CACC CREDIT ACCEPTANCE CORP

NEUTRAL Impact: 4/10 Insider Cluster (2 insiders)
Horizon days Filed Apr 17, 2026 Processed 29d 3h ago
Insider cluster: 2 insiders, $2.6M total
Latest settled — T+20d ⚠ clustered
CACC ▲ +3.83% at T+20d
NEUTRAL call ✓ call won +3.83% · α vs SPY -1.54% · entry $526.51 → $546.66
Next anchor: T+60d in 8w
Currently $557.94 · +5.97% from $526.51 entry
Entry anchored
Apr 16, 03:59 PM ET
via Databento tick
T+1d
+2.24%
call +2.24% · α +2.43%
$538.29
settled 5w ago
T+5d
-2.83%
call -2.83% · α -3.38%
$511.61
settled 27d ago
T+20d
+3.83%
call +3.83% · α -1.54%
$546.66
settled 6d ago
T+60d
call — · α —
in 8w

Price Chart

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Executive Summary

Two C-suite executives at Credit Acceptance Corp—CFO Jay Martin and Chief People Officer Wendy Rummler—sold a combined $2.62 million in open-market transactions over a one-week period. Both also exercised in-the-money stock options, with the sales likely related to tax obligations and personal liquidity management.

Key Financial Metrics

Direction
selling
Total Value
$2.6M
Insiders
2

Actionable Insight

The sales are modest relative to market cap and consistent with routine post-exercise tax and diversification behavior. No immediate red flags, but monitor next 10-Q for any deviation in earnings or credit performance trends.

Key Facts

  • CFO Jay Martin sold 2,255 shares for $1.18 million and exercised 3,000 derivative shares with a strike price of $333.94.
  • Chief People Officer Wendy Rummler sold 2,742 shares for $1.44 million and exercised 4,062 option shares at $333.94.
  • Total open-market sales: $2.62 million, representing 0.045% of the company's $5.8B market cap.
  • Both executives engaged in non-cash derivative exercises and tax-related share withholdings, which are routine post-vesting activities.

Financial Impact

$2.62 million in insider sales over 7 days

insider ownershipshare dilution (minimal)

Risk Factors

  • Perception of insider selling could weigh on sentiment if not contextualized properly.
  • Concentration of option exercises may signal near-term peak valuation expectations.

Market Snapshot

Exchange
Nasdaq
Sector
Personal Credit Institutions

Documents Analyzed

This report is based on 1 SEC document filed with EDGAR.

DocumentAccession Number
CLUSTER Data (Synthetic)cluster-CACC-1776801973314
15 reports for CACC
Performance horizon

Track record builds as more directional reports settle.

Filters
Rows
Reports for CACC — sortable, filterable
Type Now
May 20, 2026
today
Insider Cluster
NEUTRAL ★ 2/10
awaiting T+5
May 20, 2026
today
Insider Cluster
NEUTRAL ★ 4/10
awaiting T+5
May 6, 2026
14d ago
Insider Cluster
NEUTRAL ★ 4/10
$535.32 $526.72▼ −1.61%▼ −2.74%$557.94 (+4.22%)
May 6, 2026
14d ago
Insider Cluster
NEUTRAL ★ 4/10
$535.32 $526.72▼ −1.61%▼ −2.74%$557.94 (+4.22%)
May 6, 2026
14d ago
Insider Cluster
NEUTRAL ★ 3/10
$535.32 $526.72▼ −1.61%▼ −2.74%$557.94 (+4.22%)
May 5, 2026
15d ago
8-K
MIXED ★ 5/10
$535.32 $526.72▼ −1.61%▼ −2.74%$557.94 (+4.22%)
May 4, 2026
16d ago
Court Ruling
NEUTRAL ★ 2/10
$503.61 $518.75▲ +3.01%▲ +0.07%$557.94 (+10.79%)
Apr 28, 2026
22d ago
Press Release
NEUTRAL ★ 2/10
awaiting T+5
Apr 28, 2026
22d ago
DEFA14A
NEUTRAL ★ 2/10
awaiting T+5
Apr 27, 2026
23d ago
Press Release
NEUTRAL ★ 2/10
$512.85 $507.00▼ −1.14%▼ −2.83%$557.94 (+8.79%)
Showing 10 of 15

US Market Status

Market Closed — Opens Thu (< 1m)

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