LOB Live Oak Bancshares, Inc.
Price Chart
Executive Summary
Live Oak Bancshares reported first-quarter 2026 net income of $27.9 million, or $0.60 per diluted share, down 36.7% from the prior quarter and up 187.6% from the year-ago quarter. The decline was primarily due to a $24.1 million gain in the prior quarter from the sale of Apiture, Inc., which was not repeated. Strong loan production and deposit growth were noted, with total assets growing 1.1%.
Actionable Insight
Monitor guidance for signs of recovery in net interest margin and loan growth sustainability; the prior-year comparison is favorable but sequential decline is significant.
Key Facts
- Q1 2026 net income attributable to common shareholders: $27.9 million, or $0.60 per diluted share
- Down 36.7% from $44.1 million in Q4 2025 and up 187.6% from $9.7 million in Q1 2025
- Decline primarily due to a $24.1 million gain in Q4 2025 from the sale of Apiture, Inc., which was not repeated
- Strong loan production of $1.37 billion and deposit growth of $146.4 million
- Total assets grew 1.1% to $15.30 billion from Q4 2025
Financial Impact
Net income down 36.7% sequentially, up 187.6% YoY
Risk Factors
- Sequential decline in net income and EPS
- Dependence on non-recurring gains in prior quarters
Market Snapshot
Documents Analyzed
This report is based on 6 SEC documents filed with EDGAR.
| Document | Accession Number |
|---|---|
| 8-K Filing (Primary) | 0001462120-26-000036 |
| Document: lob-20260422.htm | 0001462120-26-000036 |
| Document: 0001462120-26-000036-index-headers.html | 0001462120-26-000036 |
| Document: 0001462120-26-000036-index.html | 0001462120-26-000036 |
| Document: 0001462120-26-000036.txt | 0001462120-26-000036 |
| 8-K Data (Synthetic) | 0001462120-26-000036 |
Track record builds as more directional reports settle.
Filters
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Jun 18, 2026
today
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8-K
| $38.25 awaiting T+1 | awaiting T+1 | — | $37.99 (−0.68%) |
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Jun 11, 2026
7d ago
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144
| $39.03 $38.33 | ▼ −1.79% | ▼ −3.56% | $37.99 (−2.66%) |
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Jun 4, 2026
14d ago
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144
| $25.14 $25.16 | ▲ +0.10% | ▲ +2.67% | $37.99 (+51.14%) |
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Jun 3, 2026
15d ago
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144
| $25.14 $25.16 | ▲ +0.10% | ▲ +2.67% | $37.99 (+51.14%) |
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May 27, 2026
22d ago
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144
| $25.35 $25.50 | ▲ +0.59% | ▲ +0.05% | $37.99 (+49.86%) |
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May 21, 2026
28d ago
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144
| $25.28 $25.34 | ▲ +0.24% | ▼ −0.21% | $37.99 (+50.28%) |
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May 20, 2026
29d ago
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144
| $25.27 $25.28 | ▲ +0.04% | ▼ −0.15% | $37.99 (+50.34%) |
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May 19, 2026
4w ago
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8-K
| $24.75 $24.76 | ▲ +0.04% | ▼ −0.15% | $37.99 (+53.49%) |
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May 14, 2026
5w ago
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144
| $24.77 $24.74 | ▼ −0.11% | ▼ −0.05% | $37.99 (+53.37%) |
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May 13, 2026
5w ago
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144
| $25.31 $25.22 | ▼ −0.34% | ▼ −1.11% | $37.99 (+50.13%) |
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