CARG CarGurus, Inc.

NEUTRAL Impact: 2/10 ANALYST-UPGRADE
Processed 24d 8h ago SEC analyst-CARG-jmpsecur-20240607
4 firms acted on CARG: Gordon Haskett, JMP Securities, JP Morgan, JMP Securities
Final — all horizons settled through T+60d
CARG ▲ +7.22% at T+60d
NEUTRAL call ✓ call won +7.22% · α vs SPY +4.06% · entry $26.19 → $28.08
Last close $27.51 (close Jun 8) · +5.04% from $26.19 entry
Entry anchored
Jun 7, 11:30 AM ET
via Databento tick
T+1d
-0.80%
call -0.80% · α -1.10%
$25.98
settled 24mo ago
T+5d
-2.94%
call -2.94% · α -4.57%
$25.42
settled 24mo ago
T+20d
-4.62%
call -4.62% · α -8.69%
$24.98
settled 23mo ago
T+60d
+7.22%
call +7.22% · α +4.06%
$28.08
settled 21mo ago

Price Chart

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Executive Summary

JMP Securities upgraded CARG to Market Outperform from Market Perform on June 7, 2024, with a $30 price target — essentially in-line with the current $30.04 price. The call is part of a cluster of 4 firms acting on CARG, but JMP is the only one upgrading. Consensus is heavily bullish: 13 Buy/Strong Buy vs 7 Hold, 0 Sell. The mean target is $37.09, implying 23% upside. JMP has a 70% accuracy rate on 10 calls with a 13.8% average return, ranking as a top-tier firm on this name. EPS revisions are mixed but slightly positive: 4 up vs 2 down over 30 days for the current fiscal year. Insider sales in April 2026 (C-suite selling ~$430K total) are a weak bearish signal, but institutional buying is strong — Morgan Stanley added 25.8% and Bank of America added 28.9%. Short interest is elevated at 65% of float, a potential squeeze catalyst. Bottom line: a low-conviction upgrade from a decent firm, but the stock is already at the PT and the cluster action is tepid. Traders should wait for a pullback or a higher PT before acting.

Impact Score

Base Score
2/7
LLM Adjustment
+0
Final Score
2/10

Consensus & Targets

Buy / Strong Buy
13 (65%)
Hold
7
Sell / Strong Sell
0
Total Analysts
11
Mean PT
$37.09
Median PT
$37.00
High PT
$43.00
Low PT
$32.00
Current Price
$30.04
Implied Upside
+23.5%

Consensus is bullish: 6 Strong Buy, 7 Buy, 7 Hold, 0 Sell, 0 Strong Sell (20 analysts total). The majority (65%) are Buy/Strong Buy, with 35% at Hold. No bearish voices. JMP's upgrade from Market Perform to Market Outperform moves them from the Hold camp to the Buy camp, aligning with the bullish consensus.

Current price: $30.04. Mean target: $37.09 (implied upside +23.5%). Median: $37.00. High: $43 (Needham). Low: $32 (DA Davidson). JMP's $30 PT is the lowest among all analysts and is below the current price — effectively a neutral call. This is a contrarian low target relative to consensus.

Recent Analyst Activity

DateFirmActionRatingPrice Target
2026-05-11 RBC Capital maintain Outperform $35.00
2026-05-08 UBS maintain Neutral $37.00
2026-05-08 JP Morgan maintain Neutral $38.00
2026-05-08 Needham maintain Buy $43.00
2026-02-24 Oppenheimer maintain Outperform $38.00
2026-02-20 RBC Capital maintain Outperform $34.00
2026-02-20 DA Davidson maintain Neutral $33.50
2026-02-20 BTIG maintain Buy $37.00
2026-02-05 Needham maintain Buy $37.00
2025-12-30 BTIG maintain Buy $44.00

30-day analyst activity: 0 upgrades, 0 downgrades. EPS revisions: mixed but slightly positive. For the current fiscal year (0y), 4 revisions up vs 2 down over 30 days. For next fiscal year (+1y), 4 up vs 2 down. The current quarter (0q) saw 4 up vs 1 down. Estimates are being revised higher modestly, supporting the bullish consensus but not strongly.

Firm Track Record — JMP Securities

JMP Securities accuracy: 53% on 1750 calls | avg return: 5.9%

Industry benchmark: mean 51% ± 11%. Top tier: ≥61% (mean + 1σ). Based on 11 firms with ≥5 scored calls.

FirmAccuracyCallsAvg Returnvs Average
DA Davidson 100% 3/3 25.3% top tier
B. Riley Securities 100% 2/2 18.7% top tier
Oppenheimer 100% 4/4 15% top tier
UBS 75% 3/4 11.2% top tier
RBC Capital 75% 3/4 10.4% top tier
Needham 71% 5/7 4.9% top tier
JMP Securities 70% 7/10 13.8% top tier
JP Morgan 67% 4/6 12.3% top tier
Citigroup 67% 2/3 8.7% top tier
BTIG 67% 2/3 16.2% top tier

JMP Securities has a 70% accuracy rate on 10 calls on CARG with a 13.8% average return — top-tier on this name. Best-performing firms: DA Davidson (100% on 3 calls, +25.3% avg return), B. Riley (100% on 2, +18.7%), Oppenheimer (100% on 4, +15%). Worst: Jefferies (33% on 3, +0.5%). JMP's upgrade is from a strong firm, but the PT is the lowest — suggesting limited conviction on upside.

Earnings Estimates

PeriodEPS Est.EPS RangeRevenueRevisions (7d)
+1y $2.90 $2.69 — $3.06 $1.1B ↑4 ↓0
0q $0.61 $0.59 — $0.64 $250.1M ↑4 ↓0
+1q $0.63 $0.59 — $0.66 $257.4M ↑3 ↓0
0y $2.50 $2.36 — $2.58 $1.0B ↑4 ↓0

Cross-Platform Signals

Insider Trades (90d)
0 buys / 4 sells
Institutional
FMR LLC — add (61.5%)
Institutional
MORGAN STANLEY — add (25.8%)
Institutional
BANK OF AMERICA CORP /DE/ — add (28.9%)
Short Interest
Short: 426,004 | Exempt: 1,318 | TRF Vol: 655,759 | Short Ratio: 65.0% | Off-exchange volume (dark pool + OTC)

Insider trades: 4 sales in April 2026 totaling ~$431K from C-suite (Sarnoff Dafna, Quinn Matthew Todd, Hanson Jennifer Ladd). These are routine sales (not clustered, moderate size) — weak bearish signal per academic literature. Institutional changes: strong buying — Morgan Stanley added 25.8% ($43.6M), Bank of America added 28.9% ($17.8M), FMR added 61.5% ($1.2M), Norges Bank new position ($4M). Renaissance trimmed 35.7% ($12.2M). Short interest: 65% of float (426K shares short) — extremely high, a potential squeeze catalyst. The institutional buying and high short interest converge with the bullish analyst consensus, but insider sales diverge weakly.

Actionable Insight

This is a low-conviction upgrade from a good firm — the PT is at the current price, so no immediate upside. The high short interest (65%) and strong institutional buying create a squeeze setup, but the analyst signal alone is not a trigger. Wait for a higher PT or a pullback before entering.

Documents Analyzed

Report based on filing metadata.

6 reports for CARG
Performance horizon
Filters
Rows
Reports for CARG — sortable, filterable
Type Now
May 28, 2026
12d ago
ANALYST-UPGRADE
MIXED ★ 2/10
$30.35 $27.25▼ −10.21%▼ −10.17%$27.51 (−9.36%)
May 16, 2026
24d ago
ANALYST-UPGRADE
NEUTRAL ★ 2/10
$26.19 $25.42▼ −2.94%▼ −4.57%$27.51 (+5.04%)
Apr 22, 2026
6w ago
DEFA14A
NEUTRAL ★ 3/10
$37.48 $36.67▼ −2.16%▼ −3.64%$27.51 (−26.60%)
Apr 20, 2026
7w ago
Press Release
NEUTRAL ★ 3/10
$37.86 $36.95▼ −2.40%▼ −3.49%$27.51 (−27.34%)
Apr 16, 2026
7w ago
ANALYST-UPGRADE
MIXED ★ 1/10
$36.21 $37.48▲ +3.51%▲ +2.52%$27.51 (−24.03%)
Apr 2, 2026
9w ago
144
NEUTRAL ★ 3/10
$33.33 $34.15▲ +2.46%▼ −1.16%$27.51 (−17.46%)
Showing 6 of 6

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