CZNC CITIZENS & NORTHERN CORP

NEUTRAL Impact: 2/10 Insider Cluster (2 insiders)
Horizon weeks Filed Jun 8, 2026 Processed 6d 16h ago
Insider cluster: 2 insiders, $4K total

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Executive Summary

Two directors of Citizens & Northern Corp made open-market purchases totaling $4,288 on June 5, 2026. The aggregate dollar value is trivial relative to the company's $383M market cap (0.001%), making this a routine and immaterial cluster with no actionable signal.

Key Financial Metrics

Direction
buying
Total Value
$4.3K
Insiders
2

Actionable Insight

No action warranted. The dollar amounts are too small to signal a material view from insiders. Monitor upcoming 10-Q for credit quality and net interest margin trends, which drive the bank's earnings more than director token purchases.

Key Facts

  • Director Frank G. Pellegrino purchased 190 shares at $21.44 for ~$4,074
  • Director Katherine W. Shattuck purchased 10 shares at $21.44 for $214
  • Total cluster value: ~$4,288 — or 0.001% of CZNC's $383M market cap
  • No C-suite officers participated; only two directors made token purchases

Financial Impact

Negligible — $4,288 in total purchases is less than 0.01% of market capitalization

insider ownershipfloat

Risk Factors

  • Cluster buys of this magnitude are noise and do not predict stock direction — historical T+20 alpha on this ticker is -3.38% across prior reports, suggesting no edge from any filing type here

Market Snapshot

Exchange
Nasdaq
Sector
State Commercial Banks
Analyst Consensus
0% bullish (6 analysts)

Documents Analyzed

This report is based on 1 SEC document filed with EDGAR.

DocumentAccession Number
CLUSTER Data (Synthetic)cluster-CZNC-1780933814184
11 reports for CZNC
Performance horizon
Filters
Rows
Reports for CZNC — sortable, filterable
Type Now
Jun 8, 2026
6d ago
Insider Cluster
NEUTRAL ★ 2/10
$21.55 awaiting T+5awaiting T+5$22.06 (+2.37%)
May 13, 2026
4w ago
Insider Cluster
NEUTRAL ★ 3/10
$20.75 $21.00▲ +1.20%▲ +1.34%$22.06 (+6.31%)
May 13, 2026
4w ago
Insider Cluster
NEUTRAL ★ 2/10
$20.75 $21.00▲ +1.20%▲ +1.34%$22.06 (+6.31%)
May 13, 2026
4w ago
Insider Cluster
NEUTRAL ★ 3/10
$20.75 $21.00▲ +1.20%▲ +1.34%$22.06 (+6.31%)
May 13, 2026
4w ago
Insider Cluster
NEUTRAL ★ 2/10
$20.75 $21.00▲ +1.20%▲ +1.34%$22.06 (+6.31%)
May 13, 2026
4w ago
Insider Cluster
NEUTRAL ★ 2/10
$20.75 $21.00▲ +1.20%▲ +1.34%$22.06 (+6.31%)
May 11, 2026
4w ago
8-K
NEUTRAL ★ 2/10
$21.05 $20.61▼ −2.09%▼ −2.00%$22.06 (+4.80%)
May 8, 2026
5w ago
Insider Cluster
NEUTRAL ★ 2/10
$21.63 $20.76▼ −4.02%▼ −5.49%$22.06 (+1.99%)
May 8, 2026
5w ago
Insider Cluster
NEUTRAL ★ 2/10
$21.63 $20.76▼ −4.02%▼ −5.49%$22.06 (+1.99%)
Apr 23, 2026
7w ago
8-K
NEUTRAL ★ 2/10
$22.71 $23.00▲ +1.26%▼ −0.22%$22.06 (−2.88%)
Showing 10 of 11

US Market Status

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