COF CAPITAL ONE FINANCIAL CORP
Price Chart
Executive Summary
Capital One reported Q1 2026 net income of $2.17 billion, or $3.34 per diluted share, with adjusted EPS of $4.42 per share. Total net revenue was $15.23 billion, down 2% sequentially, while pre-provision earnings increased 8% to $6.8 billion. The Discover integration continues to progress, and credit performance remains solid.
Actionable Insight
The 8% increase in pre-provision earnings and solid credit performance suggest underlying strength despite margin compression. Traders should monitor Discover integration costs and net interest margin trends in upcoming quarters.
Key Facts
- Q1 2026 net income: $2.17 billion, or $3.34 per diluted share
- Adjusted EPS: $4.42 per share (non-GAAP)
- Total net revenue: $15.23 billion, down 2% QoQ
- Pre-provision earnings: $6.8 billion, up 8% QoQ
- Provision for credit losses: $4.07 billion
- Net interest margin: 7.87%, down 39 bps QoQ
- Common equity Tier 1 capital ratio: 14.4%
Financial Impact
$2.17 billion net income, $15.23 billion revenue
Risk Factors
- Net interest margin declined 39 bps sequentially to 7.87%
- Net charge-offs remain elevated at $3.85 billion
- Discover integration expenses and amortization continue to impact GAAP earnings
Market Snapshot
Documents Analyzed
This report is based on 7 SEC documents filed with EDGAR.
| Document | Accession Number |
|---|---|
| 8-K Filing (Primary) | 0000927628-26-000039 |
| Exhibit: ex991q12026earningsrelease.htm | 0000927628-26-000039 |
| Document: cof-20260421.htm | 0000927628-26-000039 |
| Document: 0000927628-26-000039-index-headers.html | 0000927628-26-000039 |
| Document: 0000927628-26-000039-index.html | 0000927628-26-000039 |
| Document: 0000927628-26-000039.txt | 0000927628-26-000039 |
| 8-K Data (Synthetic) | 0000927628-26-000039 |
Track record builds as more directional reports settle.
Filters
| Type | Now | ||||
|---|---|---|---|---|---|
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Jun 11, 2026
1d ago
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Institutional Cluster
| $176.06 awaiting T+5 | awaiting T+5 | — | $184.73 (+4.92%) |
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May 29, 2026
15d ago
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Court Ruling
| $187.93 $177.62 | ▼ −5.49% | ▼ −5.19% | $184.73 (−1.70%) |
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Apr 21, 2026
7w ago
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8-K
| $16.31 $16.08 | ▼ −1.38% | ▼ −1.44% | $184.73 (+1032.62%) |
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Apr 21, 2026
7w ago
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8-K
| $16.31 $16.08 | ▼ −1.38% | ▼ −1.44% | $184.73 (+1032.62%) |
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Apr 20, 2026
7w ago
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Court Ruling
| $205.71 $194.11 | ▼ −5.64% | ▼ −6.55% | $184.73 (−10.20%) |
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Apr 8, 2026
9w ago
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Court Ruling
| $192.46 $202.98 | ▲ +5.47% | ▲ +1.95% | $184.73 (−4.02%) |
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Mar 25, 2026
11w ago
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DEFA14A
| $182.12 $181.92 | ▼ −0.11% | ▼ −1.74% | $184.73 (+1.43%) |
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Mar 16, 2026
12w ago
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8-K
| $180.77 $184.00 | ▲ +1.79% | ▲ +3.83% | $184.73 (+2.19%) |
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Feb 24, 2026
15w ago
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Insider Cluster
| $196.56 $193.73 | ▲ +1.44% | ▲ +0.41% | $184.73 (+6.02%) |
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Feb 24, 2026
15w ago
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Insider Cluster
| $196.56 $193.73 | ▼ −1.44% | ▼ −0.41% | $184.73 (−6.02%) |
US Market Status
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