PFBX PEOPLES FINANCIAL CORP /MS/

NEUTRAL Impact: 2/10 Insider Cluster (3 insiders)
Horizon days Filed May 28, 2026 Processed 15d 17h ago
Insider cluster: 3 insiders, $0.1M total
Latest settled — T+5d ⚠ clustered
PFBX ▲ 0.00% at T+5d
NEUTRAL call ✗ call lost 0.00% · α vs SPY +0.05% · entry $21.25 → $21.25
Next anchor: T+20d in 13d
Currently $22.95 · +8.00% from $21.25 entry
Entry anchored
May 28, 2026
via day open
T+1d
0.00%
call 0.00% · α -0.24%
$21.25
settled 15d ago
T+5d
0.00%
call 0.00% · α +0.05%
$21.25
settled 9d ago
T+20d
call — · α —
in 13d
T+60d
call — · α —
in 2mo

Price Chart

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Executive Summary

Three insiders at Peoples Financial Corp executed mixed trades over a one-week window: C-suite officer Swetman sold $21K, while director Barnes and 10% owner Stilwell bought $57K combined. The $79K total cluster value is ~0.02% of the bank's market cap, well below materiality thresholds. A dividend declaration was filed one day prior but provides no new financial context to catalyze these trades.

Key Financial Metrics

Direction
mixed
Total Value
$79.0K
Insiders
3

Actionable Insight

Mixed small-dollar insider activity with no C-suite cluster in either direction — not a tradable signal. Monitor upcoming 10-Q for any fundamental change; the dividend was merely reaffirmed at $0.18 semi-annual.

Key Facts

  • Total insider cluster value: ~$79K across 3 trades
  • Net direction: mixed (1 sell vs 2 buys by count; $21K sell vs $57K buys by dollar)
  • Sell by First Vice President Swetman (not C-suite) at $21K is routine diversification-level
  • Buys by director Barnes ($21K) and 10% owner Stilwell ($36K) are small-dollar relative to market cap
  • Cluster-to-market-cap ratio is ~0.02%, well below the 0.1% materiality floor
  • Dividend declaration (8-K filed 1 day prior) is routine — no earnings release, no financial guidance

Financial Impact

~$79K total insider activity — no material economic impact

Risk Factors

  • Small OTC-traded bank with low liquidity — trades of this size may move the float temporarily
  • Insider cluster within 2 weeks of a dividend-only 8-K is non-informative; no earnings catalyst present

Market Snapshot

Exchange
OTC
Sector
State Commercial Banks

Documents Analyzed

This report is based on 1 SEC document filed with EDGAR.

DocumentAccession Number
CLUSTER Data (Synthetic)cluster-PFBX-1779994740942
12 reports for PFBX
Performance horizon
67% Hit rate 2 of 3 directional calls best @ T+5▲ +2.33%Apr 22, 2026
Filters
Rows
Reports for PFBX — sortable, filterable
Type Now
Jun 4, 2026
8d ago
Insider Cluster
NEUTRAL ★ 4/10
$21.25 $21.25· 0.00%▲ +2.60%$22.95 (+8.00%)
May 29, 2026
14d ago
Insider Cluster
NEUTRAL ★ 4/10
$21.25 $21.55▲ +1.41%▲ +1.15%$22.95 (+8.00%)
May 28, 2026
15d ago
Insider Cluster
NEUTRAL ★ 2/10
$21.25 $21.25· 0.00%▼ −0.24%$22.95 (+8.00%)
May 28, 2026
15d ago
Insider Cluster
NEUTRAL ★ 2/10
$21.25 $21.25· 0.00%▼ −0.24%$22.95 (+8.00%)
May 27, 2026
16d ago
8-K
NEUTRAL ★ 2/10
$21.25 $21.25· 0.00%▼ −0.24%$22.95 (+8.00%)
Apr 29, 2026
6w ago
Insider Cluster
NEUTRAL ★ 3/10
$21.50 $21.35▼ −0.70%▼ −1.72%$22.95 (+6.74%)
Apr 27, 2026
6w ago
Insider Cluster
NEUTRAL ★ 4/10
$21.50 $21.50· 0.00%▲ +0.49%$22.95 (+6.74%)
Apr 24, 2026
7w ago
Insider Cluster
NEUTRAL ★ 3/10
$21.50 $21.50· 0.00%▼ −0.16%$22.95 (+6.74%)
Apr 24, 2026
7w ago
Insider Cluster
NEUTRAL ★ 2/10
$21.50 $21.50· 0.00%▲ +0.01%$22.95 (+6.74%)
Apr 24, 2026
7w ago
Insider Cluster
BULLISH ★ 5/10
$21.50 $21.50· 0.00%▲ +0.49%$22.95 (+6.74%)
Showing 10 of 12

US Market Status

Market Closed — Opens Mon (48h 48m)

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