ITUB Itau Unibanco Holding S.A.

NEUTRAL Impact: 3/10 6-K
Horizon months Filed May 7, 2026 Processed 1mo ago SEC 0001132597-26-000158
Notable filing: 6-K
Latest settled — T+20d ⚠ clustered
ITUB ▼ -7.29% at T+20d
NEUTRAL call ✗ call lost -7.29% · α vs SPY -10.43% · entry $8.19 → $7.59
Next anchor: T+60d in 8w
Currently $7.53 · -8.02% from $8.19 entry
Entry anchored
May 7, 2026
via day open
T+1d
+2.20%
call +2.20% · α +1.37%
$8.37
settled 5w ago
T+5d
-4.12%
call -4.12% · α -5.62%
$7.85
settled 27d ago
T+20d
-7.29%
call -7.29% · α -10.43%
$7.59
settled 5d ago
T+60d
call — · α —
in 8w

Price Chart

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Executive Summary

Itaú Unibanco filed its Pillar 3 risk and capital management report for Q1 2026, detailing capital adequacy, liquidity, and risk metrics. The Basel III ratios showed a slight sequential decline (CET1 to 12.0%, Tier 1 to 13.4%, Total Capital to 14.8%), but remain well above regulatory minimums. The filing is routine and provides no material new business or financial developments.

Actionable Insight

The Pillar 3 report contains no unexpected items; monitor upcoming earnings for fundamental trends. The slight dip in capital ratios is within normal range and does not signal distress.

Key Facts

  • Common Equity Tier 1 ratio at 12.0% (down from 12.3% in Dec 2025)
  • Tier 1 ratio at 13.4% (down from 13.8%)
  • Total Capital ratio at 14.8% (down from 15.2%)
  • Liquidity Coverage Ratio at 195.1% (down from 215.0%)
  • Net Stable Funding Ratio at 122.0% (down from 124.8%)
  • Total capital of R$ 230.5 billion with an excess of R$ 105.7 billion above minimum requirements

Financial Impact

No material earnings impact; capital ratios remain strong despite slight declines

capital ratios

Risk Factors

  • Gradual decline in capital ratios could continue if RWA growth outpaces capital generation
  • Regulatory changes in Brazil may impose higher capital buffers

Market Snapshot

Exchange
NYSE
Sector
State Commercial Banks
Analyst Consensus
88% bullish (17 analysts)

Documents Analyzed

This report is based on 4 SEC documents filed with EDGAR.

DocumentAccession Number
6-K Filing (Primary)0001132597-26-000158
Document: 0001132597-26-000158-index-headers.html0001132597-26-000158
Document: 0001132597-26-000158-index.html0001132597-26-000158
Document: 0001132597-26-000158.txt0001132597-26-000158
33 reports for ITUB
Performance horizon
33% Hit rate 2 of 6 directional calls best @ T+20▲ +12.33%Mar 30, 2026
Filters
Rows
Reports for ITUB — sortable, filterable
Type Now
May 29, 2026
11d ago
6-K
NEUTRAL ★ 4/10
$7.89 $7.54▼ −4.44%▼ −1.91%$7.53 (−4.53%)
May 29, 2026
11d ago
6-K
NEUTRAL ★ 3/10
$7.89 $7.54▼ −4.44%▼ −1.91%$7.53 (−4.53%)
May 29, 2026
11d ago
6-K
NEUTRAL ★ 2/10
$7.89 $7.54▼ −4.44%▼ −1.91%$7.53 (−4.53%)
May 22, 2026
18d ago
6-K
NEUTRAL ★ 3/10
$7.81 $7.79▼ −0.26%▼ −1.91%$7.53 (−3.55%)
May 13, 2026
27d ago
6-K
NEUTRAL ★ 2/10
$7.84 $7.92▲ +1.03%▲ +1.17%$7.53 (−3.91%)
May 11, 2026
29d ago
6-K
MIXED ★ 5/10
$8.17 $7.89▼ −3.43%▼ −3.34%$7.53 (−7.80%)
May 11, 2026
29d ago
6-K
NEUTRAL ★ 5/10
$8.17 $7.89▼ −3.43%▼ −3.34%$7.53 (−7.80%)
May 8, 2026
4w ago
6-K
NEUTRAL ★ 2/10
$8.37 $8.10▼ −3.19%▼ −4.65%$7.53 (−10.00%)
May 8, 2026
4w ago
6-K
NEUTRAL ★ 1/10
$8.37 $8.10▼ −3.19%▼ −4.65%$7.53 (−10.00%)
May 7, 2026
4w ago
6-K
NEUTRAL ★ 3/10
$8.19 $7.85▼ −4.12%▼ −5.62%$7.53 (−8.02%)
Showing 10 of 33

US Market Status

Market Closed — Opens Thu (11h 13m)

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