PYPL PayPal Holdings, Inc.
Price Chart
Executive Summary
Seaport Global upgraded PayPal Holdings Inc. (PYPL) to Neutral from Sell on July 14, 2025, as part of a broad cluster of 30 analyst actions on the stock. The firm did not provide a price target. Seaport Global has a 51% accuracy rate on 239 calls with an average return of 1.5%, placing it in the mid-tier among covering firms. The consensus on PYPL is heavily skewed toward Hold: 30 analysts rate it Hold (60%), 16 rate Buy (32%), and 4 rate Sell (8%). The mean price target of $52.97 implies 5.7% upside from the current $50.14, but the median target of $48 is 4.3% below the stock. EPS estimates have been revised downward over the past 7 days for the current and next quarters, and insider trades show consistent selling by executives. Institutional moves are mixed: Norges Bank opened a massive $950M position, but Two Sigma trimmed 74.5% and several funds exited. The upgrade from Sell to Neutral is a modest positive, but the broader data suggest caution.
Impact Score
Consensus & Targets
Full consensus: 4 Strong Buy, 12 Buy, 30 Hold, 4 Sell, 0 Strong Sell — based on 50 analysts. That's 32% Buy-rated, 60% Hold, and 8% Sell. The consensus is predominantly cautious, with the majority recommending a neutral stance.
Mean: $52.97, Median: $48, High: $147.39, Low: $32. Current price: $50.14. Implied upside to mean: +5.7%, but downside to median: -4.3%. Seaport Global did not set a price target, so its view relative to consensus is not directly comparable.
Recent Analyst Activity
| Date | Firm | Action | Rating | Price Target |
|---|---|---|---|---|
| 2026-04-24 | Truist Securities | maintain | Sell | $45.00 |
| 2026-04-22 | BMO Capital | initiate | Market Perform | $52.00 |
| 2026-04-21 | Cantor Fitzgerald | maintain | Neutral | $54.00 |
| 2026-04-21 | B of A Securities | maintain | Neutral | $55.00 |
| 2026-04-16 | Mizuho | downgrade | Neutral | $50.00 |
| 2026-04-08 | Citigroup | maintain | Neutral | $48.00 |
| 2026-03-31 | Loop Capital | initiate | Hold | $46.00 |
| 2026-03-02 | KGI Securities | downgrade | Neutral | $55.00 |
| 2026-02-10 | Truist Securities | maintain | Sell | $39.00 |
| 2026-02-09 | Cantor Fitzgerald | maintain | Neutral | $42.00 |
30-day analyst activity: 1 upgrade, 1 downgrade, net neutral. EPS revisions: Over 7 days, current quarter EPS estimate fell from $1.2773 to $1.2690 (-0.6%) and next quarter from $1.3498 to $1.3386 (-0.8%). Over 30 days, current quarter EPS dropped from $1.2784. Estimates are being revised lower overall.
Firm Track Record — Seaport Global
Seaport Global accuracy: 51% on 239 calls | avg return: 1.5%
Industry benchmark: mean 51% ± 11%. Top tier: ≥61% (mean + 1σ). Based on 15 firms with ≥5 scored calls.
| Firm | Accuracy | Calls | Avg Return | vs Average |
|---|---|---|---|---|
| Monness, Crespi, Hardt | 100% | 3/3 | 19.5% | top tier |
| Goldman Sachs | 100% | 4/4 | 4.2% | top tier |
| JP Morgan | 100% | 3/3 | 2.8% | top tier |
| BMO Capital | 80% | 4/5 | 10.6% | top tier |
| Susquehanna | 80% | 4/5 | 9.7% | top tier |
| B of A Securities | 67% | 2/3 | -9.6% | top tier |
| Baird | 67% | 4/6 | -0.3% | top tier |
| Canaccord Genuity | 60% | 3/5 | 3% | above average |
| Barclays | 60% | 3/5 | 3% | above average |
| UBS | 60% | 3/5 | 3.2% | above average |
Seaport Global: 51% accuracy (123 correct out of 239 calls), average return 1.5%. Among covering firms, best accuracy is Monness, Crespi, Hardt (100% on 3 calls, avg return +19.5%), Goldman Sachs (100% on 4, avg +4.2%), and JP Morgan (100% on 3, avg +2.8%). Worst: Wolfe Research (50% on 2, avg -21.2%) and Macquarie (50% on 6, avg +1.1%). Seaport is mid-tier.
Earnings Estimates
Next earnings: May 5, 2026
| Period | EPS Est. | EPS Range | Revenue | Revisions (7d) |
|---|---|---|---|---|
| 0q | $1.27 | $1.20 — $1.31 | $8.1B | ↑2 ↓0 |
| +1q | $1.34 | $1.25 — $1.49 | $8.5B | ↑1 ↓0 |
| 0y | $5.30 | $5.17 — $5.53 | $34.1B | ↑1 ↓0 |
| +1y | $5.79 | $5.27 — $6.57 | $35.6B | ↑0 ↓0 |
Cross-Platform Signals
Insider trades: All sells in recent 2 months — 5 transactions totaling ~$784K, including CFO Keller Frank ($402K sell on Mar 3). Congressional: 2 buys (Rep. Donalds, $1K-$15K each) and 3 sells (Reps. Alford, Fleischmann, King). Institutional: Norges Bank new position worth $950M (bullish), but Two Sigma trimmed 74.5%, Sound Shore and Fund 1 exited entirely. Short interest not available. The upgrade signal diverges from insider selling and downward estimate revisions.
Actionable Insight
The Seaport upgrade to Neutral is a modest positive from a mid-tier firm, but the underlying data — falling EPS estimates, insider selling, and a consensus that is already mostly Hold — argue against aggressive bullish positioning. Traders should treat this as a 'less bearish' signal and wait for stronger catalysts before adding long exposure.
Documents Analyzed
Report based on filing metadata.
Filters
| Type | Now | ||||
|---|---|---|---|---|---|
|
Jun 6, 2026
3d ago
|
ANALYST-DOWNGRADE
| $46.20 $44.93 | ▲ +2.75% | ▲ +5.04% | $41.46 (+10.25%) |
|
May 31, 2026
9d ago
|
ANALYST-UPGRADE
| $73.87 $74.82 | ▲ +1.29% | ▲ +0.65% | $41.46 (−43.87%) |
|
May 22, 2026
18d ago
|
ANALYST-UPGRADE
| $51.20 $50.93 | ▼ −0.53% | ▼ −0.58% | $41.46 (−19.02%) |
|
May 16, 2026
24d ago
|
ANALYST-DOWNGRADE
| $49.80 $49.76 | ▲ +0.08% | ▲ +1.06% | $41.46 (+16.74%) |
|
May 8, 2026
4w ago
|
DEFA14A
| $45.06 $44.37 | ▼ −1.53% | ▼ −1.45% | $41.46 (−7.98%) |
|
May 7, 2026
4w ago
|
ANALYST-DOWNGRADE
| $46.20 $45.23 | ▼ −2.09% | ▼ −3.60% | $41.46 (−10.25%) |
|
May 1, 2026
5w ago
|
ANALYST-UPGRADE
| $73.87 $74.82 | ▲ +1.29% | ▲ +0.65% | $41.46 (−43.87%) |
|
Apr 29, 2026
6w ago
|
Insider Cluster
| $50.93 $46.49 | ▼ −8.71% | ▼ −11.82% | $41.46 (−18.59%) |
|
Apr 22, 2026
6w ago
|
ANALYST-UPGRADE
| $51.20 $49.37 | ▼ −3.57% | ▼ −3.62% | $41.46 (−19.02%) |
|
Apr 7, 2026
9w ago
|
DEFA14A
| $45.84 $49.56 | ▲ +8.12% | ▲ +4.60% | $41.46 (−9.55%) |
US Market Status
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