V VISA INC.

Price Chart

Executive Summary

Freedom Broker upgraded Visa (V) from Hold to Buy on Feb 17, raising its price target to $375 from $360, representing ~14% upside from the current $329.84. The upgrade is part of a cluster of 14 analyst firms taking action on V, with the overwhelming consensus already bullish — 42 of 46 analysts (91%) rate the stock Buy or equivalent. Freedom Broker's accuracy is 66% on 68 calls with an average return of 11.8%, placing it a step below top-tier firms like Goldman Sachs (100% on 3 calls) and BMO Capital (100% on 5 calls). The mean price target across 35 analysts is $395.71 (median $400), implying ~20% upside, with a high of $450 and low of $323 — Freedom's $375 sits below consensus. EPS estimates are being revised higher: the current year estimate rose from $12.85 to $13.03 over the past month, with 9 upgrades vs 1 downgrade. However, insider selling is notable: CEO Ryan McInerney sold $10.7M worth of shares on Apr 29, and another officer sold $201k. Institutional signals are mixed: Norges Bank initiated a $5.9B position while Renaissance Technologies nearly exited after doubling. Short interest as a percentage of volume is 58.2%, indicating elevated bearish bets. The upgrade aligns with consensus but faces cross-currents from insider sales and institutional churn.

Impact Score

Consensus & Targets

Of 46 analysts covering Visa, 42 rate it Buy (11 Strong Buy, 31 Buy) and 4 rate it Hold. There are zero Sell or Strong Sell ratings. Buy calls represent 91% of coverage, making the consensus heavily bullish.

Current price: $329.84. Mean target: $395.71 (implied upside +20%), median: $400. High: $450, low: $323. Freedom Broker's new PT of $375 is 5.2% below the mean but still offers 13.7% upside from current levels. The PT range is wide, with the low target ($323) essentially at the current price.

Recent Analyst Activity

30-day analyst activity shows 1 upgrade (this one) and 0 downgrades. EPS revisions are trending upward: the current fiscal year estimate rose from $12.85 to $13.03 (+1.4%) over the past month, with 9 upward revisions vs 1 downward. Next quarter's estimate also increased from $3.41 to $3.44 in the same period. Estimate momentum supports the bullish case.

Firm Track Record — Freedom Broker

Freedom Broker accuracy: 66% on 68 calls | avg return: 11.8%

Industry benchmark: mean 51% ± 11%. Top tier: ≥61% (mean + 1σ). Based on 15 firms with ≥5 scored calls.

Freedom Broker has been correct on 45 of 68 rated stocks (66% accuracy) with an average return of 11.8%. This compares to top-tier firms like Goldman Sachs (100% on 3 calls, avg +8.5%) and BMO Capital (100% on 5 calls, avg +8.5%). Lower accuracy firms like Raymond James (67% on 3 calls, avg -0.6%) and Wells Fargo (67% on 3 calls, avg +1.0%) have similar accuracy but lower returns. Freedom's record is moderately strong, not best-in-class.

Earnings Estimates

Next earnings: Jul 27, 2026

Cross-Platform Signals

Insider trading shows bearish divergence: CEO Ryan McInerney sold $10.7M on Apr 29 and a separate officer sold $201k in March. Congressional trades are mixed — two Republican buys (David Taylor $1k-15k, Anthony Wied $50k-100k) and one Democratic sell (Gottheimer $1k-15k). Institutional flows: Norges Bank initiated a massive ~$7B position, but Renaissance Technologies doubled then nearly exited, reducing its stake by 99.8%. Short interest is elevated at 58.2% of volume, suggesting heavy short-side activity. Overall, signals are mixed with a slight bearish tilt from insiders and shorts.

Documents Analyzed

Report based on filing metadata.

US Market Status