GBCI 8-K SEC Filing Analysis

Latest settled — T+20d ⚠ clustered

GBCI ▼ -1.89% at T+20d

LONG call ✗ call lost -1.89% · α vs SPY -5.91% · entry $48.72 → $47.80

Next anchor: T+60d in 5w

Currently $49.95 · +2.52% from $48.72 entry

Entry anchored
Apr 23, 03:59 PM ET
via Databento tick

T+1d

+1.40%

call +1.40% · α +1.23%

$49.40

settled 7w ago

T+5d

+0.68%

call +0.68% · α -0.23%

$49.05

settled 6w ago

T+20d

-1.89%

call -1.89% · α -5.91%

$47.80

settled 23d ago

T+60d

—

call — · α —

—

in 5w

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Executive Summary

Glacier Bancorp reported strong Q1 2026 earnings with record net income of $82.1M, a 29% increase from the prior quarter and 51% from the prior year. EPS of $0.63 beat consensus by 6.7%, driven by a 22 basis point expansion in net interest margin to 3.80%, completion of the Guaranty core system conversion, and strong loan and deposit growth. The company declared a $0.33 dividend.

Actionable Insight

Monitor for sustained margin expansion and organic loan growth as the Guaranty integration benefits flow through; the strong beat and margin growth signal improving core earnings power.

Key Facts

Net income was $82.1 million, up 29% QoQ and 51% YoY
Diluted EPS was $0.63, beating consensus of $0.59 by $0.04
Net interest margin expanded 22 bps QoQ to 3.80%
Loan portfolio grew $106M (2% annualized), deposits increased $151M (2% annualized)
Completed core system conversion of Guaranty Bancshares acquisition
Declared quarterly dividend of $0.33 per share

Financial Impact

$82.1M net income, $0.63 EPS, 3.80% net interest margin

net incomeepsnet interest marginloan growthdeposit growth

Risk Factors

Acquisition-related expenses increased to $8.9M, up from $5.8M in prior quarter
Non-performing assets rose 15% QoQ to $79.5M, though still low at 0.25% of assets
Efficiency ratio increased to 63.05% from 61.04% due to higher acquisition costs

Market Snapshot

Exchange

NYSE

Sector

State Commercial Banks

Analyst Consensus

83% bullish (12 analysts)

Documents Analyzed

This report is based on 6 SEC documents filed with EDGAR.

Document	Accession Number
8-K Filing (Primary)	0000868671-26-000043
Document: gbci-20260423.htm	0000868671-26-000043
Document: 0000868671-26-000043-index-headers.html	0000868671-26-000043
Document: 0000868671-26-000043-index.html	0000868671-26-000043
Document: 0000868671-26-000043.txt	0000868671-26-000043
8-K Data (Synthetic)	0000868671-26-000043

5 reports for GBCI

T+1T+5T+20T+60

Track record builds as more directional reports settle.

Filters

Reports for GBCI — sortable, filterable
	Type				Now
May 5, 2026 5w ago	8-K BULLISH ★ 6/10	$48.67 $46.64	▼ −4.17%	▼ −9.13%	$49.95 (+2.63%)
May 1, 2026 6w ago	8-K NEUTRAL ★ 3/10	$48.17 $46.35	▼ −3.78%	▼ −9.42%	$49.95 (+3.70%)
Apr 23, 2026 7w ago	8-K BULLISH ★ 8/10	$48.72 $47.80	▼ −1.89%	▼ −5.91%	$49.95 (+2.52%)
Apr 23, 2026 7w ago	Press Release BULLISH ★ 8/10	$48.72 $47.80	▼ −1.89%	▼ −5.91%	$49.95 (+2.52%)
Mar 25, 2026 11w ago	Press Release NEUTRAL ★ 3/10	$44.13 $48.72	▲ +10.39%	▼ −0.27%	$49.95 (+13.18%)

US Market Status

Market Closed — Opens Mon (48h 47m)

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