NAVI Navient Corporation

BEARISH Impact: 7/10 PRESS-RELEASE
Horizon days Filed Apr 3, 2026 Processed 2mo ago Wire GlobeNewswire
Press release: earnings
Latest settled — T+20d
NAVI ▲ +7.54% at T+20d
SHORT call ✗ call lost -7.54% · α vs SPY +1.44% · entry $8.35 → $8.98
Next anchor: T+60d in 15d
Last close $7.97 (close Jun 12) · +4.55% from $8.35 entry (call sign-flipped)
Entry anchored
Apr 2, 03:59 PM ET
via Databento tick
T+1d
+1.80%
call -1.80% · α -1.73%
$8.50
settled 2mo ago
T+5d
-2.28%
call +2.28% · α +6.41%
$8.16
settled 2mo ago
T+20d
+7.54%
call -7.54% · α +1.44%
$8.98
settled 6w ago
T+60d
call — · α —
in 15d

Price Chart

Loading chart...

Executive Summary

Navient reported Q4 2025 EPS of $0.02, missing consensus by 87.7%, with no revenue figure disclosed in the release. The company will discuss results on April 29, 2026, but the significant EPS miss signals substantial deterioration in profitability.

Actionable Insight

Expect negative market reaction ahead of the full release; short-term pressure likely on NAVI shares, especially if revenue also misses or guidance is withdrawn. Monitor the April 29 filing for details on credit performance, loan repurchase obligations, or servicing revenue declines.

Key Facts

  • Q4 2025 EPS: $0.02 vs. consensus estimate of $0.16, representing an 87.7% miss
  • Revenue not disclosed in the press release; consensus was $134.3M
  • Earnings results and presentation slides to be released on April 29, 2026, ahead of the webcast
  • Results will be filed with the SEC on Form 8-K

Financial Impact

EPS declined over 85% below expectations, indicating severe profit shortfall

epsprofitabilityearnings quality

Risk Factors

  • Further downside risk if full financials reveal revenue decline or elevated credit losses
  • Potential for lowered 2026 guidance or withdrawal of outlook during the earnings call

Market Snapshot

Exchange
Nasdaq
Sector
Security Brokers, Dealers & Flotation Companies

Documents Analyzed

This report is based on 1 press release from GlobeNewswire.

DocumentAccession Number
PRESS-RELEASE Data (Synthetic)press-3268012

US Market Status

Market Closed — Opens in 5h 7m

Subscribe to SecBot

Get Real-Time SEC Filing Intelligence

Comprehensive SEC filing analysis delivered the moment filings hit EDGAR. Sentiment scoring, impact analysis, and actionable insights for every material event.

Try SecBot Free Coming soon: SecBot Pro with alerts, watchlists, and API access