UCB UNITED COMMUNITY BANKS INC

NEUTRAL Impact: 3/10 425
Horizon months Filed Jun 4, 2026 Processed 10d 17h ago SEC 0000857855-26-000044
Rule 425 M&A communications
Latest settled — T+1d
UCB ▲ +0.36% at T+1d
NEUTRAL call ✓ call won +0.36% · α vs SPY +2.96% · entry $33.22 → $33.34
Next anchor: T+5d due 4d ago
Last close $34.63 (close Jun 12) · +4.24% from $33.22 entry
Entry anchored
Jun 4, 10:41 AM ET
via Databento tick
T+1d
+0.36%
call +0.36% · α +2.96%
$33.34
settled 10d ago
T+5d
call — · α —
due 4d ago
T+20d
call — · α —
in 18d
T+60d
call — · α —
in 2mo

Price Chart

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Executive Summary

United Community Banks (UCB) filed a routine weekly employee newsletter regarding its pending acquisition of Peach State Bancshares. The filing reaffirms the expected legal close in Q3 2026 and full systems conversion in early 2027, with no changes to deal terms, financials, or timeline. This is a routine integration communication with no new material information for investors.

Actionable Insight

Monitor for SEC effectiveness of the S-4 registration statement and regulatory approvals as key catalysts for deal closure. No immediate trading action warranted.

Key Facts

  • Legal close of Peach State Bancshares acquisition remains on track for Q3 2026, subject to regulatory approval.
  • Full systems conversion scheduled for February 12-16, 2027.
  • No changes to deal terms, financials, or timeline disclosed.
  • Filing is a weekly employee newsletter with no new material information.
  • S-4 registration statement filed on May 28, 2026, not yet declared effective by SEC.

Financial Impact

No financial figures disclosed; deal value and terms remain unchanged from prior filings.

Risk Factors

  • Regulatory approval for the merger may be delayed or denied.
  • Integration risks could impact cost savings and revenue synergies.
  • Shareholder approval from Peach State shareholders is required.

Market Snapshot

Exchange
NYSE
Sector
State Commercial Banks
Analyst Consensus
55% bullish (11 analysts)

Documents Analyzed

This report is based on 4 SEC documents filed with EDGAR.

DocumentAccession Number
425 Filing (Primary)0000857855-26-000044
Document: 0000857855-26-000044-index-headers.html0000857855-26-000044
Document: 0000857855-26-000044-index.html0000857855-26-000044
Document: 0000857855-26-000044.txt0000857855-26-000044
16 reports for UCB
Performance horizon
100% Hit rate 5 of 5 directional calls best @ T+5▲ +1.39%Apr 21, 2026
Filters
Rows
Reports for UCB — sortable, filterable
Type Now
Jun 12, 2026
2d ago
425
NEUTRAL ★ 3/10
$34.55 awaiting T+1awaiting T+1$34.63 (+0.23%)
Jun 12, 2026
2d ago
8-K
BULLISH ★ 7/10
$34.27 awaiting T+1awaiting T+1$34.63 (+1.05%)
Jun 11, 2026
3d ago
425
NEUTRAL ★ 3/10
$34.27 awaiting T+1awaiting T+1$34.63 (+1.05%)
Jun 11, 2026
4d ago
EFFECT
NEUTRAL ★ 3/10
$33.96 awaiting T+1awaiting T+1$34.63 (+1.97%)
Jun 4, 2026
10d ago
425
NEUTRAL ★ 3/10
$33.22 $33.34▲ +0.36%▲ +2.96%$34.63 (+4.24%)
May 29, 2026
16d ago
425
NEUTRAL ★ 3/10
$32.95 $32.31▼ −1.94%▼ −2.22%$34.63 (+5.10%)
May 22, 2026
23d ago
425
NEUTRAL ★ 3/10
$33.22 $33.60▲ +1.14%▲ +0.56%$34.63 (+4.24%)
May 15, 2026
4w ago
425
NEUTRAL ★ 3/10
$32.06 $32.58▲ +1.62%▲ +1.68%$34.63 (+8.02%)
May 8, 2026
5w ago
425
NEUTRAL ★ 3/10
$33.36 $32.73▼ −1.89%▼ −2.12%$34.63 (+3.81%)
Apr 21, 2026
7w ago
425
BULLISH ★ 7/10
$33.18 $32.89▼ −0.87%▼ −1.89%$34.63 (+4.37%)
Showing 10 of 16

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