impact 2/10
Apr 29, 2026 SEC
CBU reported Q1 2026 GAAP diluted EPS of $1.08, slightly below the $1.09 consensus, and revenue of $213.3M vs $216.0M es
8-K — Impact 4/10
Inst.
FMR LLC — ADD
3,026,372 shares ($177.5M)
Inst.
ADAGE CAPITAL PARTNERS GP, — DOUBLED
76,766 shares ($4.5M)

Price Targets

$68.50 +3.5% upside Hold
Current $66.18 Low $66.00 Median $67.50 High $75.00 6 analysts
$66.00 $75.00

Analyst Ratings

Hold40% buy · 10 analysts
2Strong Buy
2Buy
6Hold
0Sell
0Strong Sell
Recent Analyst Actions
DateFirmActionRating
Apr 30, 2026 Piper Sandler MAINTAIN Neutral → Neutral
Feb 25, 2026 DA Davidson INITIATE Neutral
Jan 13, 2026 Janney Montgomery Scott DOWNGRADE Buy → Neutral

Earnings Estimates

PeriodEPS Est.RangeGrowth#
Current Q $1.18 ▲ +1.4% $1.09 — $1.23 19% YoY 6
Next Q $1.25 ▲ +1.6% $1.17 — $1.30 19% YoY 6
Current FY $4.79 ▲ +1.0% $4.55 — $4.90 19% YoY 6
Next FY $5.38 $4.95 — $5.68 12% YoY 6

Latest Reports

NEUTRAL 8-K 4/10
Community Financial System completed its all-cash acquisition of ClearPoint Federal Bank & Trust for $39 million, adding
Jun 1, 2026
NEUTRAL 8-K 2/10
Community Financial System, Inc. filed an 8-K on May 13, 2026, solely to disclose that it posted an investor presentatio
May 13, 2026

Top Institutional Holders

FundValueMove
BlackRock, Inc.$440.7M—
Neuberger Berman Group LLC$217.9M—
VANGUARD PORTFOLIO MANAGEMENT LLC$206.8M—
STATE STREET CORP$186.2M—
FMR LLC$177.5MADD

Recent Insider Trades

DateInsiderTypeValue
Jun 10, 2026Durkee DeresaM$22.1K
Jun 10, 2026Durkee DeresaF$85.9K
Jun 8, 2026STICKELS ERICSELL$128.0K
May 4, 2026Wlos MaryaF$17.4K
Apr 29, 2026Knauss JefferyM$0.00
50 institutional holders with $1.9B total value (32,398,446 shares) as of 2026-Q1. Top holders: BlackRock,, Neuberger, VANGUARD. Net buying activity: 10 institutions added/increased vs 5 reduced.

Top Institutional Holders — 2026-Q1

#FundSharesValue% of TrackedLast Move
1BlackRock, Inc.7,513,822$440.7M23.2%—
2Neuberger Berman Group LLC3,715,425$217.9M11.5%—
3VANGUARD PORTFOLIO MANAGEMENT LLC3,525,760$206.8M10.9%—
4STATE STREET CORP3,150,340$186.2M9.8%—
5FMR LLC3,026,372$177.5M9.3%ADD +80.1%
6VANGUARD CAPITAL MANAGEMENT LLC2,374,139$139.2M7.3%—
7MORGAN STANLEY1,861,086$109.2M5.7%—
8DIMENSIONAL FUND ADVISORS LP1,818,395$106.6M5.6%—
9FEDERATED HERMES, INC.754,801$44.3M2.3%—
10CHARLES SCHWAB INVESTMENT MANAGEMENT INC639,011$37.5M2.0%—
11BANK OF AMERICA CORP /DE/598,786$35.1M1.8%DOUBLED +132.9%
12GOLDMAN SACHS GROUP INC524,561$30.8M1.6%—
13VANGUARD FIDUCIARY TRUST CO345,637$20.3M1.1%—
14PUBLIC SECTOR PENSION INVESTMENT BOARD188,482$11.1M0.6%—
15VICTORY CAPITAL MANAGEMENT INC154,285$9.0M0.5%—
16RHUMBLINE ADVISERS147,287$8.6M0.5%—
17Invesco Ltd.146,712$8.6M0.5%TRIM -55.0%
18Nuveen, LLC131,485$7.7M0.4%—
19ENVESTNET ASSET MANAGEMENT INC127,458$7.5M0.4%—
20AMERIPRISE FINANCIAL INC127,340$7.5M0.4%—

Recent Position Changes

FundActionPrev SharesCurr SharesChange %ValueQuarter
FMR LLCADD1,680,7173,026,372+80.1%$177.5M2026-Q1
ADAGE CAPITAL PARTNERS GP, L.L.C.DOUBLED38,14776,766+101.2%$4.5M2026-Q1
BALYASNY ASSET MANAGEMENT L.P.NEAR_EXIT317,27467,941-78.6%$4.0M2026-Q1
SEI INVESTMENTS COADD27,95554,224+94.0%$3.2M2026-Q1
COMMONWEALTH EQUITY SERVICES, LLCTRIM26,36419,617-25.6%$1.2M2026-Q1
FIFTH THIRD BANCORPDOUBLED22416,422+7231.3%$963.1K2026-Q1
Holocene Advisors, LPDOUBLED7,01214,174+102.1%$831.3K2026-Q1
Universal- Beteiligungs- und Servicegesellschaft mbHADD6,74910,487+55.4%$615.1K2026-Q1
PNC FINANCIAL SERVICES GROUP, INC.ADD6,3488,481+33.6%$497.4K2026-Q1
BNP Paribas Asset Management Holding S.A.ADD7651,022+33.6%$59.9K2026-Q1
Rockefeller Capital Management L.P.ADD535850+58.9%$49.9K2026-Q1
LOS ANGELES CAPITAL MANAGEMENT LLCTRIM938639-31.9%$37.5K2026-Q1
STRS OHIOTRIM700200-71.4%$11.7K2026-Q1
Allworth Financial LPDOUBLED3264+100.0%$3.8K2026-Q1
NORGES BANKEXIT678,8440-100.0%$0.002026-Q1
FMR LLCDOUBLED737,1591,680,717+128.0%$96.5M2025-Q4
NORGES BANKNEW—678,844—$39.0M2025-Q4
WELLS FARGO & COMPANY/MNADD60,52680,286+32.6%$4.6M2025-Q4
ADAGE CAPITAL PARTNERS GP, L.L.C.ADD27,50438,147+38.7%$2.2M2025-Q4
Rafferty Asset Management, LLCTRIM45,89931,766-30.8%$1.8M2025-Q4
SEI INVESTMENTS CODOUBLED12,65627,955+120.9%$1.6M2025-Q4
State of Tennessee, Department of TreasuryTRIM16,57912,286-25.9%$767.9K2025-Q4
Verition Fund Management LLCTRIM46,22012,096-73.8%$694.8K2025-Q4
TEACHER RETIREMENT SYSTEM OF TEXASNEAR_EXIT16,7623,637-78.3%$208.9K2025-Q4
LOS ANGELES CAPITAL MANAGEMENT LLCNEAR_EXIT9,558938-90.2%$52.6K2025-Q4
19 unique insiders with 50 transactions. Net insider value: -$534.2K ($0.00 bought, $534.2K sold).

Insider Transactions

DateInsiderTitleTypeSharesPriceValue
Jun 10, 2026Durkee Deresa FischerSVP, Chief Accounting OfficerEXERCISE427$51.64$22.1K
Jun 10, 2026Durkee Deresa FischerSVP, Chief Accounting OfficerTAX W/H1,326$64.77$85.9K
Jun 8, 2026STICKELS ERICDirectorSELL2,000$63.98$128.0K
May 4, 2026Wlos Marya BurgioEVP & Chief Financial OfficerTAX W/H273$63.62$17.4K
Apr 29, 2026Knauss Jeffery JDirectorEXERCISE9——
Apr 29, 2026Parente JohnDirectorEXERCISE9——
Apr 29, 2026Pecor Raymond C IIIDirectorEXERCISE9——
Apr 29, 2026STEELE SALLY ADirectorEXERCISE9——
Mar 19, 2026Parente JohnDirectorEXERCISE1,254——
Mar 19, 2026Knauss Jeffery JDirectorEXERCISE1,254——
Mar 19, 2026STEELE SALLY ADirectorEXERCISE1,254——
Mar 19, 2026Sullivan MicheleDirectorAWARD447.312$55.61$24.9K
Mar 19, 2026Vaccaro John ADirectorAWARD314.692$55.61$17.5K
Mar 19, 2026Pecor Raymond C IIIDirectorEXERCISE1,254——
Mar 17, 2026Parente JohnDirectorAWARD1,220——
Mar 17, 2026MacPherson Kerrie D.DirectorAWARD1,220——
Mar 17, 2026Pecor Raymond C IIIDirectorAWARD1,220——
Mar 17, 2026Wlos Marya BurgioEVP & Chief Financial OfficerAWARD1,571——
Mar 17, 2026Wlos Marya BurgioEVP & Chief Financial OfficerAWARD6,004——
Mar 17, 2026Singh SavneetDirectorAWARD1,220——
Mar 17, 2026Whipple John F.DirectorAWARD1,220——
Mar 17, 2026Hall Brenda MDirectorAWARD1,220——
Mar 17, 2026STICKELS ERICDirectorAWARD1,220——
Mar 17, 2026Sullivan MicheleDirectorAWARD1,220——
Mar 17, 2026Vaccaro John ADirectorAWARD1,220——
Mar 17, 2026STEELE SALLY ADirectorAWARD1,220——
Mar 17, 2026Knauss Jeffery JDirectorAWARD1,220——
Mar 17, 2026Bolus Mark J.DirectorAWARD1,220——
Mar 17, 2026Durkee Deresa FischerSVP, Chief Accounting OfficerAWARD1,812——
Mar 17, 2026Durkee Matthew KSVP, Chief Banking OfficerAWARD5,537——
Mar 17, 2026Durkee Matthew KSVP, Chief Banking OfficerAWARD1,449——
Mar 17, 2026Karaivanov DimitarPresident & CEOAWARD6,277——
Mar 17, 2026Karaivanov DimitarPresident & CEOAWARD23,984——
Mar 17, 2026Fesette Neil E.DirectorAWARD1,220——
Mar 17, 2026Abdo Michael NEVP and General CounselAWARD1,373——
Mar 17, 2026Gillan-Myer Maureen AEVP, Chief Admin & HR OfficerAWARD4,871——
Mar 17, 2026Abdo Michael NEVP and General CounselAWARD5,246——
Mar 17, 2026Gillan-Myer Maureen AEVP, Chief Admin & HR OfficerAWARD1,275——
Mar 16, 2026STICKELS ERICDirectorEXERCISE250——
Mar 4, 2026Karaivanov DimitarPresident & CEOAWARD5,224.206——
Mar 4, 2026Abdo Michael NEVP and General CounselAWARD1,948.235——
Mar 4, 2026Gillan-Myer Maureen AEVP, Chief Admin & HR OfficerAWARD2,562.063——
Mar 2, 2026Gillan-Myer Maureen AEVP, Chief Admin & HR OfficerTAX W/H522$60.55$31.6K
Mar 2, 2026Karaivanov DimitarPresident & CEOTAX W/H2,501$60.55$151.4K
Mar 2, 2026Durkee Matthew KSVP, Chief Banking OfficerTAX W/H399$60.55$24.2K
Mar 2, 2026Durkee Deresa FischerSVP, Chief Accounting OfficerTAX W/H357$60.55$21.6K
Mar 2, 2026Abdo Michael NEVP and General CounselTAX W/H485$60.55$29.4K
Feb 4, 2026Whipple John F.DirectorEXERCISE4,246$38.02$161.4K
Feb 4, 2026Whipple John F.DirectorSELL4,246$65.17$276.7K
Feb 3, 2026STICKELS ERICDirectorSELL2,000$64.75$129.5K
4 SEC filing reports analyzed. Sentiment: 0 bullish, 0 bearish, 0 mixed, 4 neutral. Avg impact: 3.0/10.
NEUTRAL 8-K 4/10
Community Financial System completed its all-cash acquisition of ClearPoint Federal Bank & Trust for
Jun 1, 2026
NEUTRAL 8-K 2/10
Community Financial System, Inc. filed an 8-K on May 13, 2026, solely to disclose that it posted an
May 13, 2026
NEUTRAL 8-K 4/10
CBU reported Q1 2026 GAAP diluted EPS of $1.08, slightly below the $1.09 consensus, and revenue of $
Apr 29, 2026
NEUTRAL DEFA14A 2/10
Analysis based on filing metadata only — document content was unavailable
Mar 27, 2026
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No press releases analyzed yet. Press releases are collected from GlobeNewsWire and analyzed by the LLM pipeline.

Current analyst consensus: Hold (40% buy). Based on 10 analysts: 2 strong buy, 2 buy, 6 hold, 0 sell, 0 strong sell.

Analyst Price Targets

$68.50 mean target +3.5% upside Hold (2.67)
$66.00 Low $75.00 High
MetricValue
Current Price$66.18
Target Low$66.00
Target Mean$68.50
Target Median$67.50
Target High$75.00
# Analysts6
RecommendationHold (2.67)

Earnings Estimates & Revisions

PeriodEPS AvgEPS LowEPS HighEPS Growth30d Rev.Up/DownRev. AvgRev. GrowthAnalysts
Current Q
2026-06-30
 $1.18 $1.09 $1.23 19.2% +1.4% 5↑ 1↓ $0.2B 11.1% 6
Next Q
2026-09-30
 $1.25 $1.17 $1.30 19.0% +1.6% 4↑ 1↓ $0.2B 10.5% 6
Current FY
2026-12-31
 $4.79 $4.55 $4.90 18.6% +1.0% 2↑ 0↓ $0.9B 9.7% 6
Next FY
2027-12-31
 $5.38 $4.95 $5.68 12.4% +0.1% 3↑ 1↓ $1.0B 7.8% 6

Current Quarter EPS Revision History

TimepointEPS EstimateChange
Current$1.180
7d ago$1.180
30d ago$1.163+0.017
60d ago$1.150+0.030
90d ago$1.148+0.032
3 analyst firms have rated this stock: 0 upgrades, 1 downgrades, 1 initiations.

Individual Analyst Actions

DateAnalyst FirmActionPrevious RatingNew Rating
Apr 30, 2026 Piper Sandler MAINTAIN Neutral Neutral
Feb 25, 2026 DA Davidson INITIATE — Neutral
Jan 13, 2026 Janney Montgomery Scott DOWNGRADE Buy Neutral

Monthly Consensus History

PeriodStrong BuyBuyHoldSellStrong SellBuy %Distribution
Jun 1, 20262260040%
May 1, 20262260040%
Apr 1, 20262260040%
Mar 1, 20262260040%
Feb 1, 20262240050%
Jan 1, 20263240056%
Strong BuyBuyHoldSellStrong Sell
∅

No congressional trading data available for this ticker. Data is sourced from Senate and House financial disclosure filings.

∅

No Reddit sentiment data available yet. Sentiment is analyzed from Reddit investment communities on a rolling basis.

Apr 29, 2026
earnings_calendar
CBU Q1 2026 Earnings Scheduled — 2026-04-29
Mar 27, 2026
short_interest
FTD: CBU — 14,840 shares ($0.9M) failed to deliver
Settlement: 20260327, Price: $57.91, FTD Value: $859,384.4, COMMUNITY FINANCIAL SYSTEM, IN
Mar 4, 2026
short_interest
FTD: CBU — 10,433 shares ($0.6M) failed to deliver
Settlement: 20260304, Price: $61.13, FTD Value: $637,769.29, COMMUNITY FINANCIAL SYSTEM, IN
Feb 17, 2026
short_interest
FTD: CBU — 9,322 shares ($0.6M) failed to deliver
Settlement: 20260217, Price: $66.34, FTD Value: $618,421.48, COMMUNITY FINANCIAL SYSTEM, IN