CIVB CIVISTA BANCSHARES, INC.

NEUTRAL Impact: 3/10 8-K
Horizon days Filed Jun 1, 2026 Processed 5d 1h ago SEC 0001193125-26-251688
8-K context-dependent: Items 7.01

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Executive Summary

Civista Bancshares filed an 8-K furnishing its Q1 2026 investor presentation for an upcoming conference. The presentation highlights strong Q1 results: net income of $15.0M (up 47% YoY), NIM expansion of 34 bps YoY to 3.85%, and record quarterly NII of $37.8M. The filing is a routine Regulation FD disclosure with no new material information beyond what was previously reported.

Actionable Insight

Routine investor presentation filing with no new material information. Monitor the conference on June 2 for any incremental commentary on loan growth, deposit costs, or M&A pipeline that could move the stock.

Key Facts

  • Filed 8-K under Item 7.01 to furnish Q1 2026 investor presentation for Performance Trust Capital Connect Conference on June 2, 2026
  • Q1 2026 net income of $15.0M vs $10.2M in Q1 2025 (up 47% YoY)
  • Net interest margin expanded 34 bps YoY to 3.85%
  • Record quarterly net interest income of $37.8M (up 16% YoY)
  • Total assets of $4.30B, total deposits of $3.50B, gross loans & leases of $3.23B
  • Tangible book value per share increased $2.66 YoY to $19.70
  • Dividend payout ratio of 24.9%, dividend yield of 3.16%
  • Price to tangible book value of 1.16x, below peer median of ~1.46x
  • Completed FSB acquisition in November 2025 adding $268M in assets

Financial Impact

No new financial guidance or material changes; Q1 2026 results already previously reported

Risk Factors

  • No new forward guidance or material updates provided in this filing
  • Investor presentation contains forward-looking statements subject to known risks

Market Snapshot

Exchange
Nasdaq
Sector
State Commercial Banks
Analyst Consensus
67% bullish (12 analysts)

Documents Analyzed

This report is based on 5 SEC documents filed with EDGAR.

DocumentAccession Number
8-K Filing (Primary)0001193125-26-251688
Document: civb-ex99_1.htm0001193125-26-251688
Document: 0001193125-26-251688-index-headers.html0001193125-26-251688
Document: 0001193125-26-251688-index.html0001193125-26-251688
Document: 0001193125-26-251688.txt0001193125-26-251688
5 reports for CIVB
Performance horizon

Track record builds as more directional reports settle.

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Reports for CIVB — sortable, filterable
Type Now
Jun 1, 2026
5d ago
8-K
NEUTRAL ★ 3/10
awaiting T+20
May 19, 2026
18d ago
8-K
NEUTRAL ★ 3/10
awaiting T+20
Apr 22, 2026
6w ago
8-K
BULLISH ★ 7/10
$24.40 $24.81▲ +1.68%▼ −1.49%$26.41 (+8.24%)
Apr 7, 2026
8w ago
DEFA14A
NEUTRAL ★ 3/10
$23.53 $24.91▲ +5.88%▼ −2.67%$26.41 (+12.25%)
Mar 20, 2026
11w ago
8-K
NEUTRAL ★ 3/10
$21.69 $24.28▲ +11.94%▲ +2.62%$26.41 (+21.76%)
Showing 5 of 5

US Market Status

Market Closed — Opens Mon (14h 47m)

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