UWMC UWM Holdings Corp

NEUTRAL Impact: 3/10 Institutional Cluster
Horizon weeks Processed 3d 22h ago
Institutional cluster: 5 buyers, 1 sellers (bullish)

Executive Summary

Five mega-passive institutional investors (BlackRock, State Street, Wells Fargo, Schwab, BofA) collectively added $70.8M in UWMC positions during Q3 2025, while Morgan Stanley trimmed $2.5M. The cluster is entirely passive/index-driven, reflecting benchmark rebalancing rather than an active conviction thesis. Historical performance on UWMC reports shows a 0% win rate at T+20 with average alpha of -21%, and the score calibration indicates negative expected net alpha at T+20 for this segment, warranting a low impact score.

Key Financial Metrics

Direction
accumulating
Buy Value
$133.7M
Sell Value
$10.7M
Net Flow
$68.3M

Institutional Positions

Net institutional flow: $68.3M

▲ Buyers (5)

InstitutionActionChangePosition ValueValue Δ
BlackRock ADD +48.4% $75.7M $41.0M
State Street ADD +37.2% $16.0M $8.0M
Wells Fargo ADD +31.7% $2.3M $1.1M
Schwab ADD +46.8% $7.6M $4.1M
BofA ADD +40.5% $32.2M $16.6M

▼ Sellers (1)

InstitutionActionChangePrev ValueValue Δ
Morgan Stanley TRIM -47.6% $10.7M -$2.5M

Actionable Insight

The cluster is entirely passive rebalancing — no active conviction signal. UWMC's historical negative drift at T+20 (-21% avg alpha) and the score calibration's negative net expected alpha suggest avoiding directional bets based on this filing. Monitor for any active manager 13F additions in subsequent quarters for a genuine signal.

Key Facts

  • 5 passive institutions added $70.8M in UWMC positions during Q3 2025
  • BlackRock increased holdings by 48.4% to $75.7M (largest buyer)
  • Morgan Stanley trimmed 47.6% of its position, reducing by $2.5M
  • All buyers are mega-passive/index funds — no active managers or hedge funds involved
  • Historical UWMC reports show 0% win rate at T+20 with -21% average alpha vs SPY

Financial Impact

5 passive institutions accumulated $70.8M in new UWMC holdings while 1 institution reduced by $2.5M; net institutional inflow of $68.3M

institutional ownershipfloat

Risk Factors

  • Passive flows are mechanical and may reverse next quarter with index rebalancing
  • Historical UWMC reports show persistent negative alpha at T+20
  • No active manager participation suggests lack of fundamental conviction

Market Snapshot

Exchange
NYSE
Sector
Mortgage Bankers & Loan Correspondents
Analyst Consensus
47% bullish (17 analysts)

Documents Analyzed

This report is based on 1 institutional 13F filing from SEC EDGAR.

DocumentAccession Number
INST-CLUSTER Data (Synthetic)inst-cluster-UWMC-2025-Q3
12 reports for UWMC
Performance horizon
40% Hit rate 2 of 5 directional calls best @ T+5▲ +6.51%May 18, 2026
Filters
Rows
Reports for UWMC — sortable, filterable
Type Now
Jun 11, 2026
3d ago
Institutional Cluster
MIXED ★ 4/10
$2.37 awaiting T+5awaiting T+5
Jun 11, 2026
3d ago
Institutional Cluster
NEUTRAL ★ 3/10
$2.47 awaiting T+5awaiting T+5
May 28, 2026
17d ago
DFAN14A
BULLISH ★ 7/10
$3.14 $2.73▼ −13.06%▼ −13.01%
May 22, 2026
23d ago
DFAN14A
BULLISH ★ 7/10
$3.09 $3.01▼ −2.59%▼ −4.27%
May 18, 2026
27d ago
DFAN14A
BULLISH ★ 7/10
$2.92 $3.11▲ +6.51%▲ +4.89%
May 12, 2026
4w ago
DFAN14A
BULLISH ★ 7/10
$3.25 $2.92▼ −10.15%▼ −10.23%
May 12, 2026
4w ago
8-K
NEUTRAL ★ 4/10
$3.25 $2.92▼ −10.15%▼ −10.23%
May 6, 2026
5w ago
8-K
BULLISH ★ 7/10
$3.49 $3.25▼ −6.88%▼ −8.01%
May 4, 2026
5w ago
8-K
MIXED ★ 6/10
$3.43 $3.25▼ −5.25%▼ −7.23%
Apr 24, 2026
7w ago
DEFA14A
NEUTRAL ★ 2/10
$3.78 $3.54▼ −6.35%▼ −7.26%
Showing 10 of 12

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