ROOT

Root, Inc.

Nasdaq · Fire, Marine & Casualty Insurance · Inc. DE · CIK 0001788882

$57.71 -0.24% $915.6M

Insider Selling Cluster (2 insiders)High Impact Filing (7/10)

Vol

Market Cap$915.6M

Cap SizeSmall Cap

Analyst ConsensusBuy (58%)

Inst. Holders8 funds

Inst. Value$105.8M

Inst. Activity2 buys / 2 sells

Insider Activity0B / 11S

Insider Net $-$2.1M

Reddit Sentiment88° Bullish

SEC Reports3

Press Releases1

Exchange Nasdaq·Sector Fire, Marine & Casualty Insurance·Inc. DE·CIK 0001788882·Prev Close $57.85

Recent Activity

May 15, 2026 Insider

Allison Jonathan sold 1,606 shares

Chief Administrative Officer @ $55.96 ($89.9K)

May 12, 2026 SEC

Jonathan Allison, an officer of Root, Inc., filed a Form 144 notice of intent to sell 1,706 Class A shares (approx. $95,

144 — Impact 2/10

May 12, 2026 Insider

Allison Jonathan sold 1,706 shares

Chief Administrative Officer @ $55.74 ($95.1K)

May 6, 2026 earnings

Root, Inc. Announces 2026 First Quarter Results

<p>COLUMBUS, Ohio, May 06, 2026 (GLOBE NEWSWIRE) -- Root, Inc. (NASDAQ: ROOT), the leading technol

May 1, 2026 Insider

Forish Ryan sold 82 shares

Chief Accounting Officer @ $55.05 ($4.5K)

Apr 24, 2026 SEC

Analysis based on filing metadata only — document content was unavailable

DEFA14A — Impact 3/10

Feb 25, 2026 SEC

Root, Inc. reported strong financial results for FY 2025, achieving $1.5 billion in revenue (19% YoY growth) and $40.3 m

8-K — Impact 7/10

Inst.

MORGAN STANLEY — TRIM

159,029 shares ($11.5M)

Price Targets

$79.80 +38.3% upside Strong Buy

Current $57.71 Low $50.00 Median $71.00 High $125.00 5 analysts

$50.00 $125.00

Analyst Ratings

Hold58% buy · 12 analysts

3Strong Buy

4Buy

5Hold

0Sell

0Strong Sell

Recent Analyst Actions

Date	Firm	Action	Rating
May 11, 2026	UBS	MAINTAIN	Neutral → Neutral
May 7, 2026	Wells Fargo	MAINTAIN	Equal-Weight → Equal-Weight
Apr 9, 2026	Wells Fargo	MAINTAIN	Equal-Weight → Equal-Weight
Apr 7, 2026	Keefe, Bruyette & Woods	MAINTAIN	Outperform → Outperform
Mar 9, 2026	UBS	MAINTAIN	Neutral → Neutral

Earnings Estimates

Period	EPS Est.	Range	Growth	#
Current Q	$0.66 ▼ -1.5%	$0.50 — $0.82	-46% YoY	2
Next Q	$0.39 ▲ +1.3%	$0.29 — $0.48	212% YoY	2
Current FY	$3.21 ▲ +45.5%	$3.00 — $3.43	-4% YoY	2
Next FY	$3.05 ▼ -19.7%	$2.50 — $3.60	-5% YoY	2

Latest Reports

NEUTRAL 144 2/10

Jonathan Allison, an officer of Root, Inc., filed a Form 144 notice of intent to sell 1,706 Class A shares (approx. $95,

May 12, 2026

NEUTRAL DEFA14A 3/10

Analysis based on filing metadata only — document content was unavailable

Apr 24, 2026

NEUTRAL Press 4/10

Root announced a partnership with Freeway Insurance to integrate its insurance products into Freeway’s national multi-ca

Apr 23, 2026

Top Institutional Holders

Fund	Value	Move
VANGUARD GROUP INC	$52.2M	ADD
RENAISSANCE TECHNOLOGIES LLC	$18.2M	ADD
MORGAN STANLEY	$11.5M	TRIM
BANK OF AMERICA CORP	$10.1M	ADD
CHARLES SCHWAB INVESTMENT MANAGEMENT	$8.0M	DOUBLED

Recent Insider Trades

Date	Insider	Type	Value
May 15, 2026	Allison Jonathan	SELL	$89.9K
May 12, 2026	Allison Jonathan	SELL	$95.1K
May 1, 2026	Forish Ryan	F	$4.5K
Apr 7, 2026	Allison Jonathan	SELL	$75.7K
Apr 2, 2026	Allison Jonathan	SELL	$174.1K

Reddit Sentiment

88°▲

Bullish

Bearish Neutral Bullish

12 mentions 12 bullish 0 bearish

8 institutional holders with $105.8M total value (1,464,810 shares) as of 2025-Q4. Top holders: VANGUARD, RENAISSANCE, MORGAN.

Top Institutional Holders — 2025-Q4

#	Fund	Shares	Value	% of Tracked	Last Move
1	VANGUARD GROUP INC	723,117	$52.2M	49.4%	ADD +25.9%
2	RENAISSANCE TECHNOLOGIES LLC	251,981	$18.2M	17.2%	ADD +59.2%
3	MORGAN STANLEY	159,029	$11.5M	10.9%	TRIM -29.5%
4	BANK OF AMERICA CORP /DE/	139,638	$10.1M	9.5%	ADD +49.7%
5	CHARLES SCHWAB INVESTMENT MANAGEMENT INC	111,309	$8.0M	7.6%	DOUBLED +250.2%
6	NORGES BANK	65,022	$4.7M	4.4%	NEW
7	WELLS FARGO & COMPANY/MN	13,612	$983.2K	0.9%	ADD +78.9%
8	FMR LLC	1,102	$79.6K	0.1%	NEAR_EXIT -95.2%

Recent Position Changes

Fund	Action	Prev Shares	Curr Shares	Change %	Value	Quarter
MORGAN STANLEY	TRIM	225,512	159,029	-29.5%	$11.5M	2025-Q4
BANK OF AMERICA CORP /DE/	ADD	93,290	139,638	+49.7%	$10.1M	2025-Q4
NORGES BANK	NEW	—	65,022	—	$4.7M	2025-Q4
FMR LLC	NEAR_EXIT	22,996	1,102	-95.2%	$79.6K	2025-Q4
VANGUARD GROUP INC	ADD	575,477	724,541	+25.9%	$64.9M	2025-Q3
UBS Group AG	DOUBLED	48,449	228,738	+372.1%	$20.5M	2025-Q3
CHARLES SCHWAB INVESTMENT MANAGEMENT INC	DOUBLED	31,223	109,335	+250.2%	$9.8M	2025-Q3
BANK OF AMERICA CORP /DE/	DOUBLED	32,711	93,290	+185.2%	$8.4M	2025-Q3
WELLS FARGO & COMPANY/MN	ADD	6,795	12,157	+78.9%	$1.1M	2025-Q3
NORGES BANK	EXIT	86,577	0	-100.0%	$0.00	2025-Q3
MORGAN STANLEY	DOUBLED	96,953	205,652	+112.1%	$26.3M	2025-Q2
NORGES BANK	NEW	—	86,577	—	$11.1M	2025-Q2
UBS Group AG	TRIM	147,169	48,449	-67.1%	$6.2M	2025-Q2
BANK OF AMERICA CORP /DE/	TRIM	73,785	32,711	-55.7%	$4.2M	2025-Q2
CHARLES SCHWAB INVESTMENT MANAGEMENT INC	ADD	24,294	31,223	+28.5%	$4.0M	2025-Q2
RENAISSANCE TECHNOLOGIES LLC	ADD	263,515	419,515	+59.2%	$56.0M	2025-Q1
UBS Group AG	ADD	114,345	147,169	+28.7%	$19.6M	2025-Q1
MORGAN STANLEY	TRIM	185,474	96,953	-47.7%	$12.9M	2025-Q1
FMR LLC	TRIM	36,169	24,850	-31.3%	$3.3M	2025-Q1
WELLS FARGO & COMPANY/MN	ADD	4,090	8,084	+97.7%	$1.1M	2025-Q1
TWO SIGMA INVESTMENTS, LP	EXIT	8,535	0	-100.0%	$0.00	2025-Q1
RENAISSANCE TECHNOLOGIES LLC	ADD	185,816	263,515	+41.8%	$19.1M	2024-Q4
UBS Group AG	DOUBLED	24,504	114,345	+366.6%	$8.3M	2024-Q4
WELLS FARGO & COMPANY/MN	ADD	2,989	4,090	+36.8%	$296.9K	2024-Q4
MORGAN STANLEY	TRIM	347,212	206,812	-40.4%	$7.8M	2024-Q3

6 unique insiders with 11 transactions. Net insider value: -$2.1M ($0.00 bought, $2.1M sold).

Insider Transactions

Date	Insider	Title	Type	Shares	Price	Value
May 15, 2026	Allison Jonathan	Chief Administrative Officer	SELL	1,606	$55.96	$89.9K
May 12, 2026	Allison Jonathan	Chief Administrative Officer	SELL	1,706	$55.74	$95.1K
May 1, 2026	Forish Ryan	Chief Accounting Officer	F	82	$55.05	$4.5K
Apr 7, 2026	Allison Jonathan	Chief Administrative Officer	SELL	1,706	$44.35	$75.7K
Apr 2, 2026	Allison Jonathan	Chief Administrative Officer	SELL	4,112	$42.33	$174.1K
Apr 1, 2026	Allison Jonathan	Chief Administrative Officer	F	8,081	$43.26	$349.6K
Apr 1, 2026	Allison Jonathan	Chief Administrative Officer	M	6,442	$0.00	$0.00
Apr 1, 2026	Allison Jonathan	Chief Administrative Officer	M	6,442	$0.00	$0.00
Apr 1, 2026	Binkley Megan	Chief Financial Officer	F	8,081	$43.26	$349.6K
Apr 1, 2026	Binkley Megan	Chief Financial Officer	M	4,777	$0.00	$0.00
Apr 1, 2026	Binkley Megan	Chief Financial Officer	M	4,777	$0.00	$0.00
Apr 1, 2026	Bonakdarpour Mahtiyar	President and CTO	F	1,642	$43.26	$71.0K
Apr 1, 2026	Bonakdarpour Mahtiyar	President and CTO	M	43,043	$0.00	$0.00
Apr 1, 2026	Bonakdarpour Mahtiyar	President and CTO	M	43,043	$0.00	$0.00
Apr 1, 2026	Timm Alexander E.	Chief Executive Officer	F	14,965	$43.26	$647.4K
Apr 1, 2026	Timm Alexander E.	Chief Executive Officer	M	62,969	$0.00	$0.00
Apr 1, 2026	Timm Alexander E.	Chief Executive Officer	M	62,969	$0.00	$0.00
Mar 20, 2026	Forish Ryan	Chief Accounting Officer	F	294	$45.59	$13.4K
Mar 20, 2026	Allison Jonathan	Chief Administrative Officer	SELL	3,990	$44.78	$178.7K
Mar 17, 2026	Allison Jonathan	Chief Administrative Officer	SELL	3,990	$45.00	$179.6K
Mar 16, 2026	Forish Ryan	Chief Accounting Officer	F	489	$44.30	$21.7K
Mar 12, 2026	Allison Jonathan	Chief Administrative Officer	SELL	3,900	$43.61	$170.1K
Mar 11, 2026	Forish Ryan	Chief Accounting Officer	A	6,620	$0.00	$0.00
Mar 10, 2026	Allison Jonathan	Chief Administrative Officer	SELL	3,900	$44.97	$175.4K
Mar 9, 2026	Ulman Doug	Director	C	33,352	$0.00	$0.00
Mar 9, 2026	Ulman Doug	Director	M	33,352	$0.6480	$21.6K
Mar 9, 2026	Ulman Doug	Director	M	33,352	$0.00	$0.00
Mar 9, 2026	Ulman Doug	Director	SELL	13,152	$45.11	$593.3K
Mar 9, 2026	Ulman Doug	Director	F	473	$45.77	$21.6K
Mar 9, 2026	Ulman Doug	Director	C	33,352	$0.00	$0.00
Mar 5, 2026	Allison Jonathan	Chief Administrative Officer	SELL	3,900	$48.05	$187.4K
Mar 3, 2026	Allison Jonathan	Chief Administrative Officer	SELL	3,900	$47.88	$186.7K
Feb 19, 2026	Binkley Megan	Chief Financial Officer	F	4,373	$61.59	$269.3K
Feb 19, 2026	Allison Jonathan	Chief Administrative Officer	F	4,167	$61.59	$256.6K
Feb 19, 2026	Timm Alexander E.	Chief Executive Officer	F	10,508	$61.59	$647.2K
Feb 19, 2026	Bonakdarpour Mahtiyar	President and CTO	F	9,569	$61.59	$589.4K
Feb 18, 2026	Binkley Megan	Chief Financial Officer	A	57,868	$0.00	$0.00
Feb 18, 2026	Allison Jonathan	Chief Administrative Officer	A	55,116	$0.00	$0.00
Feb 18, 2026	Timm Alexander E.	Chief Executive Officer	A	113,659	$0.00	$0.00
Feb 18, 2026	Bonakdarpour Mahtiyar	President and CTO	A	101,958	$0.00	$0.00

3 SEC filing reports analyzed. Sentiment: 1 bullish, 0 bearish, 0 mixed, 2 neutral. Avg impact: 4.0/10.

NEUTRAL 144 2/10

Jonathan Allison, an officer of Root, Inc., filed a Form 144 notice of intent to sell 1,706 Class A

May 12, 2026

NEUTRAL DEFA14A 3/10

Analysis based on filing metadata only — document content was unavailable

Apr 24, 2026

BULLISH 8-K 7/10

Root, Inc. reported strong financial results for FY 2025, achieving $1.5 billion in revenue (19% YoY

Feb 25, 2026

NEUTRAL 4/10

Root announced a partnership with Freeway Insurance to integrate its insurance products into Freeway

Apr 23, 2026

Current analyst consensus: Hold (58% buy). Based on 12 analysts: 3 strong buy, 4 buy, 5 hold, 0 sell, 0 strong sell.

Analyst Price Targets

$79.80 mean target +38.3% upside Strong Buy (2.50)

$50.00 Low $125.00 High

Metric	Value
Current Price	$57.71
Target Low	$50.00
Target Mean	$79.80
Target Median	$71.00
Target High	$125.00
# Analysts	5
Recommendation	Strong Buy (2.50)

Earnings Estimates & Revisions

Period	EPS Avg	EPS Low	EPS High	EPS Growth	30d Rev.	Up/Down	Rev. Avg	Rev. Growth	Analysts
Current Q 2026-06-30	$0.66	$0.50	$0.82	-46.3%	-1.5%	0↑ 1↓	$0.4B	3.3%	2
Next Q 2026-09-30	$0.39	$0.29	$0.48	211.8%	+1.3%	0↑ 1↓	$0.4B	3.3%	2
Current FY 2026-12-31	$3.21	$3.00	$3.43	-3.8%	+45.5%	—	$1.6B	5.2%	2
Next FY 2027-12-31	$3.05	$2.50	$3.60	-5.1%	-19.7%	0↑ 1↓	$1.7B	9.4%	2

Current Quarter EPS Revision History

Timepoint	EPS Estimate	Change
Current	$0.660
7d ago	$0.000	+0.660
30d ago	$0.670	-0.010
60d ago	$0.600	+0.060
90d ago	$0.820	-0.160

3 analyst firms have rated this stock: 0 upgrades, 0 downgrades, 0 initiations.

Individual Analyst Actions

Date	Analyst Firm	Action	Previous Rating	New Rating
May 11, 2026	UBS	MAINTAIN	Neutral	Neutral
May 7, 2026	Wells Fargo	MAINTAIN	Equal-Weight	Equal-Weight
Apr 9, 2026	Wells Fargo	MAINTAIN	Equal-Weight	Equal-Weight
Apr 7, 2026	Keefe, Bruyette & Woods	MAINTAIN	Outperform	Outperform
Mar 9, 2026	UBS	MAINTAIN	Neutral	Neutral
Feb 26, 2026	Wells Fargo	MAINTAIN	Equal-Weight	Equal-Weight
Feb 26, 2026	Keefe, Bruyette & Woods	MAINTAIN	Outperform	Outperform
Jan 13, 2026	Wells Fargo	MAINTAIN	Equal-Weight	Equal-Weight

Monthly Consensus History

Period	Strong Buy	Buy	Hold	Buy %
May 1, 2026	3	4	5	58%
Apr 1, 2026	3	4	5	58%
Mar 1, 2026	3	4	5	58%
Feb 1, 2026	3	4	5	58%
Jan 1, 2026	3	4	5	58%

Strong BuyBuyHoldSellStrong Sell

∅

No congressional trading data available for this ticker. Data is sourced from Senate and House financial disclosure filings.

88°

Bullish

Bearish Neutral Bullish

12 mentions 12 bullish 0 bearish 7 time periods

Reddit Sentiment History

Date	Mentions	Sentiment	Bullish	Threads
May 16, 2026	5	78° Bullish	5	5
May 16, 2026	2	67° Warm	2	2
May 8, 2026	1	60° Warm	1	1
May 8, 2026	1	60° Warm	1	1
Mar 2, 2026	1	60° Warm	1	1
Mar 2, 2026	1	60° Warm	1	1
Feb 25, 2026	1	60° Warm	1	1

Recent Reddit Threads

r/wallstreetbets Bullish 2mo ago

ROOT $100k YOLO - EARNINGS TONIGHT 2/25

▲ 43 💬 88 ⚡ 3.4

r/investing Bullish 6d 7h ago

$ROOT Thesis – Undervalued, but that’s not all, an asymmetric story

▲ 1 💬 1 ⚡ 0.5

r/wallstreetbets Bullish 6d 7h ago

$ROOT Thesis – Undervalued and Converging

▲ 1 💬 0 ⚡ 0.5

r/stocks Bullish 6d 7h ago

$ROOT Thesis – Undervalued and Converging.

▲ 1 💬 0 ⚡ 0.5

r/stocks Bullish 6d 7h ago

$ROOT Thesis – Undervalued, but that’s not all, an asymmetric story

▲ 1 💬 0 ⚡ 0.5

r/stocks Bullish 6d 7h ago

$ROOT Thesis – Undervalued, but that’s not all, an asymmetric story

▲ 1 💬 0 ⚡ 0.5

r/wallstreetbets Bullish 14d 14h ago

ROOT Insurance $ROOT Just Posted Its Most Profitable Quarter EVER + $75M Buyback. A 10X opportunity 🚀

▲ 1 💬 0 ⚡ 0.5

r/investing Bullish 2mo ago

ROOT earnings pop, followed by sharp price drop. Thoughts?

▲ 1 💬 0 ⚡ 0.5

May 6, 2026

earnings

Root, Inc. Announces 2026 First Quarter Results

<p>COLUMBUS, Ohio, May 06, 2026 (GLOBE NEWSWIRE) -- Root, Inc. (NASDAQ: ROOT), the leading technology company in car insurance, today announced fina

May 6, 2026

earnings_calendar

ROOT Q1 2026 Earnings After Market Close — 2026-05-06

Apr 23, 2026

contract

Root & Freeway Insurance Expand Integrated Coverage Options Through New Partnership

New integration supports a more efficient and flexible insurance experience for customers nationwide <pre>New integration supports a more efficient an

Apr 21, 2026

other

Baby Boomers Are 2.2 Times More Likely Than Gen Z to Say Car Insurance Fails Safe Drivers, Root Report Finds

Survey of U.S. drivers finds near-universal demand for behavior-based pricing, and reveals the drivers who feel most shortchanged <pre>Survey of U.S.

Apr 16, 2026

earnings

Root, Inc. Schedules Conference Call to Discuss First Quarter 2026 Financial Results

<p align="left">COLUMBUS, Ohio, April 16, 2026 (GLOBE NEWSWIRE) -- Root, Inc. (NASDAQ: ROOT), the leading technology company in car insurance, today

Mar 24, 2026

short_interest

FTD: ROOT — 12,798 shares ($0.6M) failed to deliver

Settlement: 20260324, Price: $45.79, FTD Value: $586,020.42, ROOT INC CL A NEW (DE)

Mar 6, 2026

Enforcement

Montecito Country Club, LLC v. Root

Court ruling from California Court of Appeal. Docket: B341762

Mar 5, 2026

short_interest

FTD: ROOT — 10,512 shares ($0.5M) failed to deliver

Settlement: 20260305, Price: $48.68, FTD Value: $511,724.16, ROOT INC CL A NEW (DE)

Feb 25, 2026

earnings_calendar

ROOT Q4 2025 Earnings After Market Close — 2026-02-25

Feb 19, 2026

short_interest

FTD: ROOT — 9,711 shares ($0.6M) failed to deliver

Settlement: 20260219, Price: $63.21, FTD Value: $613,832.31, ROOT INC CL A NEW (DE)