AFRM
Affirm Holdings, Inc.
$66.14
-1.45%
$22.5B
No data for this timeframe.
Vol
Market Cap$22.5B
Cap SizeLarge Cap
Analyst ConsensusStrong Buy (76%)
Inst. Holders8 funds
Inst. Value$5.2B
Inst. Activity1 buys / 1 sells
Insider Activity0B / 2S
Insider Net $-$240.0K
Recent Activity
May 20, 2026
short_volume
Short Volume: AFRM — 67.3% short (1.6M / 2.4M)
Short: 1,631,988 | Exempt: 559 | TRF Vol: 2,426,197 | Short Ratio: 67.3% | Off-exchange volume (dark
May 13, 2026
Insider
Watson Noel Bertram sold 2,000 shares
Director @ $65.00 ($130.0K)
May 1, 2026
Insider
Linford Michael sold 2,336 shares
Chief Operating Officer @ $0.00 ($0.00)
May 1, 2026
Insider
Linford Michael sold 2,336 shares
Chief Operating Officer @ $0.00 ($0.00)
Inst.
NORGES BANK — NEW
3,788,266 shares ($282.0M)
Inst.
WELLS FARGO & COMPANY/MN — TRIM
273,805 shares ($20.4M)
Price Targets
$82.97
+25.4% upside
Strong Buy
Current $66.15
Low $55.10
Median $85.00
High $100.00
27 analysts
$55.10
$100.00
Analyst Ratings
8Strong Buy
21Buy
9Hold
0Sell
0Strong Sell
Recent Analyst Actions
| Date | Firm | Action | Rating |
|---|---|---|---|
| May 14, 2026 | Mizuho | MAINTAIN | Outperform → Outperform |
| May 13, 2026 | Needham | REITERATE | Buy → Buy |
| May 11, 2026 | B of A Securities | MAINTAIN | Buy → Buy |
| May 8, 2026 | JP Morgan | MAINTAIN | Overweight → Overweight |
| May 8, 2026 | RBC Capital | MAINTAIN | Sector Perform → Sector Perform |
Earnings Estimates
| Period | EPS Est. | Range | Growth | # |
|---|---|---|---|---|
| Current Q | $0.83 | $0.67 — $0.93 | 57% YoY | 7 |
| Next Q | $0.91 ▼ -7.9% | $0.72 — $1.13 | 49% YoY | 5 |
| Current FY | $3.10 ▼ -0.9% | $2.58 — $3.58 | 78% YoY | 8 |
| Next FY | $3.81 ▲ +1.2% | $2.94 — $4.71 | 23% YoY | 8 |
Top Institutional Holders
| Fund | Value | Move |
|---|---|---|
| VANGUARD GROUP INC | $1.8B | — |
| MORGAN STANLEY | $1.7B | — |
| FMR LLC | $1.0B | ADD |
| NORGES BANK | $282.0M | NEW |
| BANK OF AMERICA CORP | $160.3M | ADD |
Recent Insider Trades
| Date | Insider | Type | Value |
|---|---|---|---|
| May 13, 2026 | Watson Noel | SELL | $130.0K |
| May 1, 2026 | Linford Michael | M | $0.00 |
| May 1, 2026 | Linford Michael | M | $0.00 |
| May 1, 2026 | Linford Michael | F | $65.8K |
| May 1, 2026 | Michalek Libor | M | $0.00 |
8 institutional holders with $5.2B total value (69,208,143 shares) as of 2025-Q4. Top holders: VANGUARD, MORGAN, FMR.
Top Institutional Holders — 2025-Q4
| # | Fund | Shares | Value | % of Tracked | Last Move |
|---|---|---|---|---|---|
| 1 | VANGUARD GROUP INC | 24,847,206 | $1.8B | 35.9% | — |
| 2 | MORGAN STANLEY | 23,010,300 | $1.7B | 33.2% | — |
| 3 | FMR LLC | 13,675,838 | $1.0B | 19.8% | ADD +27.1% |
| 4 | NORGES BANK | 3,788,266 | $282.0M | 5.5% | NEW |
| 5 | BANK OF AMERICA CORP /DE/ | 2,153,730 | $160.3M | 3.1% | ADD +52.7% |
| 6 | CHARLES SCHWAB INVESTMENT MANAGEMENT INC | 1,396,929 | $104.0M | 2.0% | TRIM -44.4% |
| 7 | WELLS FARGO & COMPANY/MN | 273,805 | $20.4M | 0.4% | TRIM -64.5% |
| 8 | TWO SIGMA INVESTMENTS, LP | 62,069 | $4.6M | 0.1% | ADD +67.0% |
Recent Position Changes
| Fund | Action | Prev Shares | Curr Shares | Change % | Value | Quarter |
|---|---|---|---|---|---|---|
| NORGES BANK | NEW | — | 3,788,266 | — | $282.0M | 2025-Q4 |
| WELLS FARGO & COMPANY/MN | TRIM | 770,986 | 273,805 | -64.5% | $20.4M | 2025-Q4 |
| FMR LLC | ADD | 9,629,382 | 12,240,360 | +27.1% | $894.5M | 2025-Q3 |
| UBS Group AG | ADD | 1,551,691 | 2,413,903 | +55.6% | $176.4M | 2025-Q3 |
| CHARLES SCHWAB INVESTMENT MANAGEMENT INC | TRIM | 2,359,066 | 1,311,581 | -44.4% | $95.9M | 2025-Q3 |
| WELLS FARGO & COMPANY/MN | DOUBLED | 334,330 | 770,986 | +130.6% | $56.3M | 2025-Q3 |
| TWO SIGMA INVESTMENTS, LP | ADD | 37,169 | 62,069 | +67.0% | $4.5M | 2025-Q3 |
| NORGES BANK | EXIT | 2,653,671 | 0 | -100.0% | $0.00 | 2025-Q3 |
| NORGES BANK | NEW | — | 2,653,671 | — | $183.5M | 2025-Q2 |
| BANK OF AMERICA CORP /DE/ | ADD | 1,264,692 | 1,930,732 | +52.7% | $133.5M | 2025-Q2 |
| UBS Group AG | TRIM | 2,471,588 | 1,551,691 | -37.2% | $107.3M | 2025-Q2 |
| WELLS FARGO & COMPANY/MN | ADD | 170,712 | 334,330 | +95.8% | $23.1M | 2025-Q2 |
| RENAISSANCE TECHNOLOGIES LLC | EXIT | 818,900 | 0 | -100.0% | $0.00 | 2025-Q2 |
| UBS Group AG | DOUBLED | 1,118,746 | 2,471,588 | +120.9% | $111.7M | 2025-Q1 |
| RENAISSANCE TECHNOLOGIES LLC | NEW | — | 818,900 | — | $37.0M | 2025-Q1 |
| WELLS FARGO & COMPANY/MN | NEAR_EXIT | 1,217,257 | 170,712 | -86.0% | $7.7M | 2025-Q1 |
| TWO SIGMA INVESTMENTS, LP | NEAR_EXIT | 822,333 | 38,569 | -95.3% | $1.7M | 2025-Q1 |
| NORGES BANK | EXIT | 2,298,020 | 0 | -100.0% | $0.00 | 2025-Q1 |
| NORGES BANK | ADD | 1,426,411 | 2,298,020 | +61.1% | $139.9M | 2024-Q4 |
| WELLS FARGO & COMPANY/MN | DOUBLED | 48,512 | 1,217,257 | +2409.2% | $74.1M | 2024-Q4 |
| CHARLES SCHWAB INVESTMENT MANAGEMENT INC | NEW | — | 2,203,210 | — | $89.9M | 2024-Q3 |
7 unique insiders with 2 transactions. Net insider value: -$240.0K ($0.00 bought, $240.0K sold).
Insider Transactions
| Date | Insider | Title | Type | Shares | Price | Value |
|---|---|---|---|---|---|---|
| May 13, 2026 | Watson Noel Bertram | Director | SELL | 2,000 | $65.00 | $130.0K |
| May 1, 2026 | Linford Michael | Chief Operating Officer | M | 2,336 | $0.00 | $0.00 |
| May 1, 2026 | Linford Michael | Chief Operating Officer | M | 2,336 | $0.00 | $0.00 |
| May 1, 2026 | Linford Michael | Chief Operating Officer | F | 974 | $67.54 | $65.8K |
| May 1, 2026 | Michalek Libor | President | M | 2,336 | $0.00 | $0.00 |
| May 1, 2026 | Michalek Libor | President | F | 1,089 | $67.54 | $73.6K |
| May 1, 2026 | Michalek Libor | President | M | 2,336 | $0.00 | $0.00 |
| May 1, 2026 | Adkins Katherine | Chief Legal Officer | M | 1,401 | $0.00 | $0.00 |
| May 1, 2026 | Adkins Katherine | Chief Legal Officer | F | 634 | $67.54 | $42.8K |
| May 1, 2026 | Adkins Katherine | Chief Legal Officer | M | 1,401 | $0.00 | $0.00 |
| Apr 14, 2026 | Watson Noel Bertram | Director | SELL | 2,000 | $55.00 | $110.0K |
| Apr 7, 2026 | Quarles Christa S | Director | J | 53,697 | $0.00 | $0.00 |
| Apr 2, 2026 | Quarles Christa S | Director | C | 60,445 | $0.00 | $0.00 |
| Apr 2, 2026 | Quarles Christa S | Director | C | 60,445 | $0.00 | $0.00 |
| Apr 2, 2026 | Quarles Christa S | Director | J | 60,445 | $0.00 | $0.00 |
| Apr 1, 2026 | Linford Michael | Chief Operating Officer | M | 2,335 | $0.00 | $0.00 |
| Apr 1, 2026 | Linford Michael | Chief Operating Officer | F | 975 | $45.54 | $44.4K |
| Apr 1, 2026 | Linford Michael | Chief Operating Officer | M | 2,335 | $0.00 | $0.00 |
| Apr 1, 2026 | Adkins Katherine | Chief Legal Officer | M | 1,401 | $0.00 | $0.00 |
| Apr 1, 2026 | Michalek Libor | President | M | 2,335 | $0.00 | $0.00 |
| Apr 1, 2026 | Adkins Katherine | Chief Legal Officer | F | 634 | $45.54 | $28.9K |
| Apr 1, 2026 | Adkins Katherine | Chief Legal Officer | M | 1,401 | $0.00 | $0.00 |
| Apr 1, 2026 | Michalek Libor | President | F | 838 | $45.54 | $38.2K |
| Apr 1, 2026 | Michalek Libor | President | M | 2,335 | $0.00 | $0.00 |
| Apr 1, 2026 | Quarles Christa S | Director | J | 3,462 | $0.00 | $0.00 |
| Mar 1, 2026 | O'Hare Robert | Chief Financial Officer | M | 18,430 | $0.00 | $0.00 |
| Mar 1, 2026 | Michalek Libor | President | M | 11,362 | $0.00 | $0.00 |
| Mar 1, 2026 | Michalek Libor | President | M | 2,336 | $0.00 | $0.00 |
| Mar 1, 2026 | Adkins Katherine | Chief Legal Officer | M | 1,402 | $0.00 | $0.00 |
| Mar 1, 2026 | Linford Michael | Chief Operating Officer | M | 2,336 | $0.00 | $0.00 |
| Mar 1, 2026 | O'Hare Robert | Chief Financial Officer | M | 499 | $0.00 | $0.00 |
| Mar 1, 2026 | Jiyane Siphelele | Chief Accounting Officer | M | 11,547 | $0.00 | $0.00 |
| Mar 1, 2026 | Jiyane Siphelele | Chief Accounting Officer | M | 1,667 | $0.00 | $0.00 |
| Mar 1, 2026 | Adkins Katherine | Chief Legal Officer | M | 10,593 | $0.00 | $0.00 |
| Mar 1, 2026 | Linford Michael | Chief Operating Officer | M | 11,717 | $0.00 | $0.00 |
| Feb 9, 2026 | Linford Michael | Chief Operating Officer | M | 20,000 | $49.00 | $980.0K |
| Feb 9, 2026 | Linford Michael | Chief Operating Officer | M | 20,000 | $0.00 | $0.00 |
| Feb 1, 2026 | Adkins Katherine | Chief Legal Officer | M | 1,401 | $0.00 | $0.00 |
| Feb 1, 2026 | Adkins Katherine | Chief Legal Officer | F | 648 | $60.30 | $39.1K |
| Feb 1, 2026 | Adkins Katherine | Chief Legal Officer | M | 1,401 | $0.00 | $0.00 |
| Feb 1, 2026 | Linford Michael | Chief Operating Officer | M | 2,335 | $0.00 | $0.00 |
| Feb 1, 2026 | Linford Michael | Chief Operating Officer | F | 628 | $60.30 | $37.9K |
| Feb 1, 2026 | Linford Michael | Chief Operating Officer | M | 2,335 | $0.00 | $0.00 |
| Feb 1, 2026 | Michalek Libor | President | M | 2,335 | $0.00 | $0.00 |
| Feb 1, 2026 | Michalek Libor | President | F | 838 | $60.30 | $50.5K |
| Feb 1, 2026 | Michalek Libor | President | M | 2,335 | $0.00 | $0.00 |
| Jan 30, 2026 | Linford Michael | Chief Operating Officer | M | 20,000 | $0.00 | $0.00 |
| Jan 30, 2026 | Linford Michael | Chief Operating Officer | M | 20,000 | $49.00 | $980.0K |
No SEC filing reports analyzed yet. Reports are generated when new filings are detected and processed by the LLM pipeline.
No press releases analyzed yet. Press releases are collected from GlobeNewsWire and analyzed by the LLM pipeline.
Current analyst consensus: Buy (76% buy). Based on 38 analysts: 8 strong buy, 21 buy, 9 hold, 0 sell, 0 strong sell.
Analyst Price Targets
$82.97 mean target
+25.4% upside
Strong Buy (1.65)
$55.10 Low
$100.00 High
| Metric | Value |
|---|---|
| Current Price | $66.15 |
| Target Low | $55.10 |
| Target Mean | $82.97 |
| Target Median | $85.00 |
| Target High | $100.00 |
| # Analysts | 27 |
| Recommendation | Strong Buy (1.65) |
Earnings Estimates & Revisions
| Period | EPS Avg | EPS Low | EPS High | EPS Growth | 30d Rev. | Up/Down | Rev. Avg | Rev. Growth | Analysts |
|---|---|---|---|---|---|---|---|---|---|
| Current Q 2026-06-30 |
$0.83 | $0.67 | $0.93 | 57.4% | -0.3% | 5↑ 1↓ | $1.1B | 25.9% | 7 |
| Next Q 2026-09-30 |
$0.91 | $0.72 | $1.13 | 49.2% | -7.9% | 2↑ 2↓ | $1.2B | 24.1% | 5 |
| Current FY 2026-06-30 |
$3.10 | $2.58 | $3.58 | 77.6% | -0.9% | 5↑ 1↓ | $4.2B | 30.3% | 8 |
| Next FY 2027-06-30 |
$3.81 | $2.94 | $4.71 | 22.9% | +1.2% | 4↑ 2↓ | $5.3B | 25.0% | 8 |
Current Quarter EPS Revision History
| Timepoint | EPS Estimate | Change |
|---|---|---|
| Current | $0.829 | |
| 7d ago | $0.882 | -0.053 |
| 30d ago | $0.831 | -0.002 |
| 60d ago | $0.839 | -0.010 |
| 90d ago | $0.789 | +0.040 |
16 analyst firms have rated this stock: 2 upgrades, 0 downgrades, 4 initiations.
Individual Analyst Actions
| Date | Analyst Firm | Action | Previous Rating | New Rating |
|---|---|---|---|---|
| May 14, 2026 | Mizuho | MAINTAIN | Outperform | Outperform |
| May 13, 2026 | Needham | REITERATE | Buy | Buy |
| May 11, 2026 | B of A Securities | MAINTAIN | Buy | Buy |
| May 8, 2026 | JP Morgan | MAINTAIN | Overweight | Overweight |
| May 8, 2026 | RBC Capital | MAINTAIN | Sector Perform | Sector Perform |
| May 8, 2026 | Stephens & Co. | MAINTAIN | Equal-Weight | Equal-Weight |
| May 8, 2026 | Needham | MAINTAIN | Buy | Buy |
| Apr 24, 2026 | Truist Securities | MAINTAIN | Buy | Buy |
| Apr 21, 2026 | Evercore ISI Group | MAINTAIN | Outperform | Outperformer |
| Apr 21, 2026 | Cantor Fitzgerald | MAINTAIN | Overweight | Overweight |
| Apr 17, 2026 | Citizens | MAINTAIN | Market Outperform | Market Outperform |
| Feb 20, 2026 | Truist Securities | MAINTAIN | Buy | Buy |
| Feb 20, 2026 | Baird | INITIATE | — | Neutral |
| Feb 9, 2026 | Cantor Fitzgerald | REITERATE | Overweight | Overweight |
| Feb 9, 2026 | Mizuho | MAINTAIN | Outperform | Outperform |
| Feb 6, 2026 | JP Morgan | MAINTAIN | Overweight | Overweight |
| Feb 6, 2026 | RBC Capital | MAINTAIN | Sector Perform | Sector Perform |
| Feb 6, 2026 | Oppenheimer | MAINTAIN | Outperform | Outperform |
| Feb 6, 2026 | Stephens & Co. | MAINTAIN | Equal-Weight | Equal-Weight |
| Feb 6, 2026 | Needham | MAINTAIN | Buy | Buy |
| Feb 3, 2026 | Morgan Stanley | UPGRADE | Equal-Weight | Overweight |
| Jan 27, 2026 | Needham | UPGRADE | Hold | Buy |
| Jan 27, 2026 | Cantor Fitzgerald | INITIATE | — | Overweight |
| Jan 8, 2026 | TD Cowen | MAINTAIN | Buy | Buy |
| Dec 9, 2025 | Wolfe Research | INITIATE | — | Peer Perform |
| Dec 5, 2025 | Freedom Capital Markets | INITIATE | — | Buy |
Monthly Consensus History
| Period | Strong Buy | Buy | Hold | Sell | Strong Sell | Buy % | Distribution |
|---|---|---|---|---|---|---|---|
| May 1, 2026 | 8 | 21 | 9 | 0 | 0 | 76% | |
| Apr 1, 2026 | 8 | 20 | 9 | 0 | 0 | 76% | |
| Mar 1, 2026 | 8 | 20 | 9 | 0 | 0 | 76% | |
| Feb 1, 2026 | 7 | 18 | 9 | 0 | 0 | 74% | |
| Jan 1, 2026 | 7 | 18 | 9 | 0 | 0 | 74% |
Strong BuyBuyHoldSellStrong Sell
No congressional trading data available for this ticker. Data is sourced from Senate and House financial disclosure filings.
No Reddit sentiment data available yet. Sentiment is analyzed from Reddit investment communities on a rolling basis.
May 20, 2026
short_volume
Short Volume: AFRM — 67.3% short (1.6M / 2.4M)
Short: 1,631,988 | Exempt: 559 | TRF Vol: 2,426,197 | Short Ratio: 67.3% | Off-exchange volume (dark pool + OTC)
May 14, 2026
short_volume
Short Volume: AFRM — 58.1% short (1.1M / 1.9M)
Short: 1,127,820 | Exempt: 2,274 | TRF Vol: 1,941,143 | Short Ratio: 58.1% | Off-exchange volume (dark pool + OTC)
May 13, 2026
short_volume
Short Volume: AFRM — 67.8% short (2.2M / 3.2M)
Short: 2,167,329 | Exempt: 2,879 | TRF Vol: 3,195,195 | Short Ratio: 67.8% | Off-exchange volume (dark pool + OTC)
May 12, 2026
short_volume
Short Volume: AFRM — 61.9% short (1.2M / 2.0M)
Short: 1,249,494 | Exempt: 307 | TRF Vol: 2,018,510 | Short Ratio: 61.9% | Off-exchange volume (dark pool + OTC)
May 11, 2026
short_volume
Short Volume: AFRM — 65.3% short (2.3M / 3.5M)
Short: 2,263,968 | Exempt: 4,147 | TRF Vol: 3,464,813 | Short Ratio: 65.3% | Off-exchange volume (dark pool + OTC)
May 7, 2026
earnings_calendar
AFRM Q3 2026 Earnings After Market Close — 2026-05-07
May 1, 2026
short_volume
Short Volume: AFRM — 64.6% short (2.1M / 3.2M)
Short: 2,088,465 | Exempt: 351 | TRF Vol: 3,234,701 | Short Ratio: 64.6% | Off-exchange volume (dark pool + OTC)
Apr 27, 2026
dark_pool
Dark Pool: AFRM — 6.5M shares, 105,063 trades
Week starting 2026-04-27. Total ATS volume: 6,474,261 shares across 105,063 trades.
Apr 20, 2026
short_volume
Short Volume: AFRM — 55.3% short (1.4M / 2.5M)
Short: 1,362,419 | Exempt: 5,637 | TRF Vol: 2,465,756 | Short Ratio: 55.3% | Off-exchange volume (dark pool + OTC)
Apr 20, 2026
dark_pool
Dark Pool: AFRM — 7.6M shares, 109,683 trades
Week starting 2026-04-20. Total ATS volume: 7,634,953 shares across 109,683 trades.
Apr 17, 2026
short_volume
Short Volume: AFRM — 59.0% short (2.6M / 4.5M)
Short: 2,631,262 | Exempt: 3,995 | TRF Vol: 4,457,658 | Short Ratio: 59.0% | Off-exchange volume (dark pool + OTC)
Apr 17, 2026
short_interest
FTD: AFRM — 10,989 shares ($0.7M) failed to deliver
Settlement: 20260417, Price: $60.28, FTD Value: $662,416.92, AFFIRM HLDGS INC CL A (NV)
Apr 15, 2026
short_volume
Short Volume: AFRM — 57.1% short (2.2M / 3.8M)
Short: 2,197,385 | Exempt: 320 | TRF Vol: 3,846,952 | Short Ratio: 57.1% | Off-exchange volume (dark pool + OTC)
Apr 14, 2026
short_volume
Short Volume: AFRM — 61.5% short (1.9M / 3.0M)
Short: 1,867,406 | Exempt: 31 | TRF Vol: 3,035,989 | Short Ratio: 61.5% | Off-exchange volume (dark pool + OTC)
Apr 14, 2026
short_interest
FTD: AFRM — 15,866 shares ($0.8M) failed to deliver
Settlement: 20260414, Price: $51.97, FTD Value: $824,556.02, AFFIRM HLDGS INC CL A (NV)