RBB RBB Bancorp
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Executive Summary
RBB Bancorp reported strong Q1 2026 earnings with EPS of $0.66, a 30.5% beat versus consensus of $0.45, and revenue of $34.75 million (net interest income + noninterest income), exceeding the $32.4 million estimate. Net income rose to $11.3 million, driven by a higher net interest margin (3.15% vs 2.99% prior quarter) and a reversal of credit loss provision ($200K reversal vs $600K provision).
Actionable Insight
The significant EPS beat and margin expansion suggest improving core profitability; traders should monitor loan growth trends and deposit cost trajectory in future quarters. The maintained dividend and strong credit quality support potential rerating.
Key Facts
- EPS of $0.66 vs. consensus $0.45 (30.5% beat)
- Total revenue (net interest + noninterest income) of $34.75 million vs. $32.4 million estimate
- Net interest margin expanded to 3.15% from 2.99% in prior quarter
- Pre-tax pre-provision income up 16% QoQ to $15.5 million
- Nonperforming assets down 9% to $48.8 million
- Dividend maintained at $0.16 per share
Financial Impact
EPS beat by $0.21, revenue beat by ~$2.35 million; net income up 11% QoQ
Risk Factors
- Modest loan growth ($10.9 million QoQ)
- Wholesale deposits down $61.9 million
- Net unrealized losses on AFS securities increased to $20.4 million
Market Snapshot
Documents Analyzed
This report is based on 1 press release from GlobeNewswire.
| Document | Accession Number |
|---|---|
| PRESS-RELEASE Data (Synthetic) | press-3277468 |
Track record builds as more directional reports settle.
Filters
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May 8, 2026
5w ago
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144
| $24.05 $23.35 | ▼ −2.91% | ▼ −4.37% | $24.74 (+2.87%) |
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May 4, 2026
6w ago
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Insider Cluster
| $23.89 $23.53 | ▼ −1.51% | ▼ −4.44% | $24.74 (+3.56%) |
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May 4, 2026
6w ago
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Insider Cluster
| $23.89 $23.53 | ▼ −1.51% | ▼ −4.44% | $24.74 (+3.56%) |
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May 4, 2026
6w ago
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Insider Cluster
| $23.53 $23.32 | ▼ −0.89% | ▼ −0.81% | $24.74 (+5.14%) |
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Apr 29, 2026
6w ago
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Insider Cluster
| $23.71 $24.14 | ▲ +1.81% | ▼ −1.30% | $24.74 (+4.34%) |
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Apr 23, 2026
7w ago
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Insider Cluster
| $23.84 $24.12 | ▲ +1.18% | ▼ −0.30% | $24.74 (+3.78%) |
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Apr 20, 2026
7w ago
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8-K
| $24.02 $24.32 | ▲ +1.26% | ▲ +0.17% | $24.74 (+3.01%) |
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Apr 20, 2026
7w ago
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Press Release
| $24.02 $24.32 | ▲ +1.26% | ▲ +0.17% | $24.74 (+3.01%) |
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Apr 7, 2026
9w ago
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Press Release
| $22.15 $22.32 | ▲ +0.77% | ▼ −2.75% | $24.74 (+11.69%) |
US Market Status
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