FSBC FIVE STAR BANCORP

NEUTRAL Impact: 3/10 Insider Cluster (3 insiders)
Horizon weeks Filed May 26, 2026 Processed 17d 16h ago
Insider cluster: 3 insiders, $0.2M total
Latest settled — T+5d ⚠ clustered
FSBC ▼ -0.78% at T+5d
NEUTRAL call ✗ call lost -0.78% · α vs SPY -1.25% · entry $42.20 → $41.87
Next anchor: T+20d in 11d
Currently $44.76 · +6.07% from $42.20 entry
Entry anchored
May 26, 2026
via day open
T+1d
+0.09%
call +0.09% · α -0.46%
$42.24
settled 17d ago
T+5d
-0.78%
call -0.78% · α -1.25%
$41.87
settled 11d ago
T+20d
call — · α —
in 11d
T+60d
call — · α —
in 2mo

Price Chart

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Executive Summary

A cluster of insider sales at Five Star Bancorp totaling $224K over a 7-day window, including the CEO and two other senior executives. The sales are modest relative to the $897M market cap (~0.025%), and the cluster includes a large block of non-cash restricted stock grants on the same day, suggesting the sales may be liquidity-driven rather than signaling fundamental deterioration. The historical calibration shows strong win rates on prior FSBC reports, but the proportionality check indicates this is a routine event.

Key Financial Metrics

Direction
selling
Total Value
$224.0K
Insiders
3

Actionable Insight

The insider sales are routine in size and coincide with a broad equity grant cycle, reducing the likelihood of negative signaling. Monitor the next 10-Q for loan loss trends and net interest margin, which are the primary drivers for a regional bank like FSBC. No immediate trading action warranted.

Key Facts

  • CEO James Beckwith sold 2,000 shares at $41.12 for $82K on 2026-05-20
  • SVP & CIO Brett Wait sold 2,600 shares at $41.11 for $106K on 2026-05-14
  • SVP & Chief Regulatory Officer Michael Lee sold 867 shares at $41.23 for $36K on 2026-05-21
  • Total cluster sales of $224K represent ~0.025% of $897M market cap — well below the 0.1% materiality threshold
  • Seven insiders received non-cash restricted stock grants on 2026-05-21 (905-2,715 shares each, $0 value), indicating a routine equity compensation event
  • The CEO sale ($82K) is small relative to his likely holdings and coincides with the grant date, suggesting a tax-related or diversification motive
  • Prior FSBC reports show 100% win rate at T+20, but this cluster lacks the dollar magnitude to be directional

Financial Impact

Total insider sales of $224K, or 0.025% of market cap — immaterial

insider ownershipfloat

Risk Factors

  • If the CEO or CFO accelerates selling in the next 30 days, the pattern would become more concerning
  • Regional bank sector faces ongoing margin compression and CRE exposure risks, but this filing does not flag those

Market Snapshot

Exchange
Nasdaq
Sector
State Commercial Banks
Analyst Consensus
73% bullish (11 analysts)

Documents Analyzed

This report is based on 1 SEC document filed with EDGAR.

DocumentAccession Number
CLUSTER Data (Synthetic)cluster-FSBC-1779826472112
12 reports for FSBC
Performance horizon

Track record builds as more directional reports settle.

Filters
Rows
Reports for FSBC — sortable, filterable
Type Now
Jun 11, 2026
1d ago
Institutional Cluster
MIXED ★ 4/10
$44.43 awaiting T+5awaiting T+5$44.76 (+0.74%)
May 27, 2026
16d ago
Insider Cluster
NEUTRAL ★ 3/10
$42.20 $42.82▲ +1.47%▲ +0.26%$44.76 (+6.07%)
May 26, 2026
17d ago
Insider Cluster
NEUTRAL ★ 3/10
$42.20 $41.87▼ −0.78%▼ −1.25%$44.76 (+6.07%)
May 22, 2026
21d ago
Insider Cluster
NEUTRAL ★ 2/10
$42.35 $42.82▲ +1.11%▼ −0.10%$44.76 (+5.69%)
May 15, 2026
28d ago
Insider Cluster
NEUTRAL ★ 2/10
$40.39 $41.96▲ +3.89%▲ +2.92%$44.76 (+10.82%)
May 6, 2026
5w ago
Insider Cluster
NEUTRAL ★ 2/10
$41.31 $40.66▼ −1.57%▼ −2.70%$44.76 (+8.35%)
Apr 28, 2026
6w ago
8-K
BULLISH ★ 7/10
$40.06 $40.45▲ +0.96%▼ −0.73%$44.76 (+11.72%)
Apr 27, 2026
6w ago
Press Release
BULLISH ★ 6/10
$40.06 $40.45▲ +0.96%▼ −0.73%$44.76 (+11.72%)
Apr 20, 2026
7w ago
8-K
NEUTRAL ★ 2/10
$40.76 $40.79▲ +0.07%▼ −0.84%$44.76 (+9.81%)
Apr 17, 2026
8w ago
Press Release
NEUTRAL ★ 3/10
$40.76 $40.79▲ +0.07%▼ −0.84%$44.76 (+9.81%)
Showing 10 of 12

US Market Status

Market Closed — Opens Mon (48h 52m)

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