CUBB 8-K SEC Filing Analysis

Latest settled — T+20d

CUBB ▼ -2.86% at T+20d

NEUTRAL call ✗ call lost -2.86% · α vs SPY -6.88% · entry $22.95 → $22.29

Next anchor: T+60d in 6w

Currently $21.93 · -4.42% from $22.95 entry

Entry anchored
Apr 20, 12:25 PM ET
via Databento tick

T+1d

+0.39%

call +0.39% · α +0.22%

$23.03

settled 7w ago

T+5d

-0.98%

call -0.98% · α -1.89%

$22.72

settled 6w ago

T+20d

-2.86%

call -2.86% · α -6.88%

$22.29

settled 20d ago

T+60d

—

call — · α —

—

in 6w

Price Chart

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Executive Summary

Customers Bancorp reported Q1 2026 earnings with diluted EPS of $1.97, a 1.3% miss versus the prior quarter's $2.06, driven by a $13.1 million sequential decline in net interest income due to the sunsetting of discount accretion benefits. Despite the EPS miss, the bank delivered strong balance sheet growth with loans up 3.6% QoQ, deposits up 3.9%, and tangible book value per share increasing 16% YoY to $63.54, supported by positive operating leverage as core revenue grew 16% while core expenses rose only 9%.

Actionable Insight

Monitor the next earnings call for commentary on net interest margin sustainability and loan growth trajectory; the stock may react negatively to the EPS miss despite strong balance sheet growth, but the repurchase of shares at $68 could provide support near current levels.

Key Facts

Q1 2026 diluted EPS was $1.97, missing Q4 2025's $2.06 (GAAP) and $2.06 (core) by 1.3%
Net interest income decreased $13.1 million QoQ to $191.4 million due to the expected sunsetting of discount accretion from Q3/Q4 2025
Total loans increased $609 million (3.6% QoQ), and total deposits increased $814 million (3.9% QoQ) to $21.6 billion
Tangible book value per share increased 16% YoY to $63.54, with a 3% QoQ increase
The bank repurchased 621,668 shares at a weighted average price of $68.04 during the quarter

Financial Impact

Net interest income down $13.1 million QoQ, EPS down 1.3% QoQ, loans up $609 million QoQ, deposits up $814 million QoQ

epsnet_interest_incomeloan_growthdeposit_growthtangible_book_value

Risk Factors

Net interest income pressure from the sunsetting of discount accretion benefits
Potential for further margin compression if interest rates decline

Market Snapshot

Exchange

NYSE

Sector

State Commercial Banks

Analyst Consensus

71% bullish (17 analysts)

Documents Analyzed

This report is based on 7 SEC documents filed with EDGAR.

Document	Accession Number
8-K Filing (Primary)	0001488813-26-000062
Document: q126investorpresentation.htm	0001488813-26-000062
Document: cubi-20260423.htm	0001488813-26-000062
Document: 0001488813-26-000062-index-headers.html	0001488813-26-000062
Document: 0001488813-26-000062-index.html	0001488813-26-000062
Document: 0001488813-26-000062.txt	0001488813-26-000062
8-K Data (Synthetic)	0001488813-26-000062

4 reports for CUBB

T+1T+5T+20T+60

Track record builds as more directional reports settle.

Filters

Reports for CUBB — sortable, filterable
	Type				Now
May 28, 2026 12d ago	8-K NEUTRAL ★ 3/10	$22.27 $21.93	▼ −1.52%	▲ +0.98%	$21.93 (−1.53%)
May 27, 2026 13d ago	144 NEUTRAL ★ 4/10	$22.27 $22.08	▼ −0.85%	▼ −1.17%	$21.93 (−1.53%)
Apr 23, 2026 6w ago	8-K MIXED ★ 6/10	$22.95 $22.72	▼ −0.98%	▼ −1.89%	$21.93 (−4.42%)
Apr 15, 2026 7w ago	8-K BULLISH ★ 6/10	$22.58 $23.00	▲ +1.86%	▲ +0.88%	$21.93 (−2.88%)

US Market Status

Market Closed — Opens Thu (10h 55m)

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