EFC Ellington Financial Inc.

BULLISH Impact: 7/10 8-K
Horizon weeks Filed May 5, 2026 Processed 1mo ago SEC 0001628280-26-030664
8-K Item 2.02: Earnings release
Latest settled — T+20d
EFC-PD ▼ -0.30% at T+20d
LONG call ✗ call lost -0.30% · α vs SPY -3.08% · entry $23.17 → $23.10
Next anchor: T+60d in 6w
Last close $13.68 (close Jun 12) · -40.96% from $23.17 entry
Entry anchored
May 5, 2026
via day open
T+1d
0.00%
call 0.00% · α +0.33%
$23.17
settled 6w ago
T+5d
-0.47%
call -0.47% · α -1.61%
$23.06
settled 5w ago
T+20d
-0.30%
call -0.30% · α -3.08%
$23.10
settled 12d ago
T+60d
call — · α —
in 6w

Price Chart

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Executive Summary

Ellington Financial reported exceptional Q1 2026 results, with GAAP net income to common stockholders surging to $95.5M ($0.78/share) from $14.7M in Q4 2025, driven by strong securitization activity, credit portfolio performance, and a $17M litigation settlement. Adjusted distributable earnings also rose to $0.55/share, comfortably covering the $0.39 dividend, while book value per share increased 3% to $13.56.

Actionable Insight

The strong quarter and rising book value support dividend sustainability. Watch for continued securitization execution and potential preferred equity refinancing, which could further lower cost of capital.

Key Facts

  • Net income attributable to common stockholders: $95.5M, or $0.78 per share (vs. $14.7M, $0.14 in Q4 2025)
  • Adjusted Distributable Earnings of $66.5M, or $0.55 per share (vs. $51.4M, $0.47 in Q4 2025)
  • Book value per share rose to $13.56 from $13.16 in Q4 2025
  • Longbridge segment net income of $57.5M including $17.0M litigation settlement
  • Recourse debt-to-equity ratio unchanged at 1.91; total unencumbered assets of $1.92B

Financial Impact

GAAP net income surged 551% sequentially; ADE grew 29% sequentially

net incomeadjusted distributable earningsbook value

Risk Factors

  • Securitization gains and litigation settlement are non-recurring; core earnings may revert
  • Higher interest rates could pressure asset yields and increase financing costs
  • Credit performance deterioration in loan portfolios could reverse gains

Market Snapshot

Exchange
NYSE
Sector
Real Estate

Documents Analyzed

This report is based on 6 SEC documents filed with EDGAR.

DocumentAccession Number
8-K Filing (Primary)0001628280-26-030664
Document: efc-20260505.htm0001628280-26-030664
Document: 0001628280-26-030664-index-headers.html0001628280-26-030664
Document: 0001628280-26-030664-index.html0001628280-26-030664
Document: 0001628280-26-030664.txt0001628280-26-030664
8-K Data (Synthetic)0001628280-26-030664
7 reports for EFC
Performance horizon
Filters
Rows
Reports for EFC — sortable, filterable
Type Now
May 29, 2026
16d ago
8-K
NEUTRAL ★ 3/10
$23.12 $23.10▼ −0.09%▲ +2.66%$13.68 (−40.83%)
May 11, 2026
4w ago
8-K
NEUTRAL ★ 2/10
$25.59 $25.52▼ −0.27%▼ −0.18%$13.68 (−46.54%)
May 5, 2026
5w ago
8-K
BULLISH ★ 7/10
$23.17 $23.06▼ −0.47%▼ −1.61%$13.68 (−40.96%)
Apr 28, 2026
6w ago
8-K
NEUTRAL ★ 2/10
$25.35 $25.36▲ +0.06%▼ −1.63%$13.68 (−46.02%)
Mar 25, 2026
11w ago
8-K
NEUTRAL ★ 4/10
$11.53 $11.90▲ +3.25%▲ +3.50%$13.68 (+18.70%)
Mar 5, 2026
14w ago
8-K
NEUTRAL ★ 4/10
$11.78 $11.67▼ −0.93%▲ +0.59%$13.68 (+16.13%)
Feb 26, 2026
15w ago
8-K
MIXED ★ 6/10
$12.19 $12.07▼ −1.03%▲ +0.09%$13.68 (+12.21%)
Showing 7 of 7

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