LMND

Lemonade, Inc.

NYSE · Fire, Marine & Casualty Insurance · Inc. DE · CIK 0001691421
$56.53 -1.44% $4.4B
Insider Selling Cluster (4 insiders)
Vol
Market Cap$4.4B
Cap SizeMid Cap
Analyst ConsensusBuy (53%)
Inst. Holders7 funds
Inst. Value$701.0M
Inst. Activity2 buys / 1 sells
Insider Activity1B / 5S
Insider Net $-$1.1M
Reddit Sentiment57° Neutral
SEC Reports2
Press Releases4
Exchange NYSE·Sector Fire, Marine & Casualty Insurance·Inc. DE·CIK 0001691421·Prev Close $57.36

Recent Activity

May 12, 2026 Press
Lemonade expands renters insurance to Louisiana, offering policies starting at $5/month via its digital platform. No fin
Impact 2/10
May 12, 2026 announcement
Lemonade Expands Renters Insurance to Louisiana
Affordable Renters Insurance in Louisiana: Lemonade Launches Fast, Digital Coverage Starting at $5/M
May 8, 2026 Press
Lemonade announced the launch of its renters insurance product in New Hampshire, expanding its U.S. footprint. The press
Impact 3/10
Mar 30, 2026 SEC
Analysis based on filing metadata only — document content was unavailable. This is an insider trading cluster filing for
CLUSTER — Impact 3/10
Mar 18, 2026 Insider
Schreiber Daniel A. sold 820,000 shares
Chief Executive Officer @ $0.00 ($0.00)
Mar 18, 2026 Insider
Wininger Shai sold 820,000 shares
President @ $0.00 ($0.00)
Mar 10, 2026 Insider
Angelidis-Smith Maria sold 3,350 shares
Director @ $55.30 ($185.3K)
Mar 5, 2026 SEC
Two C-suite executives at Lemonade sold shares in the past week, with Chief Insurance Officer John Sheldon selling a tot
CLUSTER — Impact 3/10

Price Targets

$60.11 +6.3% upside Buy
Current $56.54 Low $33.00 Median $62.00 High $92.00 9 analysts
$33.00 $92.00

Analyst Ratings

Hold53% buy · 19 analysts
3Strong Buy
7Buy
6Hold
2Sell
1Strong Sell
Recent Analyst Actions
DateFirmActionRating
May 21, 2026 Morgan Stanley MAINTAIN Overweight → Overweight
Apr 30, 2026 Piper Sandler MAINTAIN Neutral → Neutral
Apr 30, 2026 Citizens MAINTAIN Market Outperform → Market Outperform
Apr 30, 2026 Truist Securities MAINTAIN Buy → Buy
Mar 17, 2026 Morgan Stanley UPGRADE Equal-Weight → Overweight

Earnings Estimates

PeriodEPS Est.RangeGrowth#
Current Q $-0.56 ▼ -5.3% $-0.67 — $-0.48 6% YoY 11
Next Q $-0.52 ▼ -35.6% $-0.73 — $-0.38 -3% YoY 11
Current FY $-1.73 ▼ -3.6% $-1.97 — $-1.54 23% YoY 12
Next FY $-0.81 ▼ -21.0% $-1.31 — $-0.27 53% YoY 12

Top Institutional Holders

FundValueMove
VANGUARD GROUP INC$448.8M
MORGAN STANLEY$98.3MTRIM
TWO SIGMA INVESTMENTS, LP$55.2MADD
CHARLES SCHWAB INVESTMENT MANAGEMENT$37.2MNEW
FMR LLC$33.9MADD

Recent Insider Trades

DateInsiderTypeValue
Mar 18, 2026Schreiber DanielA$0.00
Mar 18, 2026Wininger ShaiA$0.00
Mar 10, 2026Angelidis-Smith MariaA$185.3K
Mar 10, 2026Angelidis-Smith MariaBUY$185.3K
Mar 8, 2026Prosor MayaA$0.00

Reddit Sentiment

57°
Neutral
Bearish Neutral Bullish
3 mentions 1 bullish 0 bearish
7 institutional holders with $701.0M total value (9,847,762 shares) as of 2025-Q4. Top holders: VANGUARD, MORGAN, TWO. Net buying activity: 2 institutions added/increased vs 1 reduced.

Top Institutional Holders — 2025-Q4

#FundSharesValue% of TrackedLast Move
1VANGUARD GROUP INC6,305,453$448.8M64.0%
2MORGAN STANLEY1,381,573$98.3M14.0%TRIM -27.8%
3TWO SIGMA INVESTMENTS, LP775,242$55.2M7.9%ADD +45.0%
4CHARLES SCHWAB INVESTMENT MANAGEMENT INC522,257$37.2M5.3%NEW
5FMR LLC476,360$33.9M4.8%ADD +74.6%
6BANK OF AMERICA CORP /DE/236,927$16.9M2.4%TRIM -71.5%
7WELLS FARGO & COMPANY/MN149,950$10.7M1.5%ADD +43.4%

Recent Position Changes

FundActionPrev SharesCurr SharesChange %ValueQuarter
FMR LLCADD272,861476,360+74.6%$33.9M2025-Q4
BANK OF AMERICA CORP /DE/TRIM831,072236,927-71.5%$16.9M2025-Q4
WELLS FARGO & COMPANY/MNADD104,538149,950+43.4%$10.7M2025-Q4
MORGAN STANLEYTRIM1,814,8941,311,253-27.8%$70.2M2025-Q3
TWO SIGMA INVESTMENTS, LPADD560,764813,062+45.0%$43.5M2025-Q3
FMR LLCADD144,412272,861+88.9%$14.6M2025-Q3
WELLS FARGO & COMPANY/MNADD56,102104,538+86.3%$5.6M2025-Q3
NORGES BANKEXIT25,6560-100.0%$0.002025-Q3
MORGAN STANLEYDOUBLED802,2751,814,894+126.2%$79.5M2025-Q2
BANK OF AMERICA CORP /DE/ADD775,756993,669+28.1%$43.5M2025-Q2
UBS Group AGDOUBLED260,986873,916+234.9%$38.3M2025-Q2
TWO SIGMA INVESTMENTS, LPADD399,509560,764+40.4%$24.6M2025-Q2
NORGES BANKNEW25,656$1.1M2025-Q2
RENAISSANCE TECHNOLOGIES LLCEXIT73,9070-100.0%$0.002025-Q2
CITADEL ADVISORS LLCTRIM2,161,5321,562,459-27.7%$49.1M2025-Q1
TWO SIGMA INVESTMENTS, LPTRIM601,575399,509-33.6%$12.6M2025-Q1
UBS Group AGTRIM391,728260,986-33.4%$8.2M2025-Q1
FMR LLCADD97,160139,070+43.1%$4.4M2025-Q1
RENAISSANCE TECHNOLOGIES LLCTRIM198,18773,907-62.7%$2.3M2025-Q1
NORGES BANKEXIT25,6560-100.0%$0.002025-Q1
MORGAN STANLEYADD573,570805,205+40.4%$29.5M2024-Q4
UBS Group AGDOUBLED48,493391,728+707.8%$14.4M2024-Q4
RENAISSANCE TECHNOLOGIES LLCNEW198,187$7.3M2024-Q4
WELLS FARGO & COMPANY/MNTRIM120,82855,221-54.3%$2.0M2024-Q4
CHARLES SCHWAB INVESTMENT MANAGEMENT INCNEW448,297$7.4M2024-Q3
7 unique insiders with 6 transactions. Net insider value: -$1.1M ($185.3K bought, $1.3M sold).

Insider Transactions

DateInsiderTitleTypeSharesPriceValue
Mar 18, 2026Schreiber Daniel A.Chief Executive OfficerA820,000$0.00$0.00
Mar 18, 2026Wininger ShaiPresidentA820,000$0.00$0.00
Mar 10, 2026Angelidis-Smith MariaDirectorA3,350$55.30$185.3K
Mar 10, 2026Angelidis-Smith MariaDirectorBUY3,350$55.30$185.3K
Mar 8, 2026Prosor MayaChief Business OfficerA181,389$0.00$0.00
Mar 8, 2026Eckstein AdinaChief Operating OfficerA54,417$0.00$0.00
Mar 8, 2026Eckstein AdinaChief Operating OfficerA145,112$0.00$0.00
Mar 4, 2026Peters John SheldonChief Insurance OfficerSELL3,571$52.50$187.5K
Mar 3, 2026Peters John SheldonChief Insurance OfficerSELL1,773$50.12$88.9K
Mar 3, 2026BIXBY TIMOTHY EChief Financial OfficerSELL2,135$50.12$107.0K
Mar 3, 2026Prosor MayaChief Business OfficerSELL223$50.12$11.2K
Feb 12, 2026Peters John SheldonChief Insurance OfficerM11,845$11.61$137.5K
Feb 12, 2026Peters John SheldonChief Insurance OfficerM11,845$11.61$137.5K
Jan 23, 2026Schreiber Daniel A.Chief Executive OfficerSELL9,108$99.04$902.1K
Current analyst consensus: Hold (53% buy). Based on 19 analysts: 3 strong buy, 7 buy, 6 hold, 2 sell, 1 strong sell.

Analyst Price Targets

$60.11 mean target +6.3% upside Buy (2.91)
$33.00 Low $92.00 High
MetricValue
Current Price$56.54
Target Low$33.00
Target Mean$60.11
Target Median$62.00
Target High$92.00
# Analysts9
RecommendationBuy (2.91)

Earnings Estimates & Revisions

PeriodEPS AvgEPS LowEPS HighEPS Growth30d Rev.Up/DownRev. AvgRev. GrowthAnalysts
Current Q
2026-06-30
$-0.56 $-0.67 $-0.48 6.4% -5.3% 3↑ 3↓ $0.3B 77.2% 11
Next Q
2026-09-30
$-0.52 $-0.73 $-0.38 -2.5% -35.6% 0↑ 7↓ $0.3B 64.8% 11
Current FY
2026-12-31
$-1.73 $-1.97 $-1.54 22.8% -3.6% 2↑ 5↓ $1.2B 63.4% 12
Next FY
2027-12-31
$-0.81 $-1.31 $-0.27 53.2% -21.0% 1↑ 7↓ $1.6B 33.7% 12

Current Quarter EPS Revision History

TimepointEPS EstimateChange
Current$-0.562
7d ago$-0.553-0.008
30d ago$-0.534-0.028
60d ago$-0.532-0.030
90d ago$-0.532-0.030
6 analyst firms have rated this stock: 1 upgrades, 0 downgrades, 1 initiations.

Individual Analyst Actions

DateAnalyst FirmActionPrevious RatingNew Rating
May 21, 2026 Morgan Stanley MAINTAIN Overweight Overweight
Apr 30, 2026 Piper Sandler MAINTAIN Neutral Neutral
Apr 30, 2026 Citizens MAINTAIN Market Outperform Market Outperform
Apr 30, 2026 Truist Securities MAINTAIN Buy Buy
Mar 17, 2026 Morgan Stanley UPGRADE Equal-Weight Overweight
Feb 24, 2026 Keefe, Bruyette & Woods MAINTAIN Underperform Underperform
Jan 14, 2026 Cantor Fitzgerald MAINTAIN Overweight Overweight
Jan 6, 2026 Truist Securities INITIATE Buy
Nov 25, 2025 Keefe, Bruyette & Woods MAINTAIN Underperform Underperform
Nov 24, 2025 Citizens MAINTAIN Market Outperform Market Outperform

Monthly Consensus History

PeriodStrong BuyBuyHoldSellStrong SellBuy %Distribution
May 1, 20263762153%
Apr 1, 20263752156%
Mar 1, 20263662150%
Feb 1, 20263662150%
Jan 1, 20261273319%
Strong BuyBuyHoldSellStrong Sell

No congressional trading data available for this ticker. Data is sourced from Senate and House financial disclosure filings.

57°
Neutral
Bearish Neutral Bullish
3 mentions 1 bullish 0 bearish 3 time periods

Reddit Sentiment History

DateMentionsSentimentBullishBearishThreads
Mar 2, 2026150° Neutral001
Mar 2, 2026150° Neutral001
Feb 25, 2026160° Warm101

Recent Reddit Threads

r/wallstreetbets Bullish 2mo ago
ROOT $100k YOLO - EARNINGS TONIGHT 2/25
▲ 43 💬 88 ⚡ 3.4
r/stocks Neutral 2mo ago
LMND why incumbents won’t catch up.
▲ 1 💬 1 ⚡ 0.5
May 12, 2026
announcement
Lemonade Expands Renters Insurance to Louisiana
Affordable Renters Insurance in Louisiana: Lemonade Launches Fast, Digital Coverage Starting at $5/Month <pre>Affordable Renters Insurance in Louisian
May 11, 2026
announcement
Lemonade Launches Award-Winning Renters Insurance in Delaware
Tech-First Insurance Company Expands Its Digital Coverage to Delaware Renters <pre>Tech-First Insurance Company Expands Its Digital Coverage to Delawa
May 8, 2026
announcement
Top Renters Insurance Provider Lemonade Announces Launch of Renters Insurance in New Hampshire
Affordable Renters Insurance in New Hampshire: Lemonade Launches Fast, Digital Coverage Starting at $5/Month <pre>Affordable Renters Insurance in New
May 7, 2026
announcement
Leading Renters Insurance Provider Lemonade Expands Renters Insurance to West Virginia
Affordable Renters Insurance in West Virginia: Lemonade Launches Fast, Digital Coverage Starting at $5/Month <pre>Affordable Renters Insurance in West
Apr 29, 2026
earnings_calendar
LMND Q1 2026 Earnings After Market Close — 2026-04-29
Apr 29, 2026
short_volume
Short Volume: LMND — 57.0% short (1.1M / 2.0M)
Short: 1,124,446 | Exempt: 56,909 | TRF Vol: 1,971,590 | Short Ratio: 57.0% | Off-exchange volume (dark pool + OTC)
Apr 28, 2026
short_volume
Short Volume: LMND — 68.0% short (0.5M / 0.8M)
Short: 513,968 | Exempt: 30 | TRF Vol: 755,720 | Short Ratio: 68.0% | Off-exchange volume (dark pool + OTC)
Apr 24, 2026
short_volume
Short Volume: LMND — 62.3% short (0.4M / 0.6M)
Short: 365,550 | Exempt: 100 | TRF Vol: 587,224 | Short Ratio: 62.3% | Off-exchange volume (dark pool + OTC)
Apr 23, 2026
short_volume
Short Volume: LMND — 56.5% short (0.4M / 0.7M)
Short: 391,819 | Exempt: 1,044 | TRF Vol: 693,151 | Short Ratio: 56.5% | Off-exchange volume (dark pool + OTC)
Apr 16, 2026
short_interest
FTD: LMND — 14,046 shares ($0.9M) failed to deliver
Settlement: 20260416, Price: $65.86, FTD Value: $925,069.56, LEMONADE INC COM (DE)
Apr 15, 2026
short_volume
Short Volume: LMND — 58.5% short (0.3M / 0.6M)
Short: 346,326 | Exempt: 0 | TRF Vol: 592,008 | Short Ratio: 58.5% | Off-exchange volume (dark pool + OTC)
Apr 2, 2026
announcement
Award-winning Renters Insurance Provider Lemonade Expands U.S. Footprint with Launch of Renters Insurance in South Carolina
Affordable Renters Insurance in South Carolina: Lemonade Launches Fast, Digital Coverage Starting at $5/Month <pre>Affordable Renters Insurance in Sou
Mar 25, 2026
short_volume
Short Volume: LMND — 56.5% short (0.4M / 0.6M)
Short: 366,496 | Exempt: 265 | TRF Vol: 648,097 | Short Ratio: 56.5% | Off-exchange volume (dark pool + OTC)
Mar 16, 2026
short_interest
FTD: LMND — 18,066 shares ($1.0M) failed to deliver
Settlement: 20260316, Price: $55.15, FTD Value: $996,339.9, LEMONADE INC COM (DE)
Feb 24, 2026
short_interest
FTD: LMND — 84,815 shares ($4.3M) failed to deliver
Settlement: 20260224, Price: $50.51, FTD Value: $4,284,005.65, LEMONADE INC COM (DE)