BRO BROWN & BROWN, INC.

BULLISH Impact: 2/10 ANALYST-UPGRADE
Processed 15d 22h ago SEC analyst-BRO-citigrou-20260506
Citigroup double upgrade: Neutral → Buy
Latest settled — T+5d
BRO ▼ -1.30% at T+5d
LONG call ✗ call lost -1.30% · α vs SPY -2.43% · entry $56.51 → $55.77
Next anchor: T+20d in 13d
Currently $57.67 · +2.05% from $56.51 entry
Entry anchored
May 6, 2026
via day open
T+1d
+2.69%
call +2.69% · α +3.02%
$58.03
settled 15d ago
T+5d
-1.30%
call -1.30% · α -2.43%
$55.77
settled 9d ago
T+20d
call — · α —
in 13d
T+60d
call — · α —
in 2mo

Price Chart

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Executive Summary

Citigroup double upgraded the stock from Neutral to Buy on May 6, 2026, setting a $70 price target (+21% upside from $57.63). The move is a contrarian call against a consensus that is 75% Hold (18 of 24 analysts). The mean target is $74.93, implying 30% upside to current price. Citigroup has a 50% accuracy on 4 calls for this stock, below the average of covering firms. Near-term EPS revisions have been predominantly upward (6 up vs 2 down for current quarter), but next year's estimates are net negative. Institutional buying from FMR and UBS (adds of +41.6% and +67.7%) aligns with the upgrade, but congressional selling and a 60.9% short ratio diverge. The bottom line: a contrarian upgrade from a below-average firm, but supported by institutional accumulation and upward estimate revisions.

Impact Score

Base Score
1/7
LLM Adjustment
+1
Final Score
2/10

Consensus & Targets

Buy / Strong Buy
6 (25%)
Hold
18
Sell / Strong Sell
0
Total Analysts
15
Mean PT
$74.93
Median PT
$72.00
High PT
$90.00
Low PT
$65.00
Current Price
$57.63
Implied Upside
+30%

Full consensus: 1 Strong Buy, 5 Buy, 18 Hold, 0 Sell, 0 Strong Sell (24 analysts total). 75% of analysts rate the stock Hold, making Citigroup's Buy upgrade a contrarian call. The consensus is heavily neutral, with no Sell ratings.

Current price: $57.63. Mean target: $74.93 (+30% upside). Median: $72.00. High: $90.00 (Truist Securities). Low: $65.00. Citigroup's $70 PT is below the mean and median, implying a more conservative view than the average analyst, but still above the low end.

Recent Analyst Activity

DateFirmActionRatingPrice Target
2026-05-06 Citigroup upgrade Buy $70.00
2026-04-29 RBC Capital maintain Sector Perform $72.00
2026-04-29 Wells Fargo maintain Equal-Weight $69.00
2026-04-29 Keefe, Bruyette & Woods maintain Market Perform $72.00
2026-04-29 Truist Securities maintain Buy $90.00
2026-04-14 B of A Securities maintain Neutral $88.00
2026-04-13 Mizuho maintain Outperform $84.00
2026-04-09 JP Morgan maintain Neutral $85.00
2026-04-09 Wells Fargo maintain Equal-Weight $72.00
2026-04-08 Barclays maintain Equal-Weight $72.00

In the last 30 days: 1 upgrade (Citigroup), 0 downgrades. EPS revision trend: current quarter – 6 revisions up vs 2 down over 30 days; next quarter – 6 up vs 1 down; current year – 5 up vs 3 down; next year – 3 up vs 5 down. Near-term estimates are being revised higher, but next year shows negative momentum.

Firm Track Record — Citigroup

Citigroup accuracy: 55% on 4355 calls | avg return: 4.9%

Industry benchmark: mean 51% ± 11%. Top tier: ≥61% (mean + 1σ). Based on 12 firms with ≥5 scored calls.

FirmAccuracyCallsAvg Returnvs Average
RBC Capital 67% 2/3 4.2% top tier
Raymond James 67% 2/3 -0.9% top tier
Keefe, Bruyette & Woods 60% 6/10 -1.6% above average
Wells Fargo 55% 6/11 -1.2% above average
B of A Securities 50% 3/6 1.7% below average
Citigroup 50% 2/4 1.6% below average
Truist Securities 38% 3/8 0.5% below average
Morgan Stanley 33% 2/6 -10.9% below average
UBS 33% 1/3 -1.8% below average
BMO Capital 33% 1/3 -14% below average

Citigroup has a 50% accuracy rate on 4 scored calls for this stock, with an average return of +1.6%. This is below the average of covering firms. The best performing firms are RBC Capital and Raymond James (both 67% on 3 calls). The worst is Jefferies (0% on 3 calls, avg return -10%). Citigroup's return is modest but positive.

Earnings Estimates

PeriodEPS Est.EPS RangeRevenueRevisions (7d)
0q $1.08 $1.00 — $1.17 $1.7B ↑3 ↓0
+1q $1.09 $1.05 — $1.16 $1.8B ↑4 ↓0
0y $4.50 $4.35 — $4.67 $7.1B ↑3 ↓0
+1y $4.89 $4.63 — $5.08 $7.5B ↑2 ↓0

Cross-Platform Signals

Congressional
Jared Moskowitz (democrat) — sell $1,001 - $15,000
Congressional
Jared Moskowitz (democrat) — sell $1,001 - $15,000
Congressional
Jared Moskowitz (democrat) — sell $1,001 - $15,000
Institutional
NORGES BANK — new
Institutional
TWO SIGMA INVESTMENTS, LP — exit (-100%)
Institutional
FMR LLC — add (41.6%)
Short Interest
Short: 895,815 | Exempt: 0 | TRF Vol: 1,470,295 | Short Ratio: 60.9% | Off-exchange volume (dark pool + OTC)

Insider trades: none reported. Congressional trades: 5 sales totaling $5,005–$75,000 from three members (Moskowitz, Delaney, Donalds) in Feb–Mar 2026, all sells. Institutional changes: Norges Bank had a new position ($516M) and a subsequent exit; Two Sigma exited; FMR LLC added 41.6% ($1.12B); UBS added 67.7% ($140M). Short interest: 895,815 shares, 60.9% short ratio (relative to TRF volume). Institutional buying from FMR and UBS converges with the upgrade, but congressional selling and elevated short interest diverge.

Actionable Insight

Citigroup's double upgrade is a contrarian signal from a below-average accuracy firm, but supported by near-term EPS revisions upward and strong institutional accumulation. Traders should look for a break above $60 for confirmation, given the heavy hold consensus and high short interest.

Documents Analyzed

Report based on filing metadata.

8 reports for BRO
Performance horizon
Filters
Rows
Reports for BRO — sortable, filterable
Type Now
May 21, 2026
1d ago
ANALYST-UPGRADE
BULLISH ★ 1/10
$57.85 awaiting T+5awaiting T+5$57.67 (−0.32%)
May 16, 2026
5d ago
ANALYST-UPGRADE
BULLISH ★ 3/10
$71.21 awaiting T+5awaiting T+5$57.67 (−19.02%)
May 6, 2026
15d ago
ANALYST-UPGRADE
BULLISH ★ 2/10
$56.51 $55.77▼ −1.30%▼ −2.43%$57.67 (+2.05%)
Apr 27, 2026
24d ago
8-K
MIXED ★ 5/10
$63.03 $57.64▼ −8.54%▼ −10.24%$57.67 (−8.50%)
Apr 27, 2026
24d ago
Press Release
MIXED ★ 5/10
$63.03 $57.64▼ −8.54%▼ −10.24%$57.67 (−8.50%)
Apr 16, 2026
5w ago
ANALYST-UPGRADE
MIXED ★ 5/10
$68.81 $67.53▼ −1.86%▼ −2.84%$57.67 (−16.19%)
Apr 9, 2026
6w ago
8-K
NEUTRAL ★ 3/10
$67.13 $68.81▲ +2.50%▼ −0.68%$57.67 (−14.09%)
Mar 24, 2026
8w ago
DEFA14A
NEUTRAL ★ 3/10
$64.09 $64.36▲ +0.42%▲ +0.66%$57.67 (−10.02%)
Showing 8 of 8

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