CACC CLUSTER SEC Filing Analysis

Latest settled — T+20d ⚠ clustered

CACC ▲ +1.17% at T+20d

NEUTRAL call ✓ call won +1.17% · α vs SPY -1.61% · entry $535.32 → $541.58

Next anchor: T+60d in 7w

Currently $548.15 · +2.40% from $535.32 entry

Entry anchored
May 5, 03:59 PM ET
via Databento tick

T+1d

-3.12%

call -3.12% · α -2.79%

$518.60

settled 5w ago

T+5d

-1.61%

call -1.61% · α -2.74%

$526.72

settled 5w ago

T+20d

+1.17%

call +1.17% · α -1.61%

$541.58

settled 10d ago

T+60d

—

call — · α —

—

in 7w

Price Chart

Loading chart...

Executive Summary

Three insiders at Credit Acceptance Corp (CFO, COO, Director) collectively sold ~$4.99M worth of shares on May 6, 2026, following the company's mixed Q1 2026 earnings release. The sales are small relative to CACC's $5.5B market cap (~0.09%) and appear to be routine option-exercise-and-sell transactions. No material bearish signal.

Key Financial Metrics

Direction

selling

Total Value

$5.0M

Insiders

3

Actionable Insight

The insider sales are routine and insignificant relative to company size. No immediate action warranted; monitor for any unexpected changes in insider trading patterns or company guidance.

Key Facts

Three insiders sold shares on May 6, 2026, totaling ~$4.99M.
Sales came after the company reported mixed Q1 2026 earnings on May 5.
CFO sold 1,047 shares at $550.30; COO sold 4,000 shares at $550; Director sold 4,000 shares at $554.
Total sales represent only ~0.09% of CACC's $5.5B market cap.
All three insiders exercised stock options at $333.94 or $0 concurrently with the sales.

Financial Impact

Total insider sales of ~$4.99M, or 0.09% of market cap, are immaterial.

Risk Factors

Insider selling clusters can sometimes precede negative news, but the dollar amount here is too small to be predictive.
Q1 earnings showed declining loan volumes, which could pressure future revenue.

Market Snapshot

Exchange

Nasdaq

Sector

Personal Credit Institutions

Analyst Consensus

0% bullish (8 analysts)

Documents Analyzed

This report is based on 1 SEC document filed with EDGAR.

Document	Accession Number
CLUSTER Data (Synthetic)	cluster-CACC-1778270751197

19 reports for CACC

T+1T+5T+20T+60

Track record builds as more directional reports settle.

Filters

Reports for CACC — sortable, filterable
	Type				Now
Jun 10, 2026 2d ago	8-K NEUTRAL ★ 3/10	$556.89 awaiting T+1	awaiting T+1	—	$548.15 (−1.57%)
Jun 10, 2026 2d ago	Insider Cluster NEUTRAL ★ 2/10	$556.89 awaiting T+1	awaiting T+1	—	$548.15 (−1.57%)
Jun 10, 2026 2d ago	Insider Cluster NEUTRAL ★ 2/10	$556.89 awaiting T+1	awaiting T+1	—	$548.15 (−1.57%)
Jun 2, 2026 10d ago	Insider Cluster NEUTRAL ★ 4/10	$537.49 $545.41	▲ +1.47%	▲ +1.07%	$548.15 (+1.98%)
May 20, 2026 23d ago	Insider Cluster NEUTRAL ★ 2/10	$544.66 $545.07	▲ +0.08%	▼ −0.37%	$548.15 (+0.64%)
May 20, 2026 23d ago	Insider Cluster NEUTRAL ★ 4/10	$544.66 $545.07	▲ +0.08%	▼ −0.37%	$548.15 (+0.64%)
May 6, 2026 5w ago	Insider Cluster NEUTRAL ★ 4/10	$535.32 $518.60	▼ −3.12%	▼ −2.79%	$548.15 (+2.40%)
May 6, 2026 5w ago	Insider Cluster NEUTRAL ★ 4/10	$535.32 $518.60	▼ −3.12%	▼ −2.79%	$548.15 (+2.40%)
May 6, 2026 5w ago	Insider Cluster NEUTRAL ★ 3/10	$535.32 $518.60	▼ −3.12%	▼ −2.79%	$548.15 (+2.40%)
May 5, 2026 5w ago	8-K MIXED ★ 5/10	$535.32 $518.60	▼ −3.12%	▼ −2.79%	$548.15 (+2.40%)

US Market Status

Market Closed — Opens Mon (48h 51m)

Get Real-Time SEC Filing Intelligence

Comprehensive SEC filing analysis delivered the moment filings hit EDGAR. Sentiment scoring, impact analysis, and actionable insights for every material event.

Try SecBot Free Coming soon: SecBot Pro with alerts, watchlists, and API access