CACC CREDIT ACCEPTANCE CORP

NEUTRAL Impact: 4/10 Insider Cluster (2 insiders)
Horizon weeks Filed May 20, 2026 Processed 20d 6h ago
Insider cluster: 2 insiders, $2.6M total
Latest settled — T+5d ⚠ clustered
CACC ▲ +4.54% at T+5d
NEUTRAL call ✓ call won +4.54% · α vs SPY +2.69% · entry $544.66 → $569.38
Next anchor: T+20d in 8d
Currently $569.32 · +4.53% from $544.66 entry
Entry anchored
May 20, 2026
via day open
T+1d
+0.08%
call +0.08% · α -0.37%
$545.07
settled 20d ago
T+5d
+4.54%
call +4.54% · α +2.69%
$569.38
settled 13d ago
T+20d
call — · α —
in 8d
T+60d
call — · α —
in 2mo

Price Chart

Loading chart...

Executive Summary

Two insiders at Credit Acceptance Corp. sold a total of ~$5.94M in shares over a week, including Director Kenneth Booth and Chief Legal Officer Erin Kerber. The sales represent about 0.1% of market cap and occurred after the company filed a routine securitization agreement (Credit Acceptance Auto Loan Trust 2026-1).

Key Financial Metrics

Direction
selling
Total Value
$5.9M
Insiders
2

Actionable Insight

Insider sales are small relative to market cap and likely driven by option exercise and portfolio diversification. The securitization filing is routine for CACC's funding model. No strong bearish signal; monitor for any earnings or credit quality updates.

Key Facts

  • Director Kenneth Booth sold 10,000 shares ($5.52M) on May 14, 18, and 19.
  • CLO Erin Kerber sold 755 shares ($415K) on May 18.
  • Total open-market sales: ~$5.94M (0.1% of $5.7B market cap).
  • Sales followed an 8-K filing on May 5, 2026, for a securitization trust agreement.
  • Booth exercised derivative securities at $333.94/share, selling at ~$554/share.

Financial Impact

~$5.94M in insider sales; ~0.1% of market cap.

stock priceinsider ownership

Risk Factors

  • Continued insider selling could indicate management concern about future performance.
  • Consumer credit environment may pressure CACC's loan portfolio.

Market Snapshot

Exchange
Nasdaq
Sector
Personal Credit Institutions
Analyst Consensus
0% bullish (8 analysts)

Documents Analyzed

This report is based on 1 SEC document filed with EDGAR.

DocumentAccession Number
CLUSTER Data (Synthetic)cluster-CACC-1779307527700
16 reports for CACC
Performance horizon

Track record builds as more directional reports settle.

Filters
Rows
Reports for CACC — sortable, filterable
Type Now
Jun 2, 2026
7d ago
Insider Cluster
NEUTRAL ★ 4/10
$537.49 $545.41▲ +1.47%▲ +1.07%$569.32 (+5.92%)
May 20, 2026
20d ago
Insider Cluster
NEUTRAL ★ 2/10
$544.66 $545.07▲ +0.08%▼ −0.37%$569.32 (+4.53%)
May 20, 2026
20d ago
Insider Cluster
NEUTRAL ★ 4/10
$544.66 $545.07▲ +0.08%▼ −0.37%$569.32 (+4.53%)
May 6, 2026
5w ago
Insider Cluster
NEUTRAL ★ 4/10
$535.32 $518.60▼ −3.12%▼ −2.79%$569.32 (+6.35%)
May 6, 2026
5w ago
Insider Cluster
NEUTRAL ★ 4/10
$535.32 $518.60▼ −3.12%▼ −2.79%$569.32 (+6.35%)
May 6, 2026
5w ago
Insider Cluster
NEUTRAL ★ 3/10
$535.32 $518.60▼ −3.12%▼ −2.79%$569.32 (+6.35%)
May 5, 2026
5w ago
8-K
MIXED ★ 5/10
$535.32 $518.60▼ −3.12%▼ −2.79%$569.32 (+6.35%)
May 4, 2026
5w ago
Court Ruling
NEUTRAL ★ 2/10
$503.61 $522.75▲ +3.80%▲ +3.01%$569.32 (+13.05%)
Apr 28, 2026
6w ago
Press Release
NEUTRAL ★ 2/10
$497.19 $501.62▲ +0.89%▼ −0.13%$569.32 (+14.51%)
Apr 28, 2026
6w ago
DEFA14A
NEUTRAL ★ 2/10
$512.85 $497.19▼ −3.05%▼ −3.04%$569.32 (+11.01%)
Showing 10 of 16

US Market Status

Market Closed — Opens Thu (11h 17m)

Subscribe to SecBot

Get Real-Time SEC Filing Intelligence

Comprehensive SEC filing analysis delivered the moment filings hit EDGAR. Sentiment scoring, impact analysis, and actionable insights for every material event.

Try SecBot Free Coming soon: SecBot Pro with alerts, watchlists, and API access