CI Cigna Group

BULLISH Impact: 7/10 8-K
Horizon days Filed Apr 30, 2026 Processed 1mo ago SEC 0001140361-26-017971
8-K Item 2.02: Earnings release
Latest settled — T+20d
CI ▼ -4.50% at T+20d
LONG call ✗ call lost -4.50% · α vs SPY -9.73% · entry $290.33 → $277.25
Next anchor: T+60d in 6w
Last close $298.00 (close Jun 12) · +2.64% from $290.33 entry
Entry anchored
Apr 30, 2026
via day open
T+1d
-2.79%
call -2.79% · α -3.01%
$282.24
settled 6w ago
T+5d
-2.30%
call -2.30% · α -4.03%
$283.65
settled 6w ago
T+20d
-4.50%
call -4.50% · α -9.73%
$277.25
settled 17d ago
T+60d
call — · α —
in 6w

Price Chart

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Executive Summary

Cigna Group reported strong Q1 2026 results with adjusted EPS of $7.79, beating the $7.62 consensus by 2.2%, and total revenue of $68.5B (+5% YoY). The company raised its full-year 2026 adjusted EPS outlook to at least $30.35 (from at least $30.25), driven by strong performance in Cigna Healthcare (pre-tax income +18% YoY) and improved operating efficiency, partially offset by a 28% decline in Pharmacy Benefit Services operating income.

Actionable Insight

The beat-and-raise quarter with improving margins and strong Cigna Healthcare performance supports a bullish read-through. Monitor the Pharmacy Benefit Services margin trajectory and the impact of expected client transitions on Evernorth's profitability. The raised guidance (+$0.10) is modest but signals confidence in the diversified portfolio.

Key Facts

  • Q1 2026 adjusted EPS $7.79 vs consensus $7.62 (beat by 2.2%)
  • Q1 2026 total revenue $68.5B, +5% YoY
  • Full-year 2026 adjusted EPS guidance raised to at least $30.35 (from at least $30.25)
  • Cigna Healthcare pre-tax adjusted income +18% YoY to $1.514B
  • Cigna Healthcare MCR improved to 79.8% from 82.2% YoY
  • Evernorth Health Services adjusted revenue +9% YoY, but pre-tax income only +2%
  • Pharmacy Benefit Services pre-tax income -28% YoY due to lower contributions from large clients
  • SG&A expense ratio improved to 5.4% from 6.4% YoY (adjusted 4.8% from 5.8%)
  • Debt-to-capitalization ratio improved to 42.3% from 43.0% at year-end 2025
  • Total medical customers increased 1% from Dec 2025 to 18.3M

Financial Impact

Q1 2026 adjusted EPS $7.79 vs $7.62 consensus; revenue $68.5B vs $66.2B consensus; guidance raised by $0.10 to at least $30.35

epsrevenueguidanceoperating incomemedical care ratio

Risk Factors

  • Pharmacy Benefit Services pre-tax income declined 28% YoY, indicating competitive pressure in PBM
  • Total pharmacy customers decreased 2% from Dec 2025, reflecting expected client transitions
  • Cigna Healthcare adjusted revenue declined 21% YoY (though +8% ex-HCSC divestiture)
  • Full-year guidance raise of only $0.10 suggests limited upside conviction

Market Snapshot

Exchange
NYSE
Sector
Hospital & Medical Service Plans
Analyst Consensus
85% bullish (34 analysts)

Documents Analyzed

This report is based on 6 SEC documents filed with EDGAR.

DocumentAccession Number
8-K Filing (Primary)0001140361-26-017971
Document: ef20071317_8k.htm0001140361-26-017971
Document: 0001140361-26-017971-index-headers.html0001140361-26-017971
Document: 0001140361-26-017971-index.html0001140361-26-017971
Document: 0001140361-26-017971.txt0001140361-26-017971
8-K Data (Synthetic)0001140361-26-017971
5 reports for CI
Performance horizon
Filters
Rows
Reports for CI — sortable, filterable
Type Now
May 13, 2026
4w ago
8-K
NEUTRAL ★ 3/10
$300.42 $291.28▼ −3.04%▼ −1.88%$298.00 (−0.80%)
Apr 30, 2026
6w ago
8-K
BULLISH ★ 7/10
$290.33 $283.65▼ −2.30%▼ −4.03%$298.00 (+2.64%)
Apr 24, 2026
7w ago
Court Ruling
NEUTRAL ★ 3/10
$275.24 $290.58▲ +5.57%▲ +4.67%$298.00 (+8.27%)
Mar 13, 2026
13w ago
DEFA14A
NEUTRAL ★ 3/10
$268.31 $261.49▼ −2.54%▼ −0.50%$298.00 (+11.07%)
Feb 27, 2026
15w ago
8-K
NEUTRAL ★ 4/10
$289.40 $271.04▼ −6.34%▼ −4.36%$298.00 (+2.97%)
Showing 5 of 5

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