COF CAPITAL ONE FINANCIAL CORP
Price Chart
Executive Summary
Capital One Financial Corporation released its monthly credit quality metrics for March 2026, detailing net charge-offs and delinquency rates for its credit card and auto loan portfolios. The data provides insight into the performance of its core lending segments but contains no forward-looking guidance or material changes in strategy.
Actionable Insight
Monitor upcoming earnings for commentary on credit trends, especially auto delinquency levels, which may signal broader consumer stress. Compare these metrics to prior months and peer banks for relative performance.
Key Facts
- Credit card net charge-offs were $1.065 billion (5.09% rate) on average loans of $250.871 billion as of March 31, 2026.
- Credit card 30+ day performing delinquencies were $9.395 billion (3.70% of period-end loans).
- Auto loan net charge-offs were $102 million (1.44% rate) on average loans of $85.134 billion.
- Auto loan 30+ day performing delinquencies were $3.609 billion (4.21% of period-end loans), with nonperforming loans at $475 million (0.55%).
Financial Impact
Credit card charge-off rate of 5.09% and auto delinquency rate of 4.21% reflect current portfolio performance; no material financial impact beyond ongoing credit trends.
Risk Factors
- Elevated auto loan delinquency rate (4.21%) could indicate consumer stress in that segment.
- Credit card charge-off rate above 5% may pressure future profitability if sustained.
Market Snapshot
Documents Analyzed
This report is based on 5 SEC documents filed with EDGAR.
| Document | Accession Number |
|---|---|
| 8-K Filing (Primary) | 0000927628-26-000040 |
| Exhibit: ex991march2026creditmetrics.htm | 0000927628-26-000040 |
| Document: 0000927628-26-000040-index-headers.html | 0000927628-26-000040 |
| Document: 0000927628-26-000040-index.html | 0000927628-26-000040 |
| Document: 0000927628-26-000040.txt | 0000927628-26-000040 |
Filters
| Type | Now | ||||
|---|---|---|---|---|---|
|
Jun 11, 2026
1d ago
|
Institutional Cluster
| $176.06 awaiting T+5 | awaiting T+5 | — | $184.73 (+4.92%) |
|
May 29, 2026
15d ago
|
Court Ruling
| $187.93 $177.62 | ▼ −5.49% | ▼ −5.19% | $184.73 (−1.70%) |
|
Apr 21, 2026
7w ago
|
8-K
| $16.31 $16.08 | ▼ −1.38% | ▼ −1.44% | $184.73 (+1032.62%) |
|
Apr 21, 2026
7w ago
|
8-K
| $16.31 $16.08 | ▼ −1.38% | ▼ −1.44% | $184.73 (+1032.62%) |
|
Apr 20, 2026
7w ago
|
Court Ruling
| $205.71 $194.11 | ▼ −5.64% | ▼ −6.55% | $184.73 (−10.20%) |
|
Apr 8, 2026
9w ago
|
Court Ruling
| $192.46 $202.98 | ▲ +5.47% | ▲ +1.95% | $184.73 (−4.02%) |
|
Mar 25, 2026
11w ago
|
DEFA14A
| $182.12 $181.92 | ▼ −0.11% | ▼ −1.74% | $184.73 (+1.43%) |
|
Mar 16, 2026
12w ago
|
8-K
| $180.77 $184.00 | ▲ +1.79% | ▲ +3.83% | $184.73 (+2.19%) |
|
Feb 24, 2026
15w ago
|
Insider Cluster
| $196.56 $193.73 | ▲ +1.44% | ▲ +0.41% | $184.73 (+6.02%) |
|
Feb 24, 2026
15w ago
|
Insider Cluster
| $196.56 $193.73 | ▼ −1.44% | ▼ −0.41% | $184.73 (−6.02%) |
US Market Status
Subscribe to SecBot
Get Real-Time SEC Filing Intelligence
Comprehensive SEC filing analysis delivered the moment filings hit EDGAR. Sentiment scoring, impact analysis, and actionable insights for every material event.
Try SecBot Free Coming soon: SecBot Pro with alerts, watchlists, and API access