PFBX PEOPLES FINANCIAL CORP /MS/

NEUTRAL Impact: 4/10 Insider Cluster (4 insiders)
Horizon weeks Filed Jun 4, 2026 Processed 8d 16h ago
Insider cluster: 4 insiders, $0.1M total
Latest settled — T+1d
PFBX ▲ 0.00% at T+1d
NEUTRAL call ✗ call lost 0.00% · α vs SPY +2.60% · entry $21.25 → $21.25
Next anchor: T+5d due yesterday
Currently $22.95 · +8.00% from $21.25 entry
Entry anchored
Jun 4, 2026
via day open
T+1d
0.00%
call 0.00% · α +2.60%
$21.25
settled 8d ago
T+5d
call — · α —
due yesterday
T+20d
call — · α —
in 20d
T+60d
call — · α —
in 3mo

Price Chart

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Executive Summary

A mixed insider cluster at Peoples Financial Corp (PFBX) shows three directors/10% owners buying $68K in open-market purchases, while a First Vice President sold $43K. The buying cluster (3 buys vs 1 sell) is directionally positive, but the total dollar value is modest relative to the company's size, and the cluster follows a routine semi-annual dividend declaration with no material financial news.

Key Financial Metrics

Direction
mixed
Total Value
$111.0K
Insiders
4

Actionable Insight

The buying cluster is directionally positive but small in dollar terms and follows only a routine dividend announcement. Given the poor historical track record of insider signals on this ticker (25% T+20 win rate), treat this as a modest vote of confidence from directors, not a strong catalyst. Monitor for any upcoming earnings or material corporate events that could justify the buying.

Key Facts

  • Three insiders (two directors and a 10% owner) purchased a total of $68,250 in open-market buys at $21.25/share.
  • One insider (First Vice President) sold $42,500 at the same price, creating a mixed net direction.
  • Total cluster value of ~$111K is modest; the $68K in buys is likely <0.1% of market cap.
  • The cluster follows a May 27, 2026 8-K declaring a routine $0.18 semi-annual dividend — no earnings or guidance were released.
  • Historical performance on PFBX insider signals is poor: 25% win rate at T+20 with negative average alpha.

Financial Impact

Total insider purchases of $68K and sales of $43K — immaterial relative to company market cap.

Risk Factors

  • The single sell by a First Vice President offsets some of the bullish signal from director buying.
  • Historical insider cluster signals on PFBX have underperformed, with negative alpha at T+20.
  • No material financial catalyst (earnings, guidance, M&A) accompanies this cluster.

Market Snapshot

Exchange
OTC
Sector
State Commercial Banks

Documents Analyzed

This report is based on 1 SEC document filed with EDGAR.

DocumentAccession Number
CLUSTER Data (Synthetic)cluster-PFBX-1780592486311
12 reports for PFBX
Performance horizon
67% Hit rate 2 of 3 directional calls best @ T+5▲ +2.33%Apr 22, 2026
Filters
Rows
Reports for PFBX — sortable, filterable
Type Now
Jun 4, 2026
8d ago
Insider Cluster
NEUTRAL ★ 4/10
$21.25 $21.25· 0.00%▲ +2.60%$22.95 (+8.00%)
May 29, 2026
14d ago
Insider Cluster
NEUTRAL ★ 4/10
$21.25 $21.55▲ +1.41%▲ +1.15%$22.95 (+8.00%)
May 28, 2026
15d ago
Insider Cluster
NEUTRAL ★ 2/10
$21.25 $21.25· 0.00%▼ −0.24%$22.95 (+8.00%)
May 28, 2026
15d ago
Insider Cluster
NEUTRAL ★ 2/10
$21.25 $21.25· 0.00%▼ −0.24%$22.95 (+8.00%)
May 27, 2026
16d ago
8-K
NEUTRAL ★ 2/10
$21.25 $21.25· 0.00%▼ −0.24%$22.95 (+8.00%)
Apr 29, 2026
6w ago
Insider Cluster
NEUTRAL ★ 3/10
$21.50 $21.35▼ −0.70%▼ −1.72%$22.95 (+6.74%)
Apr 27, 2026
6w ago
Insider Cluster
NEUTRAL ★ 4/10
$21.50 $21.50· 0.00%▲ +0.49%$22.95 (+6.74%)
Apr 24, 2026
7w ago
Insider Cluster
NEUTRAL ★ 3/10
$21.50 $21.50· 0.00%▼ −0.16%$22.95 (+6.74%)
Apr 24, 2026
7w ago
Insider Cluster
NEUTRAL ★ 2/10
$21.50 $21.50· 0.00%▲ +0.01%$22.95 (+6.74%)
Apr 24, 2026
7w ago
Insider Cluster
BULLISH ★ 5/10
$21.50 $21.50· 0.00%▲ +0.49%$22.95 (+6.74%)
Showing 10 of 12

US Market Status

Market Closed — Opens Mon (52h 18m)

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