ABR ARBOR REALTY TRUST INC

BEARISH Impact: 7/10 8-K
Horizon days Filed May 8, 2026 Processed 1mo ago SEC 0001253986-26-000035
8-K Item 2.02: Earnings release
Latest settled — T+20d
ABR-PF ▼ -2.78% at T+20d
SHORT call ✓ call won +2.78% · α vs SPY +2.80% · entry $23.38 → $22.73
Next anchor: T+60d in 7w
Last close $5.10 (close Jun 17) · +78.19% from $23.38 entry (call sign-flipped)
Entry anchored
May 8, 2026
via day open
T+1d
-0.56%
call +0.56% · α +0.79%
$23.25
settled 6w ago
T+5d
-1.07%
call +1.07% · α +2.53%
$23.13
settled 5w ago
T+20d
-2.78%
call +2.78% · α +2.80%
$22.73
settled 11d ago
T+60d
call — · α —
in 7w

Price Chart

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Executive Summary

Arbor Realty Trust reported a sharp decline in Q1 2026 earnings, with GAAP net income collapsing to $0.6M ($0.00/diluted share) from $30.4M ($0.16) a year ago. Distributable earnings (the street metric for this mREIT) fell to $0.07/share from $0.28, and the company slashed its quarterly common dividend from $0.30 to $0.17. Net interest income dropped 20.7% YoY to $59.8M, driven by higher credit provisions and $22.9M in net realized losses on legacy assets. The results reflect ongoing credit stress in the structured loan portfolio despite modest improvements in non-performing loans.

Actionable Insight

Traders should anticipate further downside pressure on ABR common and preferreds as earnings weakness and dividend cuts signal ongoing credit issues. Monitor the upcoming conference call for commentary on loan modification trends, NPL resolution, and any updated guidance on distributable earnings trajectory. The reduction in non-performing loans is a modest positive but insufficient to offset the severity of the earnings decline.

Key Facts

  • GAAP net income attributable to common stockholders was $0.6 million versus $30.4 million in Q1 2025
  • Distributable earnings (core EPS) fell to $0.07 per diluted share from $0.28
  • Quarterly common dividend reduced to $0.17 per share from $0.30
  • Net interest income declined 20.7% year-over-year to $59.8 million
  • Net provision for credit losses of $5.8 million, including $3.6 million loan loss provision and $4.5 million loss-sharing provision
  • Non-performing loans decreased to 19 loans ($481.5 million UPB) from 26 ($569.1 million) at year-end 2025
  • Company purchased $30.7 million of stock at average price of $7.46 per share (66% of book value)

Financial Impact

Distributable earnings per share decreased 75% YoY from $0.28 to $0.07; net interest income declined $15.6 million YoY; dividend cut of 43%

distributable earningsdividendsnet interest incomecredit provisions

Risk Factors

  • Further credit deterioration in structured loan portfolio (non-performing loans remain elevated at $481.5 million)
  • Interest rate sensitivity compressing net interest margins
  • Potential additional dividend reductions if distributable earnings continue to decline
  • Realized losses from legacy asset resolution could persist

Market Snapshot

Exchange
NYSE
Sector
Real Estate Investment Trusts

Documents Analyzed

This report is based on 6 SEC documents filed with EDGAR.

DocumentAccession Number
8-K Filing (Primary)0001253986-26-000035
Document: abr-20260508.htm0001253986-26-000035
Document: 0001253986-26-000035-index-headers.html0001253986-26-000035
Document: 0001253986-26-000035-index.html0001253986-26-000035
Document: 0001253986-26-000035.txt0001253986-26-000035
8-K Data (Synthetic)0001253986-26-000035
6 reports for ABR
Performance horizon

Track record builds as more directional reports settle.

Filters
Rows
Reports for ABR — sortable, filterable
Type Now
May 8, 2026
5w ago
8-K
BEARISH ★ 7/10
$23.38 $22.73▲ +2.78%▲ +2.80%$5.10 (+78.19%)
May 8, 2026
5w ago
Press Release
BEARISH ★ 7/10
$7.21 $5.25▲ +27.18%▲ +27.21%$5.10 (+29.26%)
Apr 16, 2026
9w ago
DEFA14A
NEUTRAL ★ 2/10
$22.55 $23.13▲ +2.57%▼ −2.80%$5.10 (−77.38%)
Mar 30, 2026
11w ago
Press Release
NEUTRAL ★ 3/10
$7.71 $7.91▲ +2.59%▼ −6.83%$5.10 (−33.85%)
Mar 23, 2026
12w ago
Press Release
NEUTRAL ★ 5/10
$7.37 $8.15▲ +10.58%▲ +1.68%$5.10 (−30.80%)
Feb 27, 2026
15w ago
Press Release
BEARISH ★ 7/10
$7.65 $7.35▲ +3.92%▼ −3.63%$5.10 (+33.33%)
Showing 6 of 6

US Market Status

Market Closed — Juneteenth — Opens Mon (77h 20m)

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