AFRM
Affirm Holdings, Inc.
$63.61
-7.41%
$21.3B
No data for this timeframe.
Vol
Market Cap$21.3B
Cap SizeLarge Cap
Analyst ConsensusStrong Buy (76%)
Inst. Holders8 funds
Inst. Value$5.2B
Inst. Activity1 buys / 1 sells
Insider Activity0B / 2S
Insider Net $-$240.0K
Recent Activity
Jun 5, 2026
short_volume
Short Volume: AFRM — 58.8% short (1.1M / 1.9M)
Short: 1,087,978 | Exempt: 1,063 | TRF Vol: 1,851,283 | Short Ratio: 58.8% | Off-exchange volume (da
Jun 1, 2026
Insider
O'Hare Robert sold 8,355 shares
Chief Financial Officer @ $72.91 ($609.2K)
Jun 1, 2026
Insider
O'Hare Robert sold 16,416 shares
Chief Financial Officer @ $0.00 ($0.00)
Jun 1, 2026
Insider
O'Hare Robert sold 3,031 shares
Chief Financial Officer @ $0.00 ($0.00)
Inst.
NORGES BANK — NEW
3,788,266 shares ($282.0M)
Inst.
WELLS FARGO & COMPANY/MN — TRIM
273,805 shares ($20.4M)
Price Targets
$83.15
+30.7% upside
Strong Buy
Current $63.61
Low $55.10
Median $85.00
High $100.00
27 analysts
$55.10
$100.00
Analyst Ratings
8Strong Buy
21Buy
9Hold
0Sell
0Strong Sell
Recent Analyst Actions
| Date | Firm | Action | Rating |
|---|---|---|---|
| May 28, 2026 | Truist Securities | MAINTAIN | Buy → Buy |
| May 14, 2026 | Mizuho | MAINTAIN | Outperform → Outperform |
| May 13, 2026 | Needham | REITERATE | Buy → Buy |
| May 11, 2026 | B of A Securities | MAINTAIN | Buy → Buy |
| May 8, 2026 | JP Morgan | MAINTAIN | Overweight → Overweight |
Earnings Estimates
| Period | EPS Est. | Range | Growth | # |
|---|---|---|---|---|
| Current Q | $0.83 ▼ -6.1% | $0.67 — $0.93 | 57% YoY | 7 |
| Next Q | $0.87 ▼ -10.7% | $0.72 — $0.97 | 44% YoY | 5 |
| Current FY | $3.10 ▼ -0.9% | $2.58 — $3.58 | 78% YoY | 8 |
| Next FY | $3.78 | $2.94 — $4.54 | 22% YoY | 8 |
Top Institutional Holders
| Fund | Value | Move |
|---|---|---|
| VANGUARD GROUP INC | $1.8B | — |
| MORGAN STANLEY | $1.7B | — |
| FMR LLC | $1.0B | ADD |
| NORGES BANK | $282.0M | NEW |
| BANK OF AMERICA CORP | $160.3M | ADD |
Recent Insider Trades
| Date | Insider | Type | Value |
|---|---|---|---|
| Jun 1, 2026 | O'Hare Robert | F | $609.2K |
| Jun 1, 2026 | O'Hare Robert | M | $0.00 |
| Jun 1, 2026 | O'Hare Robert | M | $0.00 |
| Jun 1, 2026 | Jiyane Siphelele | M | $0.00 |
| Jun 1, 2026 | Jiyane Siphelele | F | $331.4K |
8 institutional holders with $5.2B total value (69,208,143 shares) as of 2025-Q4. Top holders: VANGUARD, MORGAN, FMR.
Top Institutional Holders — 2025-Q4
| # | Fund | Shares | Value | % of Tracked | Last Move |
|---|---|---|---|---|---|
| 1 | VANGUARD GROUP INC | 24,847,206 | $1.8B | 35.9% | — |
| 2 | MORGAN STANLEY | 23,010,300 | $1.7B | 33.2% | — |
| 3 | FMR LLC | 13,675,838 | $1.0B | 19.8% | ADD +27.1% |
| 4 | NORGES BANK | 3,788,266 | $282.0M | 5.5% | NEW |
| 5 | BANK OF AMERICA CORP /DE/ | 2,153,730 | $160.3M | 3.1% | ADD +52.7% |
| 6 | CHARLES SCHWAB INVESTMENT MANAGEMENT INC | 1,396,929 | $104.0M | 2.0% | TRIM -44.4% |
| 7 | WELLS FARGO & COMPANY/MN | 273,805 | $20.4M | 0.4% | TRIM -64.5% |
| 8 | TWO SIGMA INVESTMENTS, LP | 62,069 | $4.6M | 0.1% | ADD +67.0% |
Recent Position Changes
| Fund | Action | Prev Shares | Curr Shares | Change % | Value | Quarter |
|---|---|---|---|---|---|---|
| NORGES BANK | NEW | — | 3,788,266 | — | $282.0M | 2025-Q4 |
| WELLS FARGO & COMPANY/MN | TRIM | 770,986 | 273,805 | -64.5% | $20.4M | 2025-Q4 |
| FMR LLC | ADD | 9,629,382 | 12,240,360 | +27.1% | $894.5M | 2025-Q3 |
| UBS Group AG | ADD | 1,551,691 | 2,413,903 | +55.6% | $176.4M | 2025-Q3 |
| CHARLES SCHWAB INVESTMENT MANAGEMENT INC | TRIM | 2,359,066 | 1,311,581 | -44.4% | $95.9M | 2025-Q3 |
| WELLS FARGO & COMPANY/MN | DOUBLED | 334,330 | 770,986 | +130.6% | $56.3M | 2025-Q3 |
| TWO SIGMA INVESTMENTS, LP | ADD | 37,169 | 62,069 | +67.0% | $4.5M | 2025-Q3 |
| NORGES BANK | EXIT | 2,653,671 | 0 | -100.0% | $0.00 | 2025-Q3 |
| NORGES BANK | NEW | — | 2,653,671 | — | $183.5M | 2025-Q2 |
| BANK OF AMERICA CORP /DE/ | ADD | 1,264,692 | 1,930,732 | +52.7% | $133.5M | 2025-Q2 |
| UBS Group AG | TRIM | 2,471,588 | 1,551,691 | -37.2% | $107.3M | 2025-Q2 |
| WELLS FARGO & COMPANY/MN | ADD | 170,712 | 334,330 | +95.8% | $23.1M | 2025-Q2 |
| RENAISSANCE TECHNOLOGIES LLC | EXIT | 818,900 | 0 | -100.0% | $0.00 | 2025-Q2 |
| UBS Group AG | DOUBLED | 1,118,746 | 2,471,588 | +120.9% | $111.7M | 2025-Q1 |
| RENAISSANCE TECHNOLOGIES LLC | NEW | — | 818,900 | — | $37.0M | 2025-Q1 |
| WELLS FARGO & COMPANY/MN | NEAR_EXIT | 1,217,257 | 170,712 | -86.0% | $7.7M | 2025-Q1 |
| TWO SIGMA INVESTMENTS, LP | NEAR_EXIT | 822,333 | 38,569 | -95.3% | $1.7M | 2025-Q1 |
| NORGES BANK | EXIT | 2,298,020 | 0 | -100.0% | $0.00 | 2025-Q1 |
| NORGES BANK | ADD | 1,426,411 | 2,298,020 | +61.1% | $139.9M | 2024-Q4 |
| WELLS FARGO & COMPANY/MN | DOUBLED | 48,512 | 1,217,257 | +2409.2% | $74.1M | 2024-Q4 |
| CHARLES SCHWAB INVESTMENT MANAGEMENT INC | NEW | — | 2,203,210 | — | $89.9M | 2024-Q3 |
7 unique insiders with 2 transactions. Net insider value: -$240.0K ($0.00 bought, $240.0K sold).
Insider Transactions
| Date | Insider | Title | Type | Shares | Price | Value |
|---|---|---|---|---|---|---|
| Jun 1, 2026 | O'Hare Robert | Chief Financial Officer | F | 8,355 | $72.91 | $609.2K |
| Jun 1, 2026 | O'Hare Robert | Chief Financial Officer | M | 16,416 | $0.00 | $0.00 |
| Jun 1, 2026 | O'Hare Robert | Chief Financial Officer | M | 3,031 | $0.00 | $0.00 |
| Jun 1, 2026 | Jiyane Siphelele | Chief Accounting Officer | M | 1,667 | $0.00 | $0.00 |
| Jun 1, 2026 | Jiyane Siphelele | Chief Accounting Officer | F | 4,546 | $72.91 | $331.4K |
| Jun 1, 2026 | Adkins Katherine | Chief Legal Officer | M | 1,401 | $0.00 | $0.00 |
| Jun 1, 2026 | Adkins Katherine | Chief Legal Officer | F | 4,793 | $72.91 | $349.5K |
| Jun 1, 2026 | Michalek Libor | President | M | 2,335 | $0.00 | $0.00 |
| Jun 1, 2026 | Jiyane Siphelele | Chief Accounting Officer | M | 11,547 | $0.00 | $0.00 |
| Jun 1, 2026 | Michalek Libor | President | M | 11,363 | $0.00 | $0.00 |
| Jun 1, 2026 | Adkins Katherine | Chief Legal Officer | M | 10,590 | $0.00 | $0.00 |
| Jun 1, 2026 | Michalek Libor | President | F | 5,783 | $72.91 | $421.6K |
| May 13, 2026 | Watson Noel Bertram | Director | SELL | 2,000 | $65.00 | $130.0K |
| May 1, 2026 | Linford Michael | Chief Operating Officer | M | 2,336 | $0.00 | $0.00 |
| May 1, 2026 | Linford Michael | Chief Operating Officer | M | 2,336 | $0.00 | $0.00 |
| May 1, 2026 | Linford Michael | Chief Operating Officer | F | 974 | $67.54 | $65.8K |
| May 1, 2026 | Michalek Libor | President | M | 2,336 | $0.00 | $0.00 |
| May 1, 2026 | Michalek Libor | President | F | 1,089 | $67.54 | $73.6K |
| May 1, 2026 | Michalek Libor | President | M | 2,336 | $0.00 | $0.00 |
| May 1, 2026 | Adkins Katherine | Chief Legal Officer | M | 1,401 | $0.00 | $0.00 |
| May 1, 2026 | Adkins Katherine | Chief Legal Officer | F | 634 | $67.54 | $42.8K |
| May 1, 2026 | Adkins Katherine | Chief Legal Officer | M | 1,401 | $0.00 | $0.00 |
| Apr 14, 2026 | Watson Noel Bertram | Director | SELL | 2,000 | $55.00 | $110.0K |
| Apr 7, 2026 | Quarles Christa S | Director | J | 53,697 | $0.00 | $0.00 |
| Apr 2, 2026 | Quarles Christa S | Director | C | 60,445 | $0.00 | $0.00 |
| Apr 2, 2026 | Quarles Christa S | Director | C | 60,445 | $0.00 | $0.00 |
| Apr 2, 2026 | Quarles Christa S | Director | J | 60,445 | $0.00 | $0.00 |
| Apr 1, 2026 | Linford Michael | Chief Operating Officer | M | 2,335 | $0.00 | $0.00 |
| Apr 1, 2026 | Linford Michael | Chief Operating Officer | F | 975 | $45.54 | $44.4K |
| Apr 1, 2026 | Linford Michael | Chief Operating Officer | M | 2,335 | $0.00 | $0.00 |
| Apr 1, 2026 | Adkins Katherine | Chief Legal Officer | M | 1,401 | $0.00 | $0.00 |
| Apr 1, 2026 | Michalek Libor | President | M | 2,335 | $0.00 | $0.00 |
| Apr 1, 2026 | Adkins Katherine | Chief Legal Officer | F | 634 | $45.54 | $28.9K |
| Apr 1, 2026 | Adkins Katherine | Chief Legal Officer | M | 1,401 | $0.00 | $0.00 |
| Apr 1, 2026 | Michalek Libor | President | F | 838 | $45.54 | $38.2K |
| Apr 1, 2026 | Michalek Libor | President | M | 2,335 | $0.00 | $0.00 |
| Apr 1, 2026 | Quarles Christa S | Director | J | 3,462 | $0.00 | $0.00 |
| Mar 1, 2026 | O'Hare Robert | Chief Financial Officer | M | 18,430 | $0.00 | $0.00 |
| Mar 1, 2026 | Michalek Libor | President | M | 11,362 | $0.00 | $0.00 |
| Mar 1, 2026 | Michalek Libor | President | M | 2,336 | $0.00 | $0.00 |
| Mar 1, 2026 | Adkins Katherine | Chief Legal Officer | M | 1,402 | $0.00 | $0.00 |
| Mar 1, 2026 | Linford Michael | Chief Operating Officer | M | 2,336 | $0.00 | $0.00 |
| Mar 1, 2026 | O'Hare Robert | Chief Financial Officer | M | 499 | $0.00 | $0.00 |
| Mar 1, 2026 | Jiyane Siphelele | Chief Accounting Officer | M | 11,547 | $0.00 | $0.00 |
| Mar 1, 2026 | Jiyane Siphelele | Chief Accounting Officer | M | 1,667 | $0.00 | $0.00 |
| Mar 1, 2026 | Adkins Katherine | Chief Legal Officer | M | 10,593 | $0.00 | $0.00 |
| Mar 1, 2026 | Linford Michael | Chief Operating Officer | M | 11,717 | $0.00 | $0.00 |
| Feb 9, 2026 | Linford Michael | Chief Operating Officer | M | 20,000 | $49.00 | $980.0K |
| Feb 9, 2026 | Linford Michael | Chief Operating Officer | M | 20,000 | $0.00 | $0.00 |
| Feb 1, 2026 | Adkins Katherine | Chief Legal Officer | M | 1,401 | $0.00 | $0.00 |
No SEC filing reports analyzed yet. Reports are generated when new filings are detected and processed by the LLM pipeline.
No press releases analyzed yet. Press releases are collected from GlobeNewsWire and analyzed by the LLM pipeline.
Current analyst consensus: Buy (76% buy). Based on 38 analysts: 8 strong buy, 21 buy, 9 hold, 0 sell, 0 strong sell.
Analyst Price Targets
$83.15 mean target
+30.7% upside
Strong Buy (1.65)
$55.10 Low
$100.00 High
| Metric | Value |
|---|---|
| Current Price | $63.61 |
| Target Low | $55.10 |
| Target Mean | $83.15 |
| Target Median | $85.00 |
| Target High | $100.00 |
| # Analysts | 27 |
| Recommendation | Strong Buy (1.65) |
Earnings Estimates & Revisions
| Period | EPS Avg | EPS Low | EPS High | EPS Growth | 30d Rev. | Up/Down | Rev. Avg | Rev. Growth | Analysts |
|---|---|---|---|---|---|---|---|---|---|
| Current Q 2026-06-30 |
$0.83 | $0.67 | $0.93 | 57.1% | -6.1% | 3↑ 1↓ | $1.1B | 26.0% | 7 |
| Next Q 2026-09-30 |
$0.87 | $0.72 | $0.97 | 43.6% | -10.7% | 1↑ 3↓ | $1.2B | 24.3% | 5 |
| Current FY 2026-06-30 |
$3.10 | $2.58 | $3.58 | 77.6% | -0.9% | 5↑ 1↓ | $4.2B | 30.3% | 8 |
| Next FY 2027-06-30 |
$3.78 | $2.94 | $4.54 | 21.7% | +0.5% | 4↑ 2↓ | $5.3B | 25.2% | 8 |
Current Quarter EPS Revision History
| Timepoint | EPS Estimate | Change |
|---|---|---|
| Current | $0.827 | |
| 7d ago | $0.829 | -0.001 |
| 30d ago | $0.881 | -0.054 |
| 60d ago | $0.839 | -0.012 |
| 90d ago | $0.839 | -0.012 |
15 analyst firms have rated this stock: 2 upgrades, 0 downgrades, 3 initiations.
Individual Analyst Actions
| Date | Analyst Firm | Action | Previous Rating | New Rating |
|---|---|---|---|---|
| May 28, 2026 | Truist Securities | MAINTAIN | Buy | Buy |
| May 14, 2026 | Mizuho | MAINTAIN | Outperform | Outperform |
| May 13, 2026 | Needham | REITERATE | Buy | Buy |
| May 11, 2026 | B of A Securities | MAINTAIN | Buy | Buy |
| May 8, 2026 | JP Morgan | MAINTAIN | Overweight | Overweight |
| May 8, 2026 | RBC Capital | MAINTAIN | Sector Perform | Sector Perform |
| May 8, 2026 | Stephens & Co. | MAINTAIN | Equal-Weight | Equal-Weight |
| May 8, 2026 | Needham | MAINTAIN | Buy | Buy |
| Apr 24, 2026 | Truist Securities | MAINTAIN | Buy | Buy |
| Apr 21, 2026 | Evercore ISI Group | MAINTAIN | Outperform | Outperformer |
| Apr 21, 2026 | Cantor Fitzgerald | MAINTAIN | Overweight | Overweight |
| Apr 17, 2026 | Citizens | MAINTAIN | Market Outperform | Market Outperform |
| Feb 20, 2026 | Truist Securities | MAINTAIN | Buy | Buy |
| Feb 20, 2026 | Baird | INITIATE | — | Neutral |
| Feb 9, 2026 | Cantor Fitzgerald | REITERATE | Overweight | Overweight |
| Feb 9, 2026 | Mizuho | MAINTAIN | Outperform | Outperform |
| Feb 6, 2026 | JP Morgan | MAINTAIN | Overweight | Overweight |
| Feb 6, 2026 | RBC Capital | MAINTAIN | Sector Perform | Sector Perform |
| Feb 6, 2026 | Oppenheimer | MAINTAIN | Outperform | Outperform |
| Feb 6, 2026 | Stephens & Co. | MAINTAIN | Equal-Weight | Equal-Weight |
| Feb 6, 2026 | Needham | MAINTAIN | Buy | Buy |
| Feb 3, 2026 | Morgan Stanley | UPGRADE | Equal-Weight | Overweight |
| Jan 27, 2026 | Needham | UPGRADE | Hold | Buy |
| Jan 27, 2026 | Cantor Fitzgerald | INITIATE | — | Overweight |
| Jan 8, 2026 | TD Cowen | MAINTAIN | Buy | Buy |
| Dec 9, 2025 | Wolfe Research | INITIATE | — | Peer Perform |
Monthly Consensus History
| Period | Strong Buy | Buy | Hold | Sell | Strong Sell | Buy % | Distribution |
|---|---|---|---|---|---|---|---|
| Jun 1, 2026 | 8 | 21 | 9 | 0 | 0 | 76% | |
| May 1, 2026 | 8 | 21 | 9 | 0 | 0 | 76% | |
| Apr 1, 2026 | 8 | 20 | 9 | 0 | 0 | 76% | |
| Mar 1, 2026 | 8 | 20 | 9 | 0 | 0 | 76% | |
| Feb 1, 2026 | 7 | 18 | 9 | 0 | 0 | 74% | |
| Jan 1, 2026 | 7 | 18 | 9 | 0 | 0 | 74% |
Strong BuyBuyHoldSellStrong Sell
No congressional trading data available for this ticker. Data is sourced from Senate and House financial disclosure filings.
No Reddit sentiment data available yet. Sentiment is analyzed from Reddit investment communities on a rolling basis.
Jun 5, 2026
short_volume
Short Volume: AFRM — 58.8% short (1.1M / 1.9M)
Short: 1,087,978 | Exempt: 1,063 | TRF Vol: 1,851,283 | Short Ratio: 58.8% | Off-exchange volume (dark pool + OTC)
Jun 4, 2026
short_volume
Short Volume: AFRM — 59.7% short (1.3M / 2.1M)
Short: 1,265,805 | Exempt: 923 | TRF Vol: 2,121,790 | Short Ratio: 59.7% | Off-exchange volume (dark pool + OTC)
Jun 3, 2026
short_volume
Short Volume: AFRM — 56.5% short (1.4M / 2.5M)
Short: 1,434,133 | Exempt: 2,780 | TRF Vol: 2,538,961 | Short Ratio: 56.5% | Off-exchange volume (dark pool + OTC)
May 28, 2026
short_volume
Short Volume: AFRM — 63.3% short (1.4M / 2.1M)
Short: 1,350,324 | Exempt: 427 | TRF Vol: 2,132,243 | Short Ratio: 63.3% | Off-exchange volume (dark pool + OTC)
May 27, 2026
short_volume
Short Volume: AFRM — 57.6% short (1.5M / 2.5M)
Short: 1,451,578 | Exempt: 4,896 | TRF Vol: 2,518,673 | Short Ratio: 57.6% | Off-exchange volume (dark pool + OTC)
May 26, 2026
short_volume
Short Volume: AFRM — 55.8% short (1.3M / 2.4M)
Short: 1,325,446 | Exempt: 3,169 | TRF Vol: 2,375,392 | Short Ratio: 55.8% | Off-exchange volume (dark pool + OTC)
May 21, 2026
short_volume
Short Volume: AFRM — 59.1% short (0.9M / 1.6M)
Short: 941,910 | Exempt: 544 | TRF Vol: 1,593,933 | Short Ratio: 59.1% | Off-exchange volume (dark pool + OTC)
May 20, 2026
short_volume
Short Volume: AFRM — 67.3% short (1.6M / 2.4M)
Short: 1,631,988 | Exempt: 559 | TRF Vol: 2,426,197 | Short Ratio: 67.3% | Off-exchange volume (dark pool + OTC)
May 14, 2026
short_volume
Short Volume: AFRM — 58.1% short (1.1M / 1.9M)
Short: 1,127,820 | Exempt: 2,274 | TRF Vol: 1,941,143 | Short Ratio: 58.1% | Off-exchange volume (dark pool + OTC)
May 13, 2026
short_volume
Short Volume: AFRM — 67.8% short (2.2M / 3.2M)
Short: 2,167,329 | Exempt: 2,879 | TRF Vol: 3,195,195 | Short Ratio: 67.8% | Off-exchange volume (dark pool + OTC)
May 12, 2026
short_volume
Short Volume: AFRM — 61.9% short (1.2M / 2.0M)
Short: 1,249,494 | Exempt: 307 | TRF Vol: 2,018,510 | Short Ratio: 61.9% | Off-exchange volume (dark pool + OTC)
May 11, 2026
short_volume
Short Volume: AFRM — 65.3% short (2.3M / 3.5M)
Short: 2,263,968 | Exempt: 4,147 | TRF Vol: 3,464,813 | Short Ratio: 65.3% | Off-exchange volume (dark pool + OTC)
May 11, 2026
dark_pool
Dark Pool: AFRM — 8.1M shares, 122,179 trades
Week starting 2026-05-11. Total ATS volume: 8,116,922 shares across 122,179 trades.
May 8, 2026
short_interest
FTD: AFRM — 16,739 shares ($1.1M) failed to deliver
Settlement: 20260508, Price: $67.36, FTD Value: $1,127,539.04, AFFIRM HLDGS INC CL A (NV)
May 7, 2026
earnings_calendar
AFRM Q3 2026 Earnings After Market Close — 2026-05-07