BFH BREAD FINANCIAL HOLDINGS, INC.
BULLISH
Impact: 8/10
8-K
8-K Item 2.02: Earnings release
Latest settled — T+20d ⚠ clustered
BFH-PA ▲ +0.76% at T+20d
LONG call ✓ call won +0.76% · α vs SPY -3.88% · entry $25.06 → $25.25
Currently $101.71 · +305.87% from $25.06 entry
T+1d
+0.36%
call +0.36% · α -0.43%
$25.15
settled 7w ago
T+5d
+0.36%
call +0.36% · α -1.12%
$25.15
settled 6w ago
T+20d
+0.76%
call +0.76% · α -3.88%
$25.25
settled 23d ago
T+60d
—
call — · α —
—
in 5w
Price Chart
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Executive Summary
Bread Financial reported strong Q1 2026 results with earnings per share of $4.15, a 50% year-over-year increase, driven by higher revenue and improved credit metrics. The company also declared dividends on its preferred and common stock.
Actionable Insight
The strong earnings beat and improved credit metrics suggest continued momentum; monitor the upcoming conference call for guidance on full-year 2026 outlook.
Key Facts
- Q1 2026 EPS of $4.15, up 50% YoY
- Revenue increased 5% YoY to $1.018 billion
- Net loss rate improved to 7.33% from 8.16% in Q1 2025
- Declared $0.23 per share common stock dividend and $21.56 per share preferred stock dividend
Financial Impact
EPS beat expectations by 50% and revenue grew 5% YoY
epsrevenuenet_loss_rate
Risk Factors
- Macroeconomic uncertainty could impact future credit performance
Market Snapshot
Exchange
NYSE
Sector
Personal Credit Institutions
Documents Analyzed
This report is based on 8 SEC documents filed with EDGAR.
| Document | Accession Number |
|---|---|
| 8-K Filing (Primary) | 0001101215-26-000036 |
| Exhibit: exh992-1q26bfhfinancials.htm | 0001101215-26-000036 |
| Exhibit: exh991-1q26bfhepr_final.htm | 0001101215-26-000036 |
| Exhibit: exhibit993cashandpreferred.htm | 0001101215-26-000036 |
| Document: 0001101215-26-000036-index-headers.html | 0001101215-26-000036 |
| Document: 0001101215-26-000036-index.html | 0001101215-26-000036 |
| Document: 0001101215-26-000036.txt | 0001101215-26-000036 |
| 8-K Data (Synthetic) | 0001101215-26-000036 |
13 reports for BFH
Track record builds as more directional reports settle.
Filters
Rows
| Type | Now | ||||
|---|---|---|---|---|---|
|
May 20, 2026
24d ago
|
Press Release
| $87.46 $88.23 | ▲ +0.88% | ▼ −0.92% | $101.71 (+16.29%) |
|
May 15, 2026
29d ago
|
8-K
| $24.70 $24.62 | ▼ −0.34% | ▼ −1.30% | $101.71 (+311.80%) |
|
May 12, 2026
4w ago
|
8-K
| $25.19 $25.10 | ▼ −0.36% | ▼ −0.43% | $101.71 (+303.77%) |
|
May 6, 2026
5w ago
|
Press Release
| $88.30 $84.63 | ▼ −4.16% | ▼ −5.29% | $101.71 (+15.19%) |
|
May 5, 2026
5w ago
|
8-K
| $24.98 $25.18 | ▲ +0.80% | ▼ −1.18% | $101.71 (+307.17%) |
|
May 5, 2026
5w ago
|
Press Release
| $85.09 $84.93 | ▼ −0.19% | ▼ −2.17% | $101.71 (+19.53%) |
|
Apr 23, 2026
7w ago
|
8-K
| $25.06 $25.15 | ▼ −0.36% | ▲ +1.12% | $101.71 (−305.87%) |
|
Apr 23, 2026
7w ago
|
8-K
| $25.06 $25.15 | ▲ +0.36% | ▼ −1.12% | $101.71 (+305.87%) |
|
Apr 23, 2026
7w ago
|
Press Release
| $92.12 $85.42 | ▲ +7.27% | ▲ +8.75% | $101.71 (−10.41%) |
|
Apr 23, 2026
7w ago
|
Press Release
| $92.12 $85.42 | ▼ −7.27% | ▼ −8.75% | $101.71 (+10.41%) |
Showing 10 of 13
US Market Status
Market Closed — Opens Mon (47h 7m)
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