UCB UNITED COMMUNITY BANKS INC

NEUTRAL Impact: 3/10 425
Horizon months Filed May 29, 2026 Processed 16d 14h ago SEC 0000857855-26-000040
Rule 425 M&A communications
Latest settled — T+5d
UCB ▼ -2.12% at T+5d
NEUTRAL call ✗ call lost -2.12% · α vs SPY -1.83% · entry $32.95 → $32.25
Next anchor: T+20d in 14d
Last close $34.63 (close Jun 12) · +5.10% from $32.95 entry
Entry anchored
May 29, 02:23 PM ET
via Databento tick
T+1d
-1.94%
call -1.94% · α -2.22%
$32.31
settled 14d ago
T+5d
-2.12%
call -2.12% · α -1.83%
$32.25
settled 10d ago
T+20d
call — · α —
in 14d
T+60d
call — · α —
in 2mo

Price Chart

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Executive Summary

United Community Banks (UCB) filed another weekly employee newsletter regarding its pending acquisition of Peach State Bancshares. The filing reaffirms the expected legal close in Q3 2026 and full systems conversion in early 2027, with no changes to deal terms, financials, or timeline. This is a routine integration communication with no new material information for investors.

Actionable Insight

Monitor for SEC effectiveness of the S-4 registration statement and regulatory approvals as the next catalysts. No trading action warranted on this filing alone.

Key Facts

  • Legal close expected in Q3 2026, subject to regulatory approval
  • Full systems conversion scheduled for February 12-16, 2027
  • Registration statement on Form S-4 filed May 28, 2026, not yet declared effective
  • No changes to deal terms, financials, or timeline disclosed
  • Routine weekly employee newsletter with no new material information

Financial Impact

No financial impact — filing contains no new financial data or changes to deal terms

Risk Factors

  • Regulatory approval may be delayed or denied
  • Shareholder approval of Peach State required
  • Integration risks post-close

Market Snapshot

Exchange
NYSE
Sector
State Commercial Banks
Analyst Consensus
55% bullish (11 analysts)

Documents Analyzed

This report is based on 4 SEC documents filed with EDGAR.

DocumentAccession Number
425 Filing (Primary)0000857855-26-000040
Document: 0000857855-26-000040-index-headers.html0000857855-26-000040
Document: 0000857855-26-000040-index.html0000857855-26-000040
Document: 0000857855-26-000040.txt0000857855-26-000040
16 reports for UCB
Performance horizon
100% Hit rate 5 of 5 directional calls best @ T+5▲ +1.39%Apr 21, 2026
Filters
Rows
Reports for UCB — sortable, filterable
Type Now
Jun 12, 2026
2d ago
425
NEUTRAL ★ 3/10
$34.55 awaiting T+1awaiting T+1$34.63 (+0.23%)
Jun 12, 2026
2d ago
8-K
BULLISH ★ 7/10
$34.27 awaiting T+1awaiting T+1$34.63 (+1.05%)
Jun 11, 2026
3d ago
425
NEUTRAL ★ 3/10
$34.27 awaiting T+1awaiting T+1$34.63 (+1.05%)
Jun 11, 2026
4d ago
EFFECT
NEUTRAL ★ 3/10
$33.96 awaiting T+1awaiting T+1$34.63 (+1.97%)
Jun 4, 2026
10d ago
425
NEUTRAL ★ 3/10
$33.22 $33.34▲ +0.36%▲ +2.96%$34.63 (+4.24%)
May 29, 2026
16d ago
425
NEUTRAL ★ 3/10
$32.95 $32.31▼ −1.94%▼ −2.22%$34.63 (+5.10%)
May 22, 2026
23d ago
425
NEUTRAL ★ 3/10
$33.22 $33.60▲ +1.14%▲ +0.56%$34.63 (+4.24%)
May 15, 2026
4w ago
425
NEUTRAL ★ 3/10
$32.06 $32.58▲ +1.62%▲ +1.68%$34.63 (+8.02%)
May 8, 2026
5w ago
425
NEUTRAL ★ 3/10
$33.36 $32.73▼ −1.89%▼ −2.12%$34.63 (+3.81%)
Apr 21, 2026
7w ago
425
BULLISH ★ 7/10
$33.18 $32.89▼ −0.87%▼ −1.89%$34.63 (+4.37%)
Showing 10 of 16

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