CACC CREDIT ACCEPTANCE CORP
Price Chart
Executive Summary
Three CACC insiders, including the COO and a director, sold a combined $6.04M in open-market shares on May 29, 2026, at ~$575/share. All sales were preceded by same-day option exercises at $333.94, indicating a tax-efficient cash-out rather than a purely opportunistic exit, but the cluster's size (0.10% of market cap) and C-suite participation warrant attention.
Key Financial Metrics
Actionable Insight
The cluster is small relative to market cap and tied to option exercises, reducing its bearish signal. However, the COO's $2.88M sale and the director's $2.30M sale are the largest insider disposals in the past 30 days. Monitor for any upcoming 8-K or earnings release that could explain the timing. The stock's 0% analyst bullish consensus suggests limited upside catalysts already priced in.
Key Facts
- Total open-market sales of $6.04M by 3 insiders on May 29, 2026
- COO Jonathan Lum sold 5,000 shares for $2.88M, the largest single trade
- Director Kenneth Booth sold 4,000 shares for $2.30M
- CTO Nicholas Elliott sold 1,508 shares for $868K
- All sales were executed at ~$575/share, near the stock's recent range
- Each sale was paired with same-day exercise of options at $333.94, generating $3.13M in exercise proceeds
- Total cluster value of $6.04M represents ~0.10% of CACC's $5.9B market cap
- No open-market purchases were made by any insider in the cluster window
Financial Impact
Insider sales of $6.04M, or 0.10% of market cap, are modest relative to company size
Risk Factors
- Insider sales may signal management's view that the stock is fairly valued or overvalued near $575
- No insider buying to offset the selling cluster
- The company's personal credit lending business faces macro headwinds from rising consumer delinquencies
Market Snapshot
Documents Analyzed
This report is based on 1 SEC document filed with EDGAR.
| Document | Accession Number |
|---|---|
| CLUSTER Data (Synthetic) | cluster-CACC-1780431097416 |
Track record builds as more directional reports settle.
Filters
| Type | Now | ||||
|---|---|---|---|---|---|
|
Jun 10, 2026
2d ago
|
8-K
| $556.89 awaiting T+1 | awaiting T+1 | — | $548.15 (−1.57%) |
|
Jun 10, 2026
2d ago
|
Insider Cluster
| $556.89 awaiting T+1 | awaiting T+1 | — | $548.15 (−1.57%) |
|
Jun 10, 2026
2d ago
|
Insider Cluster
| $556.89 awaiting T+1 | awaiting T+1 | — | $548.15 (−1.57%) |
|
Jun 2, 2026
10d ago
|
Insider Cluster
| $537.49 $545.41 | ▲ +1.47% | ▲ +1.07% | $548.15 (+1.98%) |
|
May 20, 2026
23d ago
|
Insider Cluster
| $544.66 $545.07 | ▲ +0.08% | ▼ −0.37% | $548.15 (+0.64%) |
|
May 20, 2026
23d ago
|
Insider Cluster
| $544.66 $545.07 | ▲ +0.08% | ▼ −0.37% | $548.15 (+0.64%) |
|
May 6, 2026
5w ago
|
Insider Cluster
| $535.32 $518.60 | ▼ −3.12% | ▼ −2.79% | $548.15 (+2.40%) |
|
May 6, 2026
5w ago
|
Insider Cluster
| $535.32 $518.60 | ▼ −3.12% | ▼ −2.79% | $548.15 (+2.40%) |
|
May 6, 2026
5w ago
|
Insider Cluster
| $535.32 $518.60 | ▼ −3.12% | ▼ −2.79% | $548.15 (+2.40%) |
|
May 5, 2026
5w ago
|
8-K
| $535.32 $518.60 | ▼ −3.12% | ▼ −2.79% | $548.15 (+2.40%) |
US Market Status
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