CBKM CONSUMERS BANCORP INC /OH/
Price Chart
Executive Summary
Consumers Bancorp reported strong Q3 FY2026 earnings with net income up 52.2% YoY to $2.8 million and EPS of $0.90, driven by higher net interest income and improved asset quality. Loan and deposit growth remained robust.
Actionable Insight
The significant earnings beat and improving credit quality suggest strong execution; monitor loan growth sustainability and margin trajectory in the next quarter as the bank benefits from higher yields and balance sheet optimization.
Key Facts
- Q3 net income increased 52.2% YoY to $2.8 million, EPS rose to $0.90 from $0.59
- Net interest income grew 18.2% YoY to $10.1 million with net interest margin expanding to 3.53%
- Total loans increased by $90.6 million (annualized 14.9%) from June 30, 2025
- Non-performing loans to total loans improved to 0.06% from 0.09% in prior year
- Total deposits grew by $73.1 million (annualized 9.4%)
Financial Impact
Net income increased by $966 thousand (52.2%) compared to the same period last year
Risk Factors
- Potential margin compression if interest rates remain steady or rise further
- Credit quality deterioration in commercial real estate portfolio
- Slower loan growth than expected due to competitive pressures
Market Snapshot
Documents Analyzed
This report is based on 6 SEC documents filed with EDGAR.
| Document | Accession Number |
|---|---|
| 8-K Filing (Primary) | 0001437749-26-012779 |
| Document: cbkm20260417_8k.htm | 0001437749-26-012779 |
| Document: 0001437749-26-012779-index-headers.html | 0001437749-26-012779 |
| Document: 0001437749-26-012779-index.html | 0001437749-26-012779 |
| Document: 0001437749-26-012779.txt | 0001437749-26-012779 |
| 8-K Data (Synthetic) | 0001437749-26-012779 |
Track record builds as more directional reports settle.
Filters
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May 21, 2026
19d ago
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Insider Cluster
| $26.82 $27.45 | ▲ +2.35% | ▲ +0.75% | $28.00 (+4.40%) |
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May 7, 2026
4w ago
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Insider Cluster
| $27.24 $27.25 | ▲ +0.04% | ▼ −1.47% | $28.00 (+2.79%) |
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Apr 20, 2026
7w ago
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8-K
| $26.18 $26.99 | ▲ +3.09% | ▲ +2.18% | $28.00 (+6.95%) |
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Mar 13, 2026
12w ago
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Insider Cluster
| $25.85 $24.50 | ▼ −5.22% | ▼ −3.07% | $28.00 (+8.32%) |
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Mar 13, 2026
12w ago
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Insider Cluster
| $25.97 $25.48 | ▼ −1.89% | ▼ −1.17% | $28.00 (+7.82%) |
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Mar 13, 2026
12w ago
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Insider Cluster
| $25.90 $25.83 | ▼ −0.27% | ▲ +1.77% | $28.00 (+8.11%) |
US Market Status
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