CZNC CITIZENS & NORTHERN CORP
Price Chart
Executive Summary
Three directors purchased a total of ~$26K of CZNC stock over a 7-day window, with the largest purchase ($21K) by Director Lehman. The dollar amount is trivial relative to the $376M market cap (~0.007%), making this a routine, non-informational cluster unaccompanied by any material business event or earnings release.
Key Financial Metrics
Actionable Insight
Ignore this as a trading signal. The dollar amount is too small to indicate anything about management's outlook. With zero C-suite participation, 0% analyst bullishness, and a history of negative post-report returns, this cluster lacks the magnitude and seniority to be predictive. Monitor next quarterly filing for business fundamentals instead.
Key Facts
- Three directors made open-market purchases totaling ~$26K
- Director Lehman Terry L bought 1,000 shares at ~$20.83 on 2026-05-13
- Total purchases represent ~0.007% of the $376M market cap — immaterial
- No C-suite executives participated in this cluster
- Analyst consensus is neutral (0/6 bullish, 3 Hold, 1 Sell, 2 Strong Sell)
- Prior reports on CZNC have shown negative average T+20 returns (-2.4%)
- No recent filings indicate any material event (no earnings, no M&A, no restructuring)
Financial Impact
~$26K in total insider purchases, less than 0.01% of market cap
Risk Factors
- Over-interpreting tiny insider buys as bullish signal would be a statistical error
- Negative prior report performance (-2.4% avg T+20) suggests elevated downside risk for CZNC regardless of insider activity
Market Snapshot
Documents Analyzed
This report is based on 1 SEC document filed with EDGAR.
| Document | Accession Number |
|---|---|
| CLUSTER Data (Synthetic) | cluster-CZNC-1779395627482 |
Filters
| Type | Now | ||||
|---|---|---|---|---|---|
|
Jun 8, 2026
6d ago
|
Insider Cluster
| $21.55 awaiting T+5 | awaiting T+5 | — | $22.06 (+2.37%) |
|
May 13, 2026
4w ago
|
Insider Cluster
| $20.75 $21.00 | ▲ +1.20% | ▲ +1.34% | $22.06 (+6.31%) |
|
May 13, 2026
4w ago
|
Insider Cluster
| $20.75 $21.00 | ▲ +1.20% | ▲ +1.34% | $22.06 (+6.31%) |
|
May 13, 2026
4w ago
|
Insider Cluster
| $20.75 $21.00 | ▲ +1.20% | ▲ +1.34% | $22.06 (+6.31%) |
|
May 13, 2026
4w ago
|
Insider Cluster
| $20.75 $21.00 | ▲ +1.20% | ▲ +1.34% | $22.06 (+6.31%) |
|
May 13, 2026
4w ago
|
Insider Cluster
| $20.75 $21.00 | ▲ +1.20% | ▲ +1.34% | $22.06 (+6.31%) |
|
May 11, 2026
4w ago
|
8-K
| $21.05 $20.61 | ▼ −2.09% | ▼ −2.00% | $22.06 (+4.80%) |
|
May 8, 2026
5w ago
|
Insider Cluster
| $21.63 $20.76 | ▼ −4.02% | ▼ −5.49% | $22.06 (+1.99%) |
|
May 8, 2026
5w ago
|
Insider Cluster
| $21.63 $20.76 | ▼ −4.02% | ▼ −5.49% | $22.06 (+1.99%) |
|
Apr 23, 2026
7w ago
|
8-K
| $22.71 $23.00 | ▲ +1.26% | ▼ −0.22% | $22.06 (−2.88%) |
US Market Status
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