CZNC CITIZENS & NORTHERN CORP
NEUTRAL
Impact: 2/10
Insider Cluster (2 insiders)
Insider cluster: 2 insiders, $5K total
Latest settled — T+5d
CZNC ▼ -4.02% at T+5d
NEUTRAL call ✗ call lost -4.02% · α vs SPY -5.49% · entry $21.63 → $20.76
Currently $21.00 · -2.91% from $21.63 entry
T+1d
-2.68%
call -2.68% · α -2.91%
$21.05
settled 12d ago
T+5d
-4.02%
call -4.02% · α -5.49%
$20.76
settled 6d ago
T+20d
—
call — · α —
—
in 16d
T+60d
—
call — · α —
—
in 3mo
Price Chart
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Executive Summary
Two directors at Citizens & Northern Corp made small open-market purchases totaling ~$5,400 on May 8, 2026. The combined value is just 0.0014% of the $387M market cap, making this a routine insider transaction with no material signal.
Key Financial Metrics
Direction
buying
Total Value
$5.4K
Insiders
2
Actionable Insight
The dollar amounts are too small to signal anything. Monitor upcoming quarterly earnings for any fundamental changes, but this cluster alone does not warrant action.
Key Facts
- Two directors purchased shares on May 8, 2026 at $21.7452/share
- Total purchase value: ~$5,371 (0.0014% of market cap)
- No C-suite executives participated; both are directors
- Recent 30-day insider activity: 2 buys totaling $5K — this cluster is consistent with that pattern
Financial Impact
~$5,400 in total purchases, negligible relative to $387M market cap
Risk Factors
- Insider buying at these trivial levels provides no downside protection
- No C-suite participation reduces signal quality
Market Snapshot
Exchange
Nasdaq
Sector
State Commercial Banks
Analyst Consensus
0% bullish (6 analysts)
Documents Analyzed
This report is based on 1 SEC document filed with EDGAR.
| Document | Accession Number |
|---|---|
| CLUSTER Data (Synthetic) | cluster-CZNC-1778524312652 |
5 reports for CZNC
Filters
Rows
| Type | Now | ||||
|---|---|---|---|---|---|
|
May 11, 2026
9d ago
|
8-K
| $21.05 $20.61 | ▼ −2.09% | ▼ −2.00% | $21.00 (−0.24%) |
|
May 8, 2026
12d ago
|
Insider Cluster
| $21.63 $20.76 | ▼ −4.02% | ▼ −5.49% | $21.00 (−2.91%) |
|
May 8, 2026
12d ago
|
Insider Cluster
| $21.63 $20.76 | ▼ −4.02% | ▼ −5.49% | $21.00 (−2.91%) |
|
Apr 23, 2026
27d ago
|
8-K
| $22.71 $23.00 | ▲ +1.26% | ▼ −0.22% | $21.00 (−7.54%) |
|
Apr 6, 2026
6w ago
|
Insider Cluster
| $22.36 $23.64 | ▲ +5.73% | ▲ +1.60% | $21.00 (−6.07%) |
Showing 5 of 5
US Market Status
Market Closed — Opens Thu (< 1m)
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