FIGR PRESS-RELEASE SEC Filing Analysis

Latest settled — T+20d

FIGR ▲ +11.58% at T+20d

SHORT call ✗ call lost -11.58% · α vs SPY -2.60% · entry $32.30 → $36.04

Next anchor: T+60d in 20d

Currently $28.28 · +12.45% from $32.30 entry (call sign-flipped)

Entry anchored
Apr 2, 03:59 PM ET
via Databento tick

T+1d

-4.74%

call +4.74% · α +4.80%

$30.77

settled 2mo ago

T+5d

+11.36%

call -11.36% · α -7.23%

$35.97

settled 2mo ago

T+20d

+11.58%

call -11.58% · α -2.60%

$36.04

settled 6w ago

T+60d

—

call — · α —

—

in 20d

Price Chart

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Executive Summary

Figure Technology Solutions reported a significant earnings miss for Q4 2025, with EPS of $0.06 versus consensus of $0.21, a 72.1% shortfall. While operating metrics like Consumer Loan Marketplace Volume showed strong year-over-year growth (113%), the steep EPS decline signals deteriorating profitability despite top-line expansion.

Actionable Insight

The stock is likely to react negatively due to the large earnings miss despite strong operating volume growth; traders should watch for clarification on profitability drivers and whether the miss was due to structural costs or one-time items when full results are filed.

Key Facts

EPS of $0.06 missed consensus of $0.21 by 72.1%
Q1 2026 Consumer Loan Marketplace Volume reached $2.9B, up 113% YoY
Operating metrics show strong growth: $YLDS in Circulation up 83% QoQ, Available Lender Supply up 112% YoY
No guidance provided in the release; financials are preliminary and unaudited
Recent insider selling of $5.9M in the past 30 days

Financial Impact

EPS declined by over 70% vs expectations, indicating severe margin compression or one-time charges despite strong revenue-generating activity

epsprofitabilityinvestor confidence

Risk Factors

Preliminary financial data may be revised upon final audit
Lack of explicit guidance increases uncertainty around future earnings trajectory
Continued insider selling could signal executive concern

Market Snapshot

Exchange

OTC

Sector

Loan Brokers

Documents Analyzed

This report is based on 1 press release from GlobeNewswire.

Document	Accession Number
PRESS-RELEASE Data (Synthetic)	press-3267988

10 reports for FIGR

T+1T+5T+20T+60

Track record builds as more directional reports settle.

Filters

Reports for FIGR — sortable, filterable
	Type				Now
May 21, 2026 19d ago	Insider Cluster NEUTRAL ★ 5/10	$33.95 $33.41	▼ −1.59%	▼ −3.27%	$28.28 (−16.70%)
May 15, 2026 25d ago	Insider Cluster NEUTRAL ★ 2/10	$38.58 $35.22	▼ −8.71%	▼ −10.33%	$28.28 (−26.70%)
May 15, 2026 25d ago	Insider Cluster NEUTRAL ★ 2/10	$38.58 $35.22	▼ −8.71%	▼ −10.33%	$28.28 (−26.70%)
May 11, 2026 29d ago	Press Release MIXED ★ 6/10	$39.50 $38.58	▼ −2.33%	▼ −2.41%	$28.28 (−28.41%)
May 5, 2026 5w ago	Press Release NEUTRAL ★ 3/10	$37.30 $39.50	▲ +5.90%	▲ +3.91%	$28.28 (−24.18%)
Apr 24, 2026 6w ago	Insider Cluster NEUTRAL ★ 3/10	$32.15 $35.10	▲ +9.18%	▲ +8.27%	$28.28 (−12.04%)
Apr 22, 2026 7w ago	Press Release NEUTRAL ★ 3/10	$35.67 $32.19	▼ −9.76%	▼ −9.81%	$28.28 (−20.72%)
Apr 15, 2026 8w ago	Insider Cluster BEARISH ★ 4/10	$35.62 $35.67	▼ −0.14%	▲ +1.50%	$28.28 (+20.61%)
Apr 3, 2026 9w ago	Press Release BEARISH ★ 8/10	$32.30 $35.97	▼ −11.36%	▼ −7.23%	$28.28 (+12.45%)
Mar 19, 2026 11w ago	Insider Cluster NEUTRAL ★ 3/10	$33.08 $31.94	▼ −3.45%	▼ −1.23%	$28.28 (−14.51%)

US Market Status

Market Closed — Opens Thu (11h 7m)

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