FSBC FIVE STAR BANCORP

NEUTRAL Impact: 3/10 Insider Cluster (3 insiders)
Horizon immediate Filed May 27, 2026 Processed 16d 18h ago
Insider cluster: 3 insiders, $0.2M total
Latest settled — T+5d
FSBC ▲ +1.47% at T+5d
NEUTRAL call ✓ call won +1.47% · α vs SPY +0.26% · entry $42.20 → $42.82
Next anchor: T+20d in 12d
Currently $44.76 · +6.07% from $42.20 entry
Entry anchored
May 27, 02:21 PM ET
via Databento tick
T+1d
+0.09%
call +0.09% · α -0.46%
$42.24
settled 16d ago
T+5d
+1.47%
call +1.47% · α +0.26%
$42.82
settled 10d ago
T+20d
call — · α —
in 12d
T+60d
call — · α —
in 2mo

Price Chart

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Executive Summary

Three FSBC insiders — the President & CEO, SVP Chief Information Officer, and SVP Chief Regulatory Officer — executed open-market sales totaling $187,322 over a 6-day window. Separately on May 21, six senior officers (including the CFO, COO, and EVP SF Bay Area President) received non-cash restricted stock grants totaling $0 in economic value. The timing and C-suite level of the sales suggest possible cash-out diversification or pre-planned trading; however, recent FSBC reports have shown strong post-filing stock appreciation (3.30% T+20 average) and the cluster's dollar value is only ~0.02% of FSBC's $905M market cap — immaterial relative to company size.

Key Financial Metrics

Direction
selling
Total Value
$187.3K
Insiders
3

Actionable Insight

The insider sales are small relative to FSBC's $905M market cap and do not indicate a material change in fundamentals. The large stock grants (6 officers receiving restricted shares) are routine compensation events with zero cash value. Monitor upcoming quarterly earnings for any credit-quality deterioration at this community bank, but this cluster alone does not warrant a position adjustment. No cross-filing escalation present — the standalone signal is weak.

Key Facts

  • President & CEO Beckwith sold 2,000 shares for $82K on May 20 — his first open-market sale in this cluster window
  • Two SVP-level insiders (Wait, Lee) sold a combined ~$104K from May 21–26
  • Six executives received stock grants on May 21 totaling $0 — non-cash compensation awards
  • Total open-market sales of $187K represent approximately 0.02% of FSBC's $905M market capitalization
  • Over the past 30 days, FSBC insider activity totals $292K in sales and $0 in open-market purchases
  • Cross-filing context includes the cluster data itself; no other filings (earnings, agreements, offerings, restatements, late notices) were provided

Financial Impact

$187,322 in aggregate open-market sales, which is ~0.02% of market cap — trivial

insider ownershipfloat

Risk Factors

  • CEO Beckwith's sale (his first open-market sale in the cluster) could be a 10b5-1 pattern, but no plan information was provided
  • If insider selling continues at an accelerating pace in the next month without corresponding buys, it could signal emerging credit concerns

Market Snapshot

Exchange
Nasdaq
Sector
State Commercial Banks
Analyst Consensus
73% bullish (11 analysts)

Documents Analyzed

This report is based on 1 SEC document filed with EDGAR.

DocumentAccession Number
CLUSTER Data (Synthetic)cluster-FSBC-1779906570468
12 reports for FSBC
Performance horizon

Track record builds as more directional reports settle.

Filters
Rows
Reports for FSBC — sortable, filterable
Type Now
Jun 11, 2026
1d ago
Institutional Cluster
MIXED ★ 4/10
$44.43 awaiting T+5awaiting T+5$44.76 (+0.74%)
May 27, 2026
16d ago
Insider Cluster
NEUTRAL ★ 3/10
$42.20 $42.82▲ +1.47%▲ +0.26%$44.76 (+6.07%)
May 26, 2026
17d ago
Insider Cluster
NEUTRAL ★ 3/10
$42.20 $41.87▼ −0.78%▼ −1.25%$44.76 (+6.07%)
May 22, 2026
21d ago
Insider Cluster
NEUTRAL ★ 2/10
$42.35 $42.82▲ +1.11%▼ −0.10%$44.76 (+5.69%)
May 15, 2026
28d ago
Insider Cluster
NEUTRAL ★ 2/10
$40.39 $41.96▲ +3.89%▲ +2.92%$44.76 (+10.82%)
May 6, 2026
5w ago
Insider Cluster
NEUTRAL ★ 2/10
$41.31 $40.66▼ −1.57%▼ −2.70%$44.76 (+8.35%)
Apr 28, 2026
6w ago
8-K
BULLISH ★ 7/10
$40.06 $40.45▲ +0.96%▼ −0.73%$44.76 (+11.72%)
Apr 27, 2026
6w ago
Press Release
BULLISH ★ 6/10
$40.06 $40.45▲ +0.96%▼ −0.73%$44.76 (+11.72%)
Apr 20, 2026
7w ago
8-K
NEUTRAL ★ 2/10
$40.76 $40.79▲ +0.07%▼ −0.84%$44.76 (+9.81%)
Apr 17, 2026
8w ago
Press Release
NEUTRAL ★ 3/10
$40.76 $40.79▲ +0.07%▼ −0.84%$44.76 (+9.81%)
Showing 10 of 12

US Market Status

Market Closed — Opens Mon (48h 52m)

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