CACC CREDIT ACCEPTANCE CORP

NEUTRAL Impact: 2/10 Insider Cluster (5 insiders)
Horizon weeks Filed May 20, 2026 Processed 23d 17h ago
Insider cluster: 5 insiders, $3.7M total
Latest settled — T+5d ⚠ clustered
CACC ▲ +4.54% at T+5d
NEUTRAL call ✓ call won +4.54% · α vs SPY +2.69% · entry $544.66 → $569.38
Next anchor: T+20d in 5d
Currently $548.15 · +0.64% from $544.66 entry
Entry anchored
May 20, 2026
via day open
T+1d
+0.08%
call +0.08% · α -0.37%
$545.07
settled 23d ago
T+5d
+4.54%
call +4.54% · α +2.69%
$569.38
settled 16d ago
T+20d
call — · α —
in 5d
T+60d
call — · α —
in 2mo

Price Chart

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Executive Summary

Five insiders at Credit Acceptance Corp sold a total of ~$3.66M in open-market shares over May 14-18, 2026, following a routine securitization filing. The sales represent <0.1% of market cap and are largely tied to option exercises, suggesting liquidity-driven portfolio rebalancing rather than a negative signal.

Key Financial Metrics

Direction
selling
Total Value
$3.7M
Insiders
5

Actionable Insight

The insider selling is routine and quantitatively insignificant. Monitor upcoming quarterly earnings for any fundamental changes, but this cluster alone does not warrant action.

Key Facts

  • Multiple C-suite executives and a director sold shares, but total open-market sales were only ~$3.66M (0.064% of $5.7B market cap).
  • Sales cluster occurred after the May 5, 2026 securitization agreement (Credit Acceptance Auto Loan Trust 2026-1), a routine financing transaction.
  • Most sales were accompanied by option exercises at $333.94/share, typical of tax withholding or diversification strategies.

Financial Impact

Insider sales of ~$3.66M, negligible relative to $5.7B market cap

insider ownershipfloat

Market Snapshot

Exchange
Nasdaq
Sector
Personal Credit Institutions
Analyst Consensus
0% bullish (8 analysts)

Documents Analyzed

This report is based on 1 SEC document filed with EDGAR.

DocumentAccession Number
CLUSTER Data (Synthetic)cluster-CACC-1779307649921
19 reports for CACC
Performance horizon

Track record builds as more directional reports settle.

Filters
Rows
Reports for CACC — sortable, filterable
Type Now
Jun 10, 2026
2d ago
8-K
NEUTRAL ★ 3/10
$556.89 awaiting T+1awaiting T+1$548.15 (−1.57%)
Jun 10, 2026
2d ago
Insider Cluster
NEUTRAL ★ 2/10
$556.89 awaiting T+1awaiting T+1$548.15 (−1.57%)
Jun 10, 2026
2d ago
Insider Cluster
NEUTRAL ★ 2/10
$556.89 awaiting T+1awaiting T+1$548.15 (−1.57%)
Jun 2, 2026
10d ago
Insider Cluster
NEUTRAL ★ 4/10
$537.49 $545.41▲ +1.47%▲ +1.07%$548.15 (+1.98%)
May 20, 2026
23d ago
Insider Cluster
NEUTRAL ★ 2/10
$544.66 $545.07▲ +0.08%▼ −0.37%$548.15 (+0.64%)
May 20, 2026
23d ago
Insider Cluster
NEUTRAL ★ 4/10
$544.66 $545.07▲ +0.08%▼ −0.37%$548.15 (+0.64%)
May 6, 2026
5w ago
Insider Cluster
NEUTRAL ★ 4/10
$535.32 $518.60▼ −3.12%▼ −2.79%$548.15 (+2.40%)
May 6, 2026
5w ago
Insider Cluster
NEUTRAL ★ 4/10
$535.32 $518.60▼ −3.12%▼ −2.79%$548.15 (+2.40%)
May 6, 2026
5w ago
Insider Cluster
NEUTRAL ★ 3/10
$535.32 $518.60▼ −3.12%▼ −2.79%$548.15 (+2.40%)
May 5, 2026
5w ago
8-K
MIXED ★ 5/10
$535.32 $518.60▼ −3.12%▼ −2.79%$548.15 (+2.40%)
Showing 10 of 19

US Market Status

Market Closed — Opens Mon (48h 12m)

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